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Marlin Capital Europe Limited Debt Collectors – Pay?

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 6th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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Marlin Capital Debt Collectors

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Receiving an unexpected letter from Marlin Capital Europe Limited Debt Collectors can be a bit worrying. You might be wondering where the debt came from, if you really need to pay it, and if it’s all above board. More importantly, you might be worried about what will happen if you can’t afford to pay.

You’re not alone. Every month, over 170,000 people visit our website seeking advice on debt matters. Here, you’ll find clear advice to help you understand:

  • Who Marlin Capital Europe Ltd Debt Collectors are.
  • What your choices are.
  • If you can wipe off some Marlin Capital debt.
  • The truth about your debt with Marlin Capital Europe Ltd.
  • More facts on Marlin Capital Europe Ltd.

We know that dealing with debt can be tough. But remember, you’re not alone. This guide will provide you with straightforward and supportive advice on your situation with Marlin Capital Europe Ltd.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Marlin Capital Europe Ltd and the Truth About Your Debt

Marlin Capital Europe Ltd is a debt collecting agents which has purchased the debt from the original lending source for a tiny percentage of the original value and is trying to get the full sum of the original from you.

Marlin Capital Europe Limited will use all sorts of methods to get money out of you so that they can make a quick profit. You may already have had bad dealings with them on the phone. They may phone you up when they know it is inconvenient or even embarrassing for you and do this lots of times. They may write you official-appearing sternly drafted letters threatening that they will come round and collect the full amount or that they will take you to court if you cannot pay. Their other tactics will include saying that they will make a charging order on your property or in some way cause you and your family great personal suffering.

So ask Marlin Capital Europe Ltd for a copy of the original contract when you took out your loan or credit card.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It’s free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

» TAKE ACTION NOW: Fill out the short debt form

What options are available to you?

Don’t worry if you are dealing with debt problems, as there are solutions for everyone, no matter what your situation may be.

The best option, we would say is a debt management plan or in more serious debt situations, even an IVA – which is a step you can take to write off some of the debt. It is important to take advice on this though, the last thing you want to do is take out an IVA, when you really didn’t need to, or to set up a debt management plan which is completely unaffordable.

An alternative to consider is a ‘logbook loan’ which can be useful if you have a vehicle. The loan will be secured on the car, and you get the money plus the car. The vehicle is simply used as equity, but there is nothing to lose. If you own a vehicle, you may want to consider this option. You can apply for a logbook loan click here.

If you have friends or family members who wouldn’t mind helping you out, the other option is a credit-check guarantor loan. This loan is particularly beneficial if your credit rating is not the healthiest. It can be difficult one in terms of managing the relationship with family and friends, but as long as you stick to your end of the bargain, this can be extremely beneficial. You can click the following link for Unsecured Loans that will not require any credit check.

If you would like to try a debt management plan, we will be able to supply a full market of those debt management experts available on our panel. Regardless of your circumstances, you will be able to find the perfect solution to suit your needs. There will be no minimum requirements for the level of your debt, or the income.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

More Data On Marlin Capital Europe Ltd

Another example of European capital taking advantage of UK’s lax debt laws and coming over here to cause havoc. If they’re not allowed to ply their disgusting trade in their own country then why are they allowed to do it here?

Do you have some information to share about Marlin Capital Europe Ltd Debt Collectors? You can send us an email in confidence, and we will be happy to speak to them and determine what should be done to resolve the situation.

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

Natasha

I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

Get started

Reviews shown are for The Debt Advice Service.

Marlin Capital Europe Ltd Contact Details

Also Known As: Marlin Financial Services Ltd, Marlin Ltd, Marlin Debt Collectors
Address: Marlin House, 16-22 Grafton Road, Worthing BN11 1QP
Telephone: 03331239999
Email: department @marlinfs.com

Other Debt Collectors 

You should check for more outstanding debts that you may have with other companies or debt collectors. Here are four steps you could take: 

  1. Check your credit report for other defaults 
  2. Check your email and post for reminders or overdue notices
  3. Check the court records for CCJs against you
  4. Check your bank statements for the names of other debt collectors 

There are hundreds of debt collectors in the UK and each works with different companies to collect debts.

For example, Cabot Financial have been known to collect for the DVLA while Lowell Financial and PRA Group buy debts from various credit card companies like Barclaycard.

If you see a name on your bank statement that you don’t recognise then you can search MoneyNerd to see if they’re a debt collector. 

Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

CONC 7.3 Treatment of customers in default or arrears (including repossessions): lenders, owners and debt collectors

CONC 7.9 Contact with customers

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The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.