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You will probably find yourself needing to borrow money at some point in your life. It can be overwhelming searching through all of the different methods there are available, but we’ve got you covered with our borrowing breakdown below:

Secured loans are a way of borrowing money in order to purchase a valuable asset such as a home or a car. Secured loans are “secured” against a valuable asset of yours. This asset is offered up by you as “collateral”. This means that if you start failing to make your repayments towards the loan, then the lender has the right to seize whatever asset you put up as collateral and sell it off in order to get his/her money back.

A debt consolidation loan is a  technique that uses finance to pay off various debts. In simple terms, you are asking for money from one lender to clear the debts of existing lenders.

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