Featured in...
Dashboard
Debt Info
Debt Collectors

02920858773 – Who Called? Stop Link Financial Debt

Scott Nelson Profile Picture Janine Marsh Profile Picture
By
Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Jan 30th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Featured in...

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Has the number 02920858773 rung your phone, and you’re wondering why? You’re not alone. This number belongs to Link Financial, a debt collection company, and they may be asking for a payment. In this guide, we will help you understand:

  • Why you’re being called by 02920858773.
  • How to make sure the debt is actually yours.
  • Ways to stop Link Financial from bothering you.
  • How to set up payment plans.
  • How you might be able to wipe off some of your debt.

We know it can be scary when a debt collector calls, as we’ve been there ourselves. Research shows that nearly half of individuals who deal with debt collection agencies have experienced harassment or aggression1.

But don’t worry; over 170,000 people visit our site each month to find useful information about their debt problems. We’ve got plenty of advice to share based on real experiences and expert knowledge.

So let’s take a deep breath and figure this out together. Let’s dive into how you can handle calls from 02920858773 and stop Link Financial debt.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Why am I being called by 02920858773?

Link Financial could call you from several numbers. They are likely to be calling from 02920858773 for the following reasons:

  1. To collect payment – The primary focus of a follow-up call is for them to clearly outline your debt total and request that you pay it’s entirety by card payment over the phone. If you cannot pay the outstanding balance in full then often they will ask that you pay monthly instalments until the debt is cleared.
  2. To get more information – if you are unable to pay the debt completely, the next priority for Link Financial is to request more information from you. This information will mainly consist of the reasons you are unable to pay, including the details of your income and living expenses, alongside any details that may help them recover the debt in the future.
  3. To intimidate you – When the letter sent by Link Financial fails to get you to pay, they will use a phone call to heap more pressure on you. They will often do this by exaggerating the timeline of what might happen if you continue to ignore your debt by threatening to visit you at home and take you to court to settle the debt – both can be very traumatising.

Debt collection agencies buy billions of debt annually at rock bottom prices – at an average of 10p to £12, so it makes sense that Link Financial is trying everything in the playbook to get you to pay in order to make a profit.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Should you ignore 02920858773?

You can watch this video to learn what the law allows debt collectors to do and what you can do to avoid exploitation by Link Financial:

» TAKE ACTION NOW: Fill out the short debt form

I always recommend responding to debt collectors – even just to question the debt’s validity. Remember, you have the right to request proof of the debt. They have to prove it, or they can’t charge you.

Address: The Peak, 2nd Floor, 5 Wilton Road, London, England SW1V 1AN
Phone: 0800 064 4499
Email: [email protected]
Website: https://www.linkfinancial.eu/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. InDebted, Debt Collectors Survey
  2. Jubilee Debt, A Fresh Start After Covid-19
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.