For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.


Jacobs Bailiffs Broken Arrangement – What You Should Do 2022


For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Have you missed a payment to Jacobs Bailiffs and are worried about what happens next? If so, this post is for you. We discuss what happens with a Jacobs Bailiffs broken arrangement below, and what you can do to put it right. But you’ll need to act fast – read on! 

Beating Debt Collectors

There are several ways to deal with Jacobs Bailiffs debt collectors and improve your finances.

Choosing the right way to tackle your debt could save you time and money, but the wrong one could cause even more harm.

It’s always best to find out about all your options from a professional before you take action.

Fill out the 5 step form to get started.

Who are Jacobs Bailiffs?

Jacobs Enforcement, also known by its previous name, Jacobs Bailiffs, is a debt enforcement company working in England and Wales. They work to collect debts on behalf of companies and the courts by enforcing court orders that state the debtor must pay. They must follow a strict process to do this and apply fees that are set out by the law.

They are experienced enforcement agents and have been successfully operating for decades. They predominantly work for local authorities, which may be to collect council tax debts, as well as HMCTS in Wales. 

Are Jacobs High Court bailiffs?

The Jacobs Bailiffs website doesn’t suggest that they work for the High Court. However, they might work for them but not have it stated on their website. 

Jacobs Bailiffs reviews

There is a mixture of positive and negative experiences regarding Jacobs Bailiffs posted online. Some are frustrated with their payment plan offers, while others found them polite and respectful:

“Absolute shambles! They shouldn’t be allowed to collect debts for anyone!

I rang and was advised I had to pay £50 a month. I explained I couldn’t afford this but they wouldn’t budge. I asked to speak to a manager. She hung up. I Rang back and asked for a callback. Didn’t get one. Next thing a get a letter requesting £408 or they will come and take my possessions.”

  • Rachel O (Google review)

“I’ve had a positive experience with Jacobs. I had a visit from them due to an old council text bill. I was honest that l got the letter, and l had ignored it, thinking it was nothing serious due to it being a small amount. He was pleasant and polite, paid my bill on the spot, and he left. Lesson learned to deal with letters of importance with urgency, then l wouldn’t have to pay extra charges.”

  • Miss M (Google review)

Are you struggling with debt?

Affordable repayments

Reduce pressure from people you owe

Stop interest and charges from soaring

Get started

What happens if I don’t pay Jacobs?

Jacobs Bailiffs will first contact you by sending a letter called a Notice of Enforcement. This letter provides you with seven days to pay in full or get in touch with them to discuss a payment plan. If you don’t pay within the seven days, they’re notifying you that they will come to your property to collect payment and may seize your goods to be sold and clear the debt.

Sending the Notice of Enforcement letter adds £75 to your debt instantly. And if they have to come out to your home, you’ll pay a minimum of a further £235 (per visit). So it’s best not to ignore these letters, as explained by the second reviewer in the section above. 

If Jacobs Bailiffs come to your home and take your possessions. These will be held to give you another opportunity to clear the debt. If you don’t they are then sold at an auction to pay off the debt that was instructed to be paid by a court order. There are even more fees for storing and selling your goods. 

Jacobs Bailiffs payment plans

Many debtors receive a Notice of Enforcement and cannot pay the full amount, either because the amount is significant or because they’re already experiencing financial hardship – or both. 

If this sounds like your situation, remember that Jacobs Bailiffs are willing to listen to a payment plan proposal. Get in touch to discuss this within the seven days or you could be stung by further bailiff charges.  

Do bailiffs have to accept a payment plan?

Bailiffs don’t have to accept your payment plan proposal if they deem it unreasonable. Any payment plan they do accept may need a lump sum payment at the start. 

When you do agree on a payment plan with Jacobs Enforcement, they might make you sign a Controlled Goods Agreement. A Controlled Goods Agreement is an agreement to allow the bailiffs to repossess certain possessions if you don’t keep to the payment plan. 

For example, if you stop paying, the bailiffs may have the right to take and sell your car or other assets. 

Jacobs Bailiffs broken arrangement – what to do?

If you have missed a payment to Jacobs Bailiffs it’s important to get in touch with them straight away. You should speak to them and explain why you have missed the payment. They may renegotiate your payment plan to avoid any further action. 

Jacobs Bailiffs aren’t obligated to accept a lower payment plan, and they could instead try to repossess your assets and sell them to clear the debt. This would mean coming to your property and adding more charges to the total owed. 

If you have signed a Controlled Goods Agreement, the bailiffs have the right to come to your home and take the goods listed in that agreement to be sold. 

Can Jacobs bailiffs force entry?

Jacobs Bailiffs cannot force entry into your home unless they’re recovering assets listed within a Controlled Goods Agreement after you stopped paying. In all situations except enforcing a Controlled Goods Agreement, they can only enter unlocked and open doors. They cannot climb through windows. 

When they’re collecting goods listed within a Controlled Goods Agreement, they are allowed to force entry if you don’t grant them permission to enter. But they must only use a locksmith to enter your home and the charges will be passed on to you. They can’t “kick down” the door in this situation either.

Jacobs Bailiffs broken agreement recap

When you’ve missed payment to Jacobs Bailiffs, it’s essential that you get in touch and start a conversation. Don’t try and bury your head in the sand as things would only get worse. Check out our debt help page for more information.

Are you struggling with debt?

Affordable repayments

Reduce pressure from people you owe

Stop interest and charges from soaring

Get started


Are you struggling with debt?
Are you struggling with debt?
  • Affordable repayments
  • Reduce pressure from people you owe money to
  • Stop interest and charges from soaring