Andrew James Enforcement Ltd – Should you Pay?
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
Have you received a letter from Andrew James Enforcement Ltd, and you’re not sure what to do? Don’t worry; you’re in the right place. Each month, over 170,000 people come to our website for clear advice on debt issues.
We know being in debt can be scary, as research shows 64% of UK adults find interactions with current debt collectors stressful1. You might be worried about where the debt came from if you should pay it, or if you can’t afford to pay. We’re here to help shed light on all these matters.
In this article, we will:
- Explain who Andrew James Enforcement Ltd is and who uses their services.
- Help you understand an Andrew James Enforcement letter.
- Discuss if you could write off some Andrew James debt.
- Share what happens if you ignore Andrew James Enforcement.
- Give you tips on how to deal with Andrew James Enforcement if you can’t afford to pay.
We have lots of experience dealing with debt collectors, and we understand how you might be feeling. We’re here to offer support and share helpful information. So, let’s get started on finding the best way forward for you.
What is an Andrew James Enforcement letter?
Here’s a table explaining all the fees debt collection agencies typically charge during a process like this.
Action | Fixed fee | % Extra to pay for debts over £1,500 |
---|---|---|
Compliance (written communication) | £75 | None |
Enforcement (visiting your home) | £235 | 7.5% |
Sale (removing and selling belongings) | £110 | 7.5% |
Action | Fixed Fee | % Extra to pay for debts over £1,000 |
---|---|---|
Compliance (written communication) | £75 | None |
Enforcement 1 (visiting your home) | £190 | 7.5% |
Enforcement 2 (if they visited and you didn’t make/keep an agreement you set with them) | £495 | None |
Sale (removing and selling belongings) | £525 | 7.5% |
Should you pay Andrew James Enforcement?
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
Monthly income | £2,504 |
Monthly expenses | £2,345 |
Total debt | £32,049 |
Monthly debt repayments
Before | £587 |
After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
Andrew James Enforcement Ltd Reviews – “Heartless and Vile”
What happens if you ignore Andrew James Enforcement?
» TAKE ACTION NOW: Fill out the short debt form
Research shows that the average unsecured debt has increased by 25% year-on-year, rising to £13,9412, which means that debt collection agencies aren’t going anywhere any time soon.
Thousands have already tackled their debt
Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.
Natasha
I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.
Reviews shown are for The Debt Advice Service.
I want to pay Andrew James Enforcement – but I can’t afford it!
Can Andrew James Enforcement bailiffs break into my home?
But they don’t usually detail bailiff’s rights and limitations in their letters to you, which can make the whole process scarier! Take a look at this example.
This person should get legal advice as soon as possible because goods can’t be removed unless they are outside the property. As they have children, they are also technically classified as a vulnerable person. This means that they will get a bit longer to respond to letters before Andrew James knock on the door, amongst other allowances.
Vulnerable individuals’ protection against debt enforcement and bailiffs can be complicated, so we recommend speaking to a debt charity for some advice as soon as possible.