03331214454 - Who Called? Stop Mortimer Debt

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Did you get a call from 03331214454? Don’t worry; you’re in the right place. Each month, over 170,000 people visit our website seeking advice on debt matters.

This article will cover:

Who called you from 03331214454?
Why Mortimer Clarke, a debt collector, might contact you.
How to stop calls and letters from Mortimer Clarke.
If you can write off some of your debt to Mortimer Clarke.
When to ignore calls from 03331214454.

We understand that getting a debt collection call or letter can be scary. After all, nearly half of the people who are chased by debt collection agencies have experienced harassment or aggression¹.

You’re not alone; we’re here to guide you with clear and simple advice.

Reasons why you were called by 03331214454

We have a more detailed guide to Mortimer Debt, which you can find here.

Mortimer Clarke Solicitors could call you from several numbers.

The main reasons they call people are:

To collect payment – Mortimer Clarke will most likely be calling you from 03331214454 in order for you to confirm ownership of the debt and for you to pay the entire sum immediately over the phone.
To get more information – The average unsecured debt has increased by 25% year-on-year, rising to £13,941². So, it’s common for people to struggle to pay. If that’s your case, and you can prove that you are unable to pay in any form on the spot, then Mortimer Clarke will be looking for additional information from you that might help them claim the debt at some point in the future.
To intimidate you – Letters are hardly worrying to some. However, phone calls make the situation appear a lot more personal and a lot more serious. Mortimer Clarke know this, which is why they will attempt to contact you by phone call to get you to pay.

Your Rights With Debt Collectors

While it’s normal for debt collectors to try to intimidate you, they’re not allowed to harass you.

We’ve prepared this quick table that explains what debt collectors can and can’t do. Knowing your rights when dealing with them is crucial to prevent unfair treatment.

If you’d like to learn more, be sure to check out our complete guide.

Debt Collectors Can	But They Can’t
Contact you by phone or mail.	Call you after 9pm or before 8am.
Conduct home visits (on rare occasions) and knock on your door.	Forbily enter your home, or stay if you ask them to leave.
Threaten to take you to court by suing you for payment on a debt.	Harrass you, including threats of violence, repeated calls and visits, or abusive language.
Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing.	Visit your workplace.
Access your bank account, but only after a court judgment has been made.	Take anything from your home or threaten to do so.
Sell your debt.	Speak to other people about your debt without your permission.
Contact you frequently.	Keep doing so if you request that they reduce communications.

Remember, debt collectors can’t enter your home or take any of your possessions. If they’re harassing you, you can make a complaint.

How a debt solution could help

Some debt solutions can:

Stop nasty calls from creditors
Freeze interest and charges
Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:

Situation

Monthly income	£2,504
Monthly expenses	£2,345
Total debt	£32,049

Monthly debt repayments

Before	£587
After	£158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Should you ignore 03331214454?

We always recommend responding to debt collectors — even just to question the debt’s validity. You have the right to request proof of the debt. They have to prove it, or they can’t charge you.

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors: