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01622528543 – Who Called? Stop STA International Debt

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Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Mar 1st, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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01622528543 calling

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

If you’ve had a call from 01622528543, don’t panic, you’ve come to the right place for answers. This number belongs to STA International, a well-known debt collection company.

Each month, over 170,000 people come to our website for advice on debt issues. You might find it hard to believe, but nearly half of the individuals who deal with debt collection agencies have experienced harassment or aggression at some point1, so you’re not alone.

This article will help you understand:

  • Who called you from 01622528543.
  • The reasons behind the call.
  • How you can stop calls from STA International.
  • Ways to potentially reduce or write off some of your STA International debt.
  • What to do if you’re struggling with unmanageable debt.

We know that receiving a call from a debt collector can be worrying. Questions like “Why do I owe this debt?”, “Is this for real?” or “What if I can’t pay?” may be on your mind. Rest assured, our team has experience in dealing with debt collection companies, and we understand your concerns.

Let’s dive in to discuss your options and find out more about how to deal with calls from the number 01622528543.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 01622528543

STA International could call you from various numbers. The main reasons they call people from 01622528543 are: 

  1. To collect payment – The primary reason for STA’s call is ultimately to get you to pay your debt immediately, ideally right then over the phone. If you cannot afford to pay the total, then STA might suggest that you arrange an ongoing monthly instalment plan.

  2. To gather more information – STA will likely request more information about your situation including a copy of your monthly budget (if you have one) illustrating your income and expenses – especially if you cannot pay. They might also like to know more about your living circumstances and whether you have any valuables in your possession.

  3. To intimidate you – Unlike letters, STA can begin to suffocate you a little by calling you regularly making the situation feel a lot more uncomfortable to squeeze payment from you. They may also threaten CCJs or home visits should they get the chance.

Janine, our financial expert, explained that while debt collectors can visit your home for payments, they cannot come to your workplace, act threateningly, force payment, or discuss your finances with others.

If they violate these rules, you can complain.

Should you ignore 01622528543?

You can watch this video to get an understanding of the process and what debt collectors can and can’t do:

» TAKE ACTION NOW: Fill out the short debt form

One in 10 Buy-Now-Pay-Later shoppers have been chased by debt collectors, rising to one in eight young people2, and these numbers continue growing. So, ignoring STA international will not make them go away.

How to Put a Stop to Debt Collectors from STA International?

We’ve written a highly detailed guide about responding to STA International Debt Collectors when they contact you in order to put a stop to their harassment in the article linked below.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Debt Collectors vs Bailiffs

Many people are caught by surprise by debt collectors pretending to be bailiffs, but in reality, they are two very different things. Bailiffs have rights that debt collectors don’t and vice versa. To avoid being taken advantage of, please take a look at the table below to understand what each one can and can’t do.

Category Debt Collectors Bailiffs
Bank Account Access Access your bank account – but only after a CCJ has been secured and not complied with.
After the creditor has taken you to court over missed payments, bailiffs/creditors can apply for a third-party debt order to freeze and take control of a bank account.
Leniency Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing. If you tell them immediately that you are a vulnerable person, they must treat you with greater consideration and give you more time to respond to any contact.
Re-Selling Debt Sell your debt if they are unable to collect payment from you. Call and visit multiple times – there isn’t a set limit on how often they may contact you. If they can’t take any goods to sell or enter your property, they might return with a warrant and force entry to your property.
Visiting Your Home Conduct home visits (on rare occasions) and knock on your door. Conduct home visits and can enter without your permission as long as all of the correct legal steps have been taken.
Contact Hours Contact you by phone or mail. They’re allowed to call whenever they see reasonable without constituting harassment, usually between 8 am and 9 pm. Can visit your home anytime between 6 am and 9 pm (unless they have a court order that states otherwise).
Permission To Take Belongings They cannot take anything from your home. They may only ask you to make a payment. Take goods from inside and outside of your home once all legal steps have been taken. However, they cannot take essential items for domestic living or work purposes.
Court Actions Threaten to take you to court by suing you for payment on a debt. Can apply to the court to get permission to use ‘reasonable force’ to enter a home, which could mean breaking in. They have to give details to the court about how they will secure the property afterwards.

STA International Debt Collection Contact Details

Address: The Drying Loft, 25/26 Turkey Court, Turkey Mill Business Park, Ashford Road, Maidstone, Kent, ME14 5PP
Phone: Interested in using our services? Call:
01622 600 921

Are we chasing you for payment? Call:
01622 528 543 (Individuals)
01622 600 905 (Businesses)
Website: https://www.stainternational.com/
Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. InDebted Debt Collector Survey.
  2. Citizens Advice, One in 10 Buy Now Pay Later shoppers have been chased by debt collectors.
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.