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01732280944 – Who Called? Stop Cabot Financial Debt

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Jan 26th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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01732280944 calling

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Are you puzzled by a call from 01732280944 and want to put a stop to Cabot Financial Debt? Don’t worry; this is the right place to get all your answers. 

Every month, over 170,000 people come to our website for help with debt matters. You are not alone. In this article, we’ll help you:

  •  Understand who called you from 01732280944.
  •  Learn how to beat Cabot Financial Debt Collectors.
  •  Discover why you were called by 01732280944.
  •  Find out how to stop Debt Collectors from Cabot Financial.
  •  Know if you can write off some Cabot Financial debt.

We know that getting a call from a debt collector can be scary, especially when research suggests that nearly half of individuals who deal with debt collection agencies have experienced harassment or aggression1. Many of us have been in your shoes before. We’ll guide you through the process and help you understand your options. 

Let’s get started!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 01732280944

Cabot Financial could call you from various numbers. The main reasons they call people from 01732280944 are: 

  1. To collect payment – The primary reason for Cabot’s call is ultimately to get you to pay up, ideally right then over the phone. If you cannot afford to pay the total, then Cabot will suggest that you arrange an ongoing monthly instalment plan ideally by direct debit.

  2. To gather more information – Cabot will likely request more information about your situation including a copy of your monthly budget (if you have one) illustrating your income and expenses – especially if you cannot pay. They might also like to know more about your living circumstance.

  3. To intimidate you – Unlike letters, Cabot can begin to suffocate you a little by calling you regularly making the situation feel a lot more uncomfortable to squeeze payment from you. They may also threaten CCJs or home visits should they get the chance.

Debt Collection agencies have been around for a very long time, and given that the average unsecured debt amount has increased by 27% year-on-year (to £16,174)2, they’re not going anywhere any time soon.

Should you ignore 01732280944?

You can watch this video to get an understanding of the process and what debt collectors can and can’t do:

» TAKE ACTION NOW: Fill out the short debt form

I always recommend responding to debt collectors – even just to question the debt’s validity. Remember, you have the right to request proof of the debt. They have to prove it, or they can’t charge you.

How to Put a Stop to Debt Collectors from Cabot Financial?

I’ve written a highly detailed guide about responding to Cabot Financial when they contact you in order to put a stop to their harassment in the article linked below:

Cabot Financial Debt Collectors – How to Stop Them

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Know Your Rights

The best way to protect yourself against abuse of authority and being taken advantage of is to know your rights and those of the debt collectors contacting/visiting you. To better understand the situation, please check out our related article on the topic and take a look at the table below.

Debt Collectors Can But They Can’t
Contact you by phone or mail. Call you after 9pm or before 8am.
Conduct home visits (on rare occasions) and knock on your door. Forbily enter your home, or stay if you ask them to leave.
Threaten to take you to court by suing you for payment on a debt. Harrass you, including threats of violence, repeated calls and visits, or abusive language.
Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing. Visit your workplace.
Access your bank account, but only after a court judgment has been made. Take anything from your home or threaten to do so.
Sell your debt. Speak to other people about your debt without your permission.
Contact you frequently. Keep doing so if you request that they reduce communications.

Cabot Financial Debt Collection Contact Details

Address: 1 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4UA
Phone: 0344 556 0263
Monday – Friday   8:00am – 8:00pm
Saturday   9.00am – 1.30pm
Website: https://www.cabotfinancial.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. InDebted, Debt Collectors Survey
  2. StepChange, Scotland in the Red
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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