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03335565847 – Who Called? Stop Lowell Financial Debt

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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
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Janine
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Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 20th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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03335565847 calling

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Have you received a call from 03335565847? That’s Lowell Financial, a UK debt collection company. They may be contacting you about a debt they believe you owe.

I know this can feel scary, but you’re not alone. Every month, over 170,000 people visit our website for help with debt issues.

In this article, you’ll learn:

  •  How to check if the debt is really yours. If it isn’t, you don’t need to pay!
  •  Ways you can stop or slow down Lowell’s calls. 
  •  Options for payment plans. 
  •  How to possibly get rid of some Lowell debt.

Research shows that 64% of people in the UK feel stressed when dealing with debt collectors.1 Some of us have even experienced this.

Don’t worry! We’ve put together this guide to help you understand your options and take control of the situation.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 03335565847

We have a dedicated article on Lowell Financial, which you can find here.

Lowell Financial could call you from multiple numbers. The main reasons they call people from 03335565847 are: 

  1. To collect payment – Lowell will try to make you claim ownership of the debt and request that you make a card payment over the phone to cover the debt. If you’re unable to pay the entire balance, Lowell Financial will request that you agree to pay monthly instalments until the balance is zero.
  2. To get more information – if you maintain that you are unable to pay the debt in any form, then the second priority for Lowell Financial is to request more information from you. This information will mostly consist of the reasons you are unable to pay, including the details of your income and living expenses, alongside any details that may help them recover the debt in the future.

Typical Debt Collection Process

If you’re receiving calls from 03335565847, don’t worry; it’s completely normal. This is the first stage of the debt collection process.

I’ve put together this table to help you better understand the debt collector timeline and to be aware of what may happen if you don’t pay.

If you want to learn more or require additional advice, please check out our specialized guide.

Stage Actions What you should do:
Missing one or two small payments Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments. Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options.
Missing large or multiple payments Their contact will become more frequent, urgent, and threatening. Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment.
Debt collector visit After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment. If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this.
Court If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to:
– File a CCJ against you.
– File an attachment of earnings order.
– File a lawsuit against you.
You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you.

The easiest way to stop Lowell Financial from calling you is by paying what you can. Don’t forget that debt collectors are not allowed to harass you. If necessary, you can make a complaint.

Should you ignore 03335565847?

I always recommend responding to debt collectors – even just to question the debt’s validity.

You have the right to request proof of the debt. They have to prove it or they can’t charge you.

You should watch this video to understand the debt collection process so that you are more prepared if Lowell try to get in touch.

» TAKE ACTION NOW: Fill out the short debt form

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

How to Stop Lowell Financial Debt Collectors? 

I’ve written an entire guide about dealing with Lowell Financial including ways that you can stop them in the article linked below:

Lowell Financial Debt Collectors – How to Stop Them

Lowell Financial Debt Collection Contact Details

Address: Ellington House, 9 Savannah Way, Leeds, LS10 1AB
Phone: 0333 556 5552
Opening hours: 8am-8pm Monday to Friday, and 8am-2pm on Saturday
Website: https://www.lowell.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. Indebted Debt Collection Survey
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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