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03335565570 – Who Called? Stop Lowell Financial Debt

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By
Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 27th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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03335565570 – Who Called

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Have you received a letter or call from 03335565570? You may be feeling confused and worried about a debt that Lowell Financial says you owe.

You’re not alone. Each month, over 170,000 people turn to our website for help with debt issues.

In this article, we will help you understand:

  •  The reason you were called by 03335565570, which belongs to Lowell Financial.
  •  How to check if the debt is really yours.
  •  Ways to stop Lowell Financial from bothering you too much.
  •  Your choices to set up ways to pay or even get rid of your debt.
  •  Whether ignoring 03335565570 is a good idea.

A survey by StepChange UK showed that out of 1794 clients, 83% had at least one creditor who didn’t consider their vulnerabilities.1 Some of our team members have also experienced this firsthand.

So, we understand that being chased by debt collectors can be scary. But don’t worry; we are here to share our knowledge and help you deal with this situation.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 03335565570

We have a more detailed Lowell Financial guide, which you can find here.

Lowell Financial could call you from several numbers. The main reason they call people from 03335565570 is to collect payment.

Before being called, Lowell Financial, alongside your original creditor, should have sent you a letter stating that the debt has been purchased/transferred to the debt collector. 2

If you haven’t received this notice, you have a right to complain.

Typical Debt Collection Process

To help you better understand the typical debt collection timeline, we’ve prepared this table. For more information on how debt collectors may pursue you, check out our detailed guide.

Stage Actions What you should do:
Missing one or two small payments Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments. Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options.
Missing large or multiple payments Their contact will become more frequent, urgent, and threatening. Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment.
Debt collector visit After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment. If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this.
Court If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to:
– File a CCJ against you.
– File an attachment of earnings order.
– File a lawsuit against you.
You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you.

Should you ignore 03335565570?

We always recommend responding to debt collectors – even just to question the debt’s validity.

You have the right to request proof of the debt. They have to prove it or they can’t charge you.

You can watch this video to learn what the law allows and what you can do to avoid exploitation by these debt collectors: 

» TAKE ACTION NOW: Fill out the short debt form

How to deal with Lowell Group Debt Collectors? 

We’ve written an extensive guide about what to do when Lowell Group contact you and ways that you can stop them in the article linked below:

Lowell Group Debt Collectors – How to Stop Them

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Lowell Group Debt Collection Contact Details

Address: Ellington House, 9 Savannah Way, Leeds, LS10 1AB
Phone: 0333 556 5552
Opening hours: 8am-8pm Monday to Friday, and 8am-2pm on Saturday
Website: https://www.lowell.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. Step Change Creditor and Debt Collector Conduct
  2. Step Change DCA
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.