3 Signs Your Debt May be Making You Depressed

Debt is the devil and it’s a tyrant we all suffer from at some time in our lives. It’s a vicious cycle, as it’s usually those who have less financially that find themselves saddled with high interest rates, meaning they pay back a lot more in comparison to those who have money to spare.

Bad debt can have a severe impact on your quality of life. If you are struggling with debt right now, you may be surprised to learn of these symptoms that indicate your debt is making you depressed.

Please don’t despair though as MoneyNerd is here to help.

Your Sleep Pattern Has Changed

Many people complain of being unable to sleep at all when they are faced with money problems, however, depression from debt can be a little subtler than keeping you awake the entire night. If you find yourself waking multiple times a night, if you find it harder to get out of bed in the morning, if you find it difficult to fall asleep or if your dreams have become nightmares, you could be suffering from depression.

Your Stomach is Complaining

Stress has a huge impact on the gut, as it’s here where a lot of serotonin is stored, the natural feel good chemical that helps us combat depression. If you’ve noticed a change in bowel habits, if your appetite has increased or decreased, or if you’re suffering from unexplained stomach aches (always check with a doctor to rule out anything else first), then these could be warning signs that you’re struggling to cope.

You Find Easy Tasks Difficult

If you’re finding it hard to process information, if your memory is suffering, or if your problem-solving abilities are impaired, you could be suffering from anxiety due to debt. When we owe money that we don’t have, the problem seems so large, that it takes over our conscious and subconscious making it difficult to concentrate on anything else. There is a solution. Don’t suffer in silence.

These are just a few signs that your debt may be making you depressed. You may only notice one of them, or you may relate to them all.

Other signs include:

• Irritability
• Hair loss
• Hormone fluctuations
• Cold symptoms
• Aches and pains
• Low energy
• Avoidance of social situations

Your mental health is important and if it’s off balance it will affect every area of your life. Burying your head in the sand will only make things worse as it’s impossible to run away from the symptoms of stress, and stress can’t be cured until the root of the problem is addressed.