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01782971402 – Who Called? Stop Advantis Debt

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Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 20th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Featured in...

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Are you receiving calls from 01782971402? It might be Advantis, a company that collects debts.

You might feel worried and might even wonder why they are calling, if you have to pay, or if they’re even real. Don’t worry, you’re not alone. Every month, over 170,000 people visit our website seeking advice on their debt problems,

We’re here to help you understand what’s happening. In this article, we’ll talk about:

  • Reasons why you were called by 01782971402
  • How to work with debt collectors in the UK.
  • Ways to handle your debt.
  • Your rights when dealing with debt collectors.
  • How to stop calls from Advantis.

Research shows that 64% of people in the UK feel stressed when dealing with debt collectors.1 Some of our team members have experienced this too, so we understand how you feel.

We’re here to support you and help you find the best way to deal with this situation.

Let’s learn more about how to manage this together!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 01782971402

We have a more detailed guide for Advantis Debt Collectors, which you can find here.

Advantis could call you from various numbers.

The main purpose of 01782971402 calls are:

  1. To collect payment – Advantis will try to get you to pay up, ideally right over the phone. If you cannot afford to pay the total, then they will suggest that you arrange an ongoing monthly instalment plan, ideally by direct debit.

  2. To gather more information – Advantis will likely request more information about your situation, including a copy of your monthly budget (if you have one) illustrating your income and expenses — especially if you cannot pay. They might also like to know more about your living circumstances.

  3. To intimidate you – Unlike letters, Advantis can begin to suffocate you a little by calling you regularly from 01782971402 making the situation feel a lot more uncomfortable to squeeze payment from you. They may also threaten CCJs or home visits if they get the chance.

Should you ignore 01782971402?

You can watch this video to understand whether you can ignore debt collectors and what they are legally allowed to do.

» TAKE ACTION NOW: Fill out the short debt form

I always recommend responding to debt collectors – even just to question the debt’s validity.

It’s important to keep in mind that you have the right to request proof of the debt. They have to prove it, or they can’t charge you.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

How to Put a Stop to Debt Collectors from Advantis?

Believe it or not, nearly half of the people who deal with debt collection agencies have experienced harassment or aggression2, which is why I’ve written a highly detailed guide about responding to Advantis when they contact you:

Advantis – Guide

Know Your Rights

It’s important that you know what debt collectors are entitled to do when trying to recover a debt. This way, you won’t be taken advantage of, and you can have a clear view of the situation.

Debt Collectors Can But They Can’t
Contact you by phone or mail. Call you after 9pm or before 8am.
Conduct home visits (on rare occasions) and knock on your door. Forbily enter your home, or stay if you ask them to leave.
Threaten to take you to court by suing you for payment on a debt. Harrass you, including threats of violence, repeated calls and visits, or abusive language.
Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing. Visit your workplace.
Access your bank account, but only after a court judgment has been made. Take anything from your home or threaten to do so.
Sell your debt. Speak to other people about your debt without your permission.
Contact you frequently. Keep doing so if you request that they reduce communications.

Advantis Debt Collection Contact Details

Address: Advantis Credit Ltd Minton Hollins Building, Shelton Old Road, Stoke-on-Trent, Staffordshire, United Kingdom, ST4 7RY
Phone: 01782 401192
Email: [email protected] 
Website: https://www.advantiscredit.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

1 & 2: Indebted Debt Collection Survey

The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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