Free UK Debt Counselling Online – Top 3 Counsellors Reviews
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
Are you searching for free online debt counselling in the UK? You’re not alone. Every month, over 170,000 people visit our website seeking advice on debt matters.
In this simple guide, we’ll discuss:
- What free debt counselling is.
- How it can help you manage your debt.
- Reviews of the top three online debt counsellors in the UK.
- How to use these services to save money.
Understanding your options for managing debt can be confusing. But remember, we’re here to guide you through the process and help you find the most suitable way to handle your debt.
Let’s start exploring your choices together.
What Is Free Debt Counselling?
Debt counselling is when you receive specialist information on how to get out of debt for your specific situation. The information provided by a debt counsellor will be tailored for your debts and your personal income and any other financial situation you are currently experiencing.
The debt counsellor won’t just tell you about your options but will specifically explain which option is best for you and why. Instead of leaving with more questions than you started with, debt counsellors are there to provide clarity and a clear path out of debt.
Sometimes you can even get free debt counselling online!
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
| Monthly income | £2,504 |
| Monthly expenses | £2,345 |
| Total debt | £32,049 |
Monthly debt repayments
| Before | £587 |
| After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
The Benefits of Free Debt Counselling Online
There are lots of benefits of free debt counselling, such as:
- Clarity on what to do next
- Friendly support
- Reduced stress
- Often it can be found for free
- Avoids costly debt solution mistakes
- Convenient
» TAKE ACTION NOW: Fill out the short debt form
Where Can I Get Free Debt Counselling Online?
There are different online sites that offer debt counselling services. But because debt advice and debt counselling are often used interchangeably – and incorrectly – you might not receive the service you are expecting.
The most common websites that offer free debt counselling services online are:
- Debt management companies
- Specific debt counselling service providers
- Limited debt charities (usually means debt advice)
Debt management companies are usually the biggest providers of debt counselling services. The reason for this is simple. Debt management companies want to sell you a debt solution so will provide a counselling service for free in the hope you will choose the debt solution recommended by themselves and offered by them.
However, be careful because they may recommend a service on their books when a service, they don’t offer could be more advantageous. Speak with multiple debt management companies to avoid this pitfall.
