Complain to a Council About their Bailiffs – Letter Template
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
Are you looking to complain to a council about their bailiffs? This guide is for you.
We know that dealing with debt can be tough, and writing a formal letter to solve your problem might seem daunting.
But don’t worry; you’re not alone. Each month, over 170,000 people visit our website for guidance on debt solutions.
In this guide, we’ll show you:
- How to use a letter template to lodge a complaint about a council’s bailiffs.
- What bailiffs can legally do.
- What to do if you don’t get the response you hope for.
- How to write off debt legally.
- How much debt is too much.
Reading this guide will give you the knowledge and confidence to take the next step. Remember, we’re here to help.
Letter Template
Downloadable Resource
Can the council send bailiffs?
» TAKE ACTION NOW: Fill out the short debt form
Can bailiffs force entry for council tax debt?
Bailiffs can use reasonable force to enter a property and repossess items. They can never physically harm you to do this. However, when it comes to council tax debts, parking fines and catalogue debts, they are not allowed to force entry.
If your bailiff forced entry when visiting you to recover council tax debt, this would be a good reason to download our letter template for free and make a complaint.
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
Monthly income | £2,504 |
Monthly expenses | £2,345 |
Total debt | £32,049 |
Monthly debt repayments
Before | £587 |
After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
What can a bailiff legally do?
Bailiffs can legally take items that belong to the person or persons with the debt. For example, they could repossess a TV or vehicle if the vehicle is owned by the person or people in debt. This would be sold at an auction and the funds raised will go towards paying the debt.
Instead, you can agree to repay the debt in full, or agree on a repayment plan with an initial lump sum of significant value. Bailiffs do not have to accept a payment plan.
Bailiffs cannot take items that you need for employment, such as worker’s tools and machinery. They also cannot take consumables.
What if you don’t get the response you hope for?
As stated in our free letter template, you should escalate the complaint to your local MP and the Social Care Ombudsman if you don’t get the response you hope for. Hopefully, your complaint will be taken seriously by the council and investigated, but if not, rest assured there are more people who will listen.