Marlin Capital Europe Ltd Debt Collectors is a debt purchasing company or debt collecting company in the site of DBSG (The Debt Buyers and Sellers Group) and/or mentioned in consumer finance forms. They have a legitimate function as debt collectors, but there is some indication that some such companies (not necessarily Marlin Capital Europe), and especially the debt purchasing element, go a bit too far sometimes and can make people’s lives a misery when those same people are at their most vulnerable. We do not suggest that they are acting outside the law, but getting that letter or phone call is not exactly helpful to you right now.
It’s not your fault. Complaints to the Financial Ombudsman have risen this year from 830 to 2,006, so it’s safe to say that you’re not alone.
Deal with your debt today and feel better tomorrow.
Who are Marlin Capital Europe Ltd Debt Collectors?
Marlin Capital is a registered debt collection agency in the UK. The company assists with debt collecting on behalf of small and large businesses and also provides debt management services.
Don’t worry, here’s what to do
You could get rid of debt collectors by writing off your debt. I’ve put together a 4 question debt calculator which will tell you if you’re eligible:
So the first thing you must do if Marlin Capital Europe Ltd is bothering you is not to panic or despair. That’s just what they want! They’d love you to call their number and speak to their specially trained sales team for ‘advice’. But once you do that you’ll be suggestible to whatever they tell you, instead of getting independent advice. While we always say that you should keep an open dialogue with debt collectors, we would recommend that you do so in writing only. This will prevent them ‘railroading’ you into any action which is not in your best interests, as they so love talking people into doing things on the spur of the moment. Of course, they are only doing their job, but that’s hardly a consolation for you in the present situation.
There are several courses that are open to you, and some will suit your own situation better than others.
A sensible option, we would suggest, is a debt management plan or even an IVA – which is designed to actually write off a large chunk of your unsecured debt. But you would need to take advice on this and look at your income and expenditure in detail. This option won’t suit everyone. There’s more on this below.
For an alternative type of loan you could apply for a ‘logbook loan’ which many people find a very useful option. It is actually a loan secured on your car, except you get to keep the car and keep the cash as well! That’s why some people find it such a good idea, as it unlocks the equity in your vehicle without taking away your means of transport (there’s no need to sell the car). To apply for a logbook loan click here.
Yet another option is a no credit-check guarantor loan. This is especially useful because your own credit rating is not looked at; you must find someone else willing to act as a guarantor for you such as a friend or family member. This is an ideal solution if you’re at the stage where your credit profile has been downgraded by recent events, etc. So click the following link for Unsecured Loans that don’t need you to be credit checked.
If you wanted to try a debt management plan, then we provide a whole-of-market service, with a number of debt management experts on our panel. So whatever your circumstances, your application will find the plan for you, meaning the optimum outcome for your situation. It also means there are no minimum requirements for debt levels or income.
Find your best debt solution (in 1 minute!)
Is all this information starting to feel overwhelming? Don’t panic! I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. If you’re eligible for the new government scheme, you could write off up to 85% of your debt! Answer the four questions now.
Marlin Capital Europe Ltd Contact Details
Name: Marlin Capital Europe Ltd
Also Known As: Marlin Financial Services Ltd, Marlin Ltd, Marlin Debt Collectors
Address: Marlin House, 16-22 Grafton Road, Worthing BN11 1QP
Telephone: 0208 1816013
Fax: Not known
Email: department @marlinfs.com
Extra Data: A Worthing address with a London telephone number, eh? Hmmmm ….
Marlin Capital Europe Ltd and the Truth About Your Debt
Marlin Capital Europe Ltd is a debt collecting agents which has purchased the debt from the original lending source for a tiny percentage of the original value and is trying to get the full sum of the original from you.
Marlin Capital Europe Limited will use all sorts of methods to get money out of you so that they can make a quick profit. You may already have had bad dealings with them on the phone. They may phone you up when they know it is inconvenient or even embarrassing for you and do this lots of times. They may write you official-appearing sternly drafted letters threatening that they will come round and collect the full amount or that they will take you to court if you cannot pay. Their other tactics will include saying that they will make a charging order on your property or in some way cause you and your family great personal suffering.
So ask Marlin Capital Europe Ltd for a copy of the original contract when you took out your loan or credit card.
To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It’s free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.
More Data On Marlin Capital Europe Ltd
Another example of European capital taking advantage of UK’s lax debt laws and coming over here to cause havoc. If they’re not allowed to ply their disgusting trade in their own country then why are they allowed to do it here?
If you have any information that you would like honest people to know about Marlin Capital Europe Ltd then send us an email in complete confidence and we will try to corroborate it with the clowns involved.