Borrowing
For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.
Discover the different methods of borrowing so you can make a decision that is most suitable for your financial needs and preferences.
There are many ways you could be able to borrow money. The most common methods include residential mortgages, credit cards and secured or unsecured personal loans. But you may be able to access credit through other means, such as bank overdrafts, hire purchase agreements, credit sales and more. Your individual circumstances should be considered when choosing a method of borrowing, and you may want to get personalised financial advice first.
More information on borrowing
Detailed information on the different methods of borrowing is available for free at MoneyNerd. We discuss the most popular and niche ways of borrowing in the UK, explaining the pros and cons so you can make an informed decision. Take a look at some of the articles in our borrowing hub to learn more.
You will probably find yourself needing to borrow money at some point in your life. It can be overwhelming searching through all of the different methods there are available, but we’ve got you covered with our borrowing breakdown below:
- Secured Loan Rates – What Are They? FAQs, Tips & More
- Short-Term Secured Loans – Overview, Tips & best Options
- Interest-only Secured Loans – What You Should Know
- The best Secured Loan Direct Lenders 2022
- Secured Loans – 2022 Comparison
- Cheap Secured Loans – best Options, Tips & More
- Secured Loan Brokers – Complete Review 2022
- Best Secured Loans – Complete Comparison
- How to Get out Of a Secured Loan – Step-by-Step guide
- Secured Debt – 2022 guide, FAQs & More
- Secured Loans In Northern Ireland – Complete Analysis
- Secured Loans In Scotland – Complete Review
- Secured Loans advice, Tips, Ticks & FAQs
- Can a Secured Loan be Written Off? In-depth Guide & FAQs
- What Happens if You Default on a Secured Loan?
- Fixed Rate Secured Loans – Complete Analysis
- Secured Loans Online – All You Need to Know & best Options
- Secured Loan – How Much Can I Borrow? Tips & FAQs
- Loans Secured on Property – How to & best Options
- Secured Loans for People With Bad Credit
- Secured Personal Loan – All You Need to Know & best Options
- Fast Secured Loan – Complete Review
- How Long Does it Take to Get a Secured Loan? Quick Answer
- How to Get a Secured Loan – Step-by-Step guide
- The Difference Between Secured and Unsecured Loan
- Secured Car Loans – Complete Review 2022
- How Much Will a Secured Loan Improve My Credit Score?
- Secured Loan Calculator – All You Need to Know
- Secured Loans for Pensioners – Complete Review 2022
- Loans for People on Benefits with No Upfront Fees 2022
- Can I Take a Personal Loan to Buy a House? 2022 Rules
- Secured Loans for Self Employed with No Accounts – Reviews
- Can I Borrow Money Against My House to Buy Another Property?
- Loans for Self Employed with Bad Credit – Complete Review
- Bad Credit Mortgage Calculator UK – Work Out Repayments
- Loans for The Unemployed with Bad Credit 2022
- Bad Credit Personal Loans UK – Complete Review 2022
- Loans for Young Adults – Complete Breakdown and Comparison
- Instalment Loans – All You Need to Know
- Uncle Buck Loans Reviews & Information 2022
- Shopacheck Loans Reviews, Info & Refunds 2022
- Ikano Finance Loans Debt Reviews & In-depth Info 2022
- Sprout Loans Reviews & Break Down 2022
- Ideal Finance Loans Reviews & Analysis 2022
- Ferratum UK Loans Reviews & Information 2022
- Swift Sterling Loans Reviews & Information 2022
- Mutual Loans Reviews & Break Down 2022
- Everyday Loans Reviews & Refund Info 2022
- First Direct Loans Reviews & Information 2022
- Cash Converters Loans Reviews & In-depth Info 2022
- Buddy Loans Reviews & Break Down 2022
- Lending Stream Loans Reviews & Information 2022
- Avant Credit Loans Reviews & Break Down 2022
- Bamboo Loans Reviews & In-depth Info 2022
- Cash4Unow Loans Reviews & Information 2022
- Oakam Loans Reviews & In-depth Info 2022 (Oakham)
- Barclays Partner Finance Loans Reviews & In-depth Info 2022
- Loans2Go Reviews & In-depth Info 2022
- Sunny Loans Reviews & Information 2022
- Zopa Loans Reviews & Break Down 2022
- Satsuma Loans Reviews & Analysis 2022
- Aqua Loans Reviews & In-depth Info 2022
- Little Loans Reviews & Analysis 2022
- Mr Lender Loans Reviews & Information 2022
- MiniCredit Loans Reviews & Analysis 2022
- Pounds 2 Pocket Loans Reviews & In-depth Info 2022
- Peachy Loans Reviews & Information 2022
- Is Cash Club Loans App Legit? Reviews & Refund Info 2022
- Wellesley Loans Reviews & Analysis 2022
- Safety Net Credit Loans Reviews & In-depth Info 2022
- Hitachi Personal Finance Loans Reviews & In-depth Info 2022
- Vivus Loans Reviews & Analysis 2022
- Think Money Loans Reviews & Analysis 2022
- Black Horse Finance Loans Reviews & In-depth Info 2022
- Co-op Loans Reviews & Analysis 2022
- Lucky Loans Reviews & Information 2022
- Bright Loans UK Ltd Reviews & In-depth Info 2022
- Pixies Loans Reviews & Analysis 2022
- Ffrees Loans Reviews & Analysis 2022
- Aspire Money Loans Reviews & Information 2022
- Cahoot Loans Reviews & In-depth Info 2022
- Loans At Home Reviews & In-depth Info 2022
- Likely Loans Reviews & In-depth Info 2022
- Freedom Finance Loans Reviews & In-depth Info 2022
- Trust Two Loans Reviews & In-depth Info 2022
- Cash Flex Loans Reviews & Analysis 2022
- On stride Financial Loans Reviews & In-depth Info 2022
- Lolly Loans – Reviews & In-depth Info 2022
- Marks and Spencer Money Loans (M&S) Reviews & In-depth Info
- Piggy Loans Reviews & Break Down 2022
- MBNA Loans Reviews & Break Down 2022
- Guarantor Mortgage Bad Credit – What You Can Do with Tips
- Can you Get a Loan without a Guarantor and Bad Credit?
- Guarantor Mortgage Calculator – The Best Version 2022
- How to Get out Of a Guarantor Loan – Complete guide
- Guarantor Requirements – 2022 Criteria
- Guarantor Loans Lenders – Reviews, Ratings and Comparisons
- Non Homeowner Guarantor Loans – Complete Analysis
- Guarantor Car Finance – All You Need to Know & FAQs
- Can I get a Loan to Clear my Debts? Guide & FAQs
- What is the Interest Rate on Debt Consolidation Loans? 2022
- Debt Consolidation Loan with No Credit Check 2022
- Debt Consolidation Loans with an Instant Decision 2022
- Debt Consolidation Loans for Poor Credit – 2022 Guide
- Debt Consolidation Loans for Bad Credit UK – 2022 Review
- How Do I Qualify for a Debt Consolidation Loan – 2022 Guide
- Unsecured Debt Consolidation Loans for Bad Credit 2022
- Personal Loans for Debt Consolidation – 2022 Guide
- Best Debt Consolidation Loans UK [2021 Guide]
- Debt Consolidation Advice – Free and Best Options
- Bank Debt Consolidation Loans – 2022 Guide
- Help with Debt Consolidation – Free and Best Options
- Debt Consolidation Near Me – Search for the Best
- How Much does Debt Consolidation Cost? – Full Analysis
- Debt Consolidation and Impact to Your Credit Score – 2022
- What are the Pros and Cons of Debt Consolidation 2022
- How to Do Debt Consolidation by Yourself? Step-by-Step Guide
- What LTV Should You have for Debt Consolidation?
- How does Debt Consolidation Work? In-depth Guide 2022
- Debt Consolidation Loans with No Guarantor – Top Options
- Remortgage Debt Consolidation – Everything You Need To Know
- Debt Consolidation Mortgage Providers – Complete Review
- Difference Between Debt Management and Debt Consolidation
- Debt Consolidation vs Debt Settlement – Full Comparison
- Types of Debt Consolidation – Loans, Mortgages & Cards
- Santander Debt Consolidation Loan Reviews & In-depth Info
- Remortgage for Debt Consolidation – Quick guide
- RBS Debt Consolidation Loan Reviews & In-depth Info 2022
- NatWest Debt Consolidation Loan Reviews & In-depth Info 2022
- Nationwide Debt Consolidation Mortgage Reviews & Info
- Lloyds Debt Consolidation Loan Reviews & In-depth Info 2022
- HSBC Debt Consolidation Loan Reviews & In-depth Info 2022
- Secured Debt Consolidation Loans Reviews & In-depth Info
- Debt Consolidation Loans for Poor Credit – Reviews
- Consolidate Credit Cards – Complete Guide 2022
- Halifax Mortgage for Debt Consolidation Reviews & Remortgage
- Halifax Debt Consolidation Loan Reviews & In-depth Info 2022
- Does Debt Consolidation Affect Getting a Mortgage? 2022
- What Are the Best Consolidation Loans in the UK?
- Barclays Debt Consolidation Loan Reviews & In-depth Info
- Debt Consolidation Alternatives – What You Can Do
- Consolidate Debt for Free – Complete Overview, Tips, FAQs & More
- Debt Consolidation Programs – All You Need to Know & FAQs
- How Do Debt Consolidation Companies Work? 2022
- Free Debt Consolidation Companies – Complete Overview
- Free Debt Consolidation Loans Government Programs 2022
- Debt Consolidation Grants – All You Need to Know & FAQs
- Free Credit Consolidation – Complete guide, FAQs & Tips
- Joint Loans for Debt Consolidation – What You Should Know
- Debt Consolidation Loans UK Reviews & In-depth Info 2022
- Debt Consolidation Government – Complete Overview & Tips
- Can the Government Help Me Get out Of Debt? 2022
- How Do I Consolidate Debt? Step by Step Guide 2022
- Debt Consolidation Mortgage – All You Need to Know with FAQs
- Debt Consolidation Loans Eligibility – Complete Breakdown
- Unsecured Debt Consolidation Loan – Complete Guide 2022
- Debt Consolidation Companies – Comparisons, Reviews, Guide, FAQs & More
- Bad Credit Consolidation Loan – Complete Review
- Debt Consolidation Calculator – How to Calculate
- Credit Card Debt Consolidation – All You Need to Know
- Get a Loan on Benefits – Is It Possible?
- What is the best Loan to Consolidate Debt? Complete Review
- Debt Consolidation For People On State Benefits 2022
- Pulse Credit Card Reviews & In-Depth Info 2022
- 118 118 App Review & In-Depth Info 2022
- 118 118 Loans – What You Need To Know 2022
- 118 118 Credit Card – In-depth Review 2022
- Amazon Classic Mastercard Reviews & In-depth Info 2022
- John Lewis Credit Card Reviews & In-depth Info 2022
- Think Money Credit Card Reviews & In-depth Info 2022
- Laura Ashley Credit Card Reviews & In-depth Info 2022
- Burton Mastercard Credit Card Reviews & In-depth Info 2022
- Tesco Foundation Credit Card Reviews & In-depth Info 2022
- Marbles Credit Card Reviews & Break Down 2022
- Lloyds Mastercard Credit Card Reviews & In-depth Info 2022
- Luma Credit Card Reviews & Information 2022
- HSBC Student Credit Card Reviews & In-depth Info 2022
- Should You get a Fluid Credit Card? 2022 Review
- House of Fraser Credit Card Reviews & In-depth Info 2022
- Evans Mastercard Credit Card Reviews & In-depth Info 2022
- Dorothy Perkins MasterCard Credit Card – Reviews & Info
- Aqua Credit Card Reviews & In-depth Info 2022
- Aquis Credit Card Reviews & Analysis 2022