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01782971403 – Who Called? Stop Advantis Debt

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By
Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 27th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Did you receive a call from 01782971403? This is the number of Advantis, a debt collection company.

If you’re unsure why they contacted you or how to handle it, don’t worry; you’re at the right place for answers. Every month, more than 170,000 people visit our website seeking guidance on debt matters.

In this article, we’ll help you:

  • Find out why Advantis is calling you.
  • Decide if you should ignore 01782971403.
  • Learn how to deal with Advantis collectors.
  • Understand if your debt is too much.
  • And explore legal ways to write off debt.

Nearly half of the people who deal with debt collection agencies have experienced harassment or aggression1, and even our team knows how it feels when debt collectors are on your heels.

We understand and want to help you learn how to handle Advantis and its debt collection calls.

Let’s get started!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Why am I being called by 01782971403?

Advantis Debt Collection calls debtors from various different numbers. The main reasons they call people from 01782971403 are:

  1. To collect payment – The main reason for receiving a phone call from Advantis is that they are trying to collect payment on a debt that you owe swiftly and without struggle. Ideally, they want you to fulfil the entire sum of the debt right there on the spot by card payment or at least to organise ongoing monthly payments.
  2. To gather information – if you are completely unable to pay the debt, the next goal for Advantis is to attain some key information from you including how much you earn, how much you spend and what valuable goods you have. This information can be used down the line to recover the debt.
  3. To intimidate you – Advantis will call to intimidate you by making it personal, distracting you at key times during the day and on the whole just harassing you until you give it and make the payment. Worse than this, they might also threaten Country Court Judgements and home visits.

Should I ignore 01782971403?

We always recommend responding to debt collectors – even just to question the debt’s validity.

Keep in mind that you have the right to request proof of the debt. They have to prove it or they can’t charge you.

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors:

» TAKE ACTION NOW: Fill out the short debt form

Your Rights With Debt Collectors

Understanding your rights when dealing with Advantis or any other debt collection agency is crucial.

That’s why we’ve prepared this table that explains what debt collectors are allowed to do. If you’d like to learn more about your rights, make sure to check out our detailed guide.

Debt Collectors Can But They Can’t
Contact you by phone or mail. Call you after 9pm or before 8am.
Conduct home visits (on rare occasions) and knock on your door. Forbily enter your home, or stay if you ask them to leave.
Threaten to take you to court by suing you for payment on a debt. Harrass you, including threats of violence, repeated calls and visits, or abusive language.
Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing. Visit your workplace.
Access your bank account, but only after a court judgment has been made. Take anything from your home or threaten to do so.
Sell your debt. Speak to other people about your debt without your permission.
Contact you frequently. Keep doing so if you request that they reduce communications.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

How to handle Advantis Collectors? 

We’ve written an extensive on how to deal with Advantis Debt Collection and some ways that you can stop them – be sure to check it out for more information.

Advantis Debt Collection Contact Details

Address: Advantis Credit Ltd Minton Hollins Building, Shelton Old Road, Stoke-on-Trent, Staffordshire, United Kingdom, ST4 7RY
Phone: 01782 401 100
Email: [email protected] 
Website: https://www.advantiscredit.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. Indebted Debt Collection Survey
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.