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03335565835 – Who Called? Stop Lowell Financial Debt

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 14th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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03335565835 calling

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Have you received a call from 03335565835? It might be that Lowell Financial is trying to collect a debt they say is yours!

This can be confusing and worrying, but you are not alone. Every month, over 170,000 people visit our website seeking advice on debt matters.

In this easy-to-understand guide, we’ll help you:

  • Understand if you can question, or even ignore, Lowell.
  • Find out how to make Lowell stop chasing you so much.
  • Learn about ways to make a plan to pay, or even cancel, your debt.

Unfortunately, nearly half of the people who deal with debt collection agencies have experienced harassment or aggression1. We know what it feels like.

But don’t worry; we’re here to help you understand your options and rights when dealing with Lowell Financial.

Let’s get started!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 03335565835

Lowell Financial could call you from several numbers. The main reasons they call people are: 

  1. To collect payment – by this point, you should have received a letter in the post from both your original creditor and Lowell Financial notifying you that the debt has been purchased or the collector has been assigned to recover your debt.

    If you are unable to pay the entire outstanding balance then often they will request that you agree to pay monthly instalments until the debt is settled.
  1. To get more information – This information will primarily consist of the reasons you are unable to pay, including the details of your income and living expenses, alongside any details that may help them recover the debt in the future.

Should you ignore 03335565835?

I always recommend responding to debt collectors – even just to question the debt’s validity.

You have the right to request proof of the debt. They have to prove it, or they can’t charge you.

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors: 

» TAKE ACTION NOW: Fill out the short debt form

Phone Calls to Door Visits – Typical Debt Collector Timeline

If you’ve been receiving calls from 03335565835 or other Lowell phone numbers, you are likely at the start of their system.

By ignoring them, you’ll eventually be escalated onto later and more uncomfortable steps.

I’ve put this simple table together to give you an idea of the average timeline that a debt collector like Lowell will follow. Check out our detailed breakdown of the debt collection timeline (with advice on each step) for more information.

Stage Actions What you should do:
Missing one or two small payments Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments. Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options.
Missing large or multiple payments Their contact will become more frequent, urgent, and threatening. Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment.
Debt collector visit After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment. If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this.
Court If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to:
– File a CCJ against you.
– File an attachment of earnings order.
– File a lawsuit against you.
You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you.

How to Stop Lowell Financial Debt Collectors? 

I’ve written a comprehensive guide about what to do when Lowell Financial contact you and ways that you can stop them in the article linked below:

Lowell Financial Debt Collectors – How to Stop Them

It’s crucial to keep in mind your rights when dealing with debt collectors. They are not allowed to harass you or threaten you.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Lowell Financial Debt Collection Contact Details

Address: Ellington House, 9 Savannah Way, Leeds, LS10 1AB
Phone: 0333 556 5552
Opening hours: 8am-8pm Monday to Friday, and 8am-2pm on Saturday
Website: https://www.lowell.co.uk/
Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. InDebted Debt Collectors Survey
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.