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Lawton Hathaway Limited – Should You Pay Them? 2022

HomeDebt InfoDebt CollectorsLawton Hathaway Limited – Should You Pay Them? 2022
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For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Has Lawton Hathaway Limited sent you a threatening letter? Did they ask for payment and threaten court action if you don’t cough up? We have answers and solutions for people in this situation. Join us as we reveal everything you need to know about Lawton Hathaway Debt Collection. 

Beating Debt Collectors

There are several ways to deal with debt collectors and improve your finances.

Choosing the right way to tackle your debt could save you time and money, but the wrong one could cause even more harm.

It’s always best to find out about all your options from a professional before you take action.

Fill out the 5 step form to get started.

What is Lawton Hathaway Limited?

Lawton Hathaway Limited, also known as Lawton Hathaway Credit Management Solutions, is a debt collection company. They help businesses to recover money owed to them in return for a commission or a fee. The company’s head office is based in Cheshire and they’re fully authorised and regulated by the Financial Conduct Authority. 

Is Lawton Hathaway a bailiff company?

No, Lawton Hathaway is not a bailiff company. Their services aim to recover unpaid monies before court action takes place. Bailiffs – now better known as enforcement officers – only get involved after a judge has ordered a debtor to pay and they still refuse. 

Therefore, you shouldn’t be visited by Lawton Hathaway Limited staff and they shouldn’t suggest they have the same rights as bailiffs. If they do, you should report them to the FOS. 

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Who are Lawton Hathaway Limited’s clients?

On the Lawton Hathaway website, they state that their collection services are suitable for all industries. They will work to recover account arrears and debts on behalf of different business types. This means you could be contacted by Lawton Hathaway for all types of debts from unpaid loans to utility bill arrears and more. 

How does Lawton Hathaway Limited chase you for money?

Lawton Hathaway chases debtors by first tracking them down and their contact information. They use whatever contact information they have to ask you to pay the money. They may repeatedly contact you as a way to wear you down, so you give up and pay. 

One of the most crucial forms of contact is in writing. They are likely to send you a Letter Before Action if they have your address. But what exactly is this letter? Read on! 

Have you received a Lawton Hathaway debt letter?

Lawton Hathaway Limited will write to you when they want you to pay. This letter is part of a legal process, designed to give you a chance to pay the debt and simultaneously threaten legal action if you don’t. This is why it’s called a Letter Before Action. 

These letters can be intimidating and could be why you’re reading this post today. They’re made this way as you could be scared into paying when you don’t have to (just yet). 

Can you really be taken to court?

You can be taken to court when a company believes you owe them money. If they win in court the judge will order you to pay. If you ignore the judge’s request, they will grant the claimant the right to use debt enforcement action, which includes the possibility of using bailiffs. 

However, it’s also possible that Lawton Hathaway Limited is making unsubstantiated legal threats. Their client might not have plans to take you to court but they’ll make legal threats anyway. This is a tactic so you pay up. But it’s impossible to know when litigation is a genuine possibility or not. 

lawton hathaway limited

Can you ignore Lawton Hathaway Limited?

You shouldn’t ignore debt letters from Lawton Hathaway Limited, but you don’t have to pick up the phone every time they call. 

Ignoring a Letter Before Action might end in court action and a bigger debt, so it’s best to take action. Even when you think there has been a mistake, you shouldn’t ignore them. 

Should you pay Lawton Hathaway?

You might end up having to pay Lawton Hathaway Limited, but that doesn’t mean you have to pay just because they sent you a scary letter. There are things you can do to either slow down the process or maybe even avoid having to pay at all. 

The first thing you should do is…

Check if the debt is still enforceable

Not all debts can still be taken to court. Older debts might be banned from the courtroom as a way to stop resources from becoming too stretched and backlogged with cases. Many debts become too old to be enforced after five or six years in Scotland and England, respectively. 

You should see if your Lawton Hathaway Limited debt is still enforceable before making any moves. If you find that the debt is too old to be collected, you can tell Lawton Hathaway Limited that is why you won’t be paying. It’s also worth asking them to write off the debt in these cases. 

Ask Lawton Hathaway to prove the debt

When your debt is still enforceable, you should ask Lawton Hathaway Debt Collection to prove you owe the money. This is a good way to reply if:

  1. You want to try to avoid paying
  2. You want to buy yourself time
  3. You think Lawton Hathaway has the wrong person

They must then send you evidence that the debt is yours. This usually has to be a scan of an agreement or contract you signed, which you then defaulted on. If they don’t provide this evidence you don’t have to pay.

Their client might still take you to court, so it’s best to keep a copy of your prove the debt letter and show a judge if litigation does take place.

What if Lawton Hathaway Limited proves the debt?

Lawton Hathaway Limited might reply with proof of the debt. To avoid potential court action and more expense, you may want to consider paying. If you can’t afford the total debt at once, you should speak to Lawton Hathaway about a personalised payment plan. 

Or you might want to make a debt settlement offer

Where can you get more debt help?

Further help dealing with debt collection agencies and money problems can be found at StepChange and similar charities. Or you can get quick and clear information from our debt info centre.

Are you struggling with debt?

  • Affordable repayments
  • Reduce pressure from people you owe
  • Stop interest and charges from soaring
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Are you struggling with debt?
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  • Reduce pressure from people you owe
  • Stop interest and charges from soaring
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