For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

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Borrowing

For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Discover the different methods of borrowing so you can make a decision that is most suitable for your financial needs and preferences. 

There are many ways you could be able to borrow money. The most common methods include residential mortgages, credit cards and secured or unsecured personal loans. But you may be able to access credit through other means, such as bank overdrafts, hire purchase agreements, credit sales and more. Your individual circumstances should be considered when choosing a method of borrowing, and you may want to get personalised financial advice first. 

More information on borrowing

Detailed information on the different methods of borrowing is available for free at MoneyNerd. We discuss the most popular and niche ways of borrowing in the UK, explaining the pros and cons so you can make an informed decision. Take a look at some of the articles in our borrowing hub to learn more.

You will probably find yourself needing to borrow money at some point in your life. It can be overwhelming searching through all of the different methods there are available, but we’ve got you covered with our borrowing breakdown below: