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One Source Enforcement Services – Should You Pay?

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By
Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 7th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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One Source Enforcement Services

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

If you’ve received a letter from One Source Enforcement Services, you might be confused about this debt, unsure if you should pay, or worried about affording it.

You’re in the right place to find answers. Each month, over 170,000 people visit our website for advice on debt issues.

In this article, we’ll help you understand:

  •  What One Source Enforcement Services is.
  •  How to handle a Notice of Enforcement from them.
  •  Options for dealing with the debt, even writing some of it off.
  •  Steps if you choose not to let debt collectors in.
  •  The consequences of ignoring a Notice of Enforcement.

Our team knows how it feels to be contacted by debt collectors. We’ve been there too. So, we’re here to help. Let’s explore together how you can handle this situation with One Source Enforcement Services.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Should you pay One Source Enforcement?

Yes. You should pay One Source Enforcement Services as soon as you receive a Notice of Enforcement letter – unless told otherwise by debt charities. This will stop them from coming to your home and prevent any more enforcement agent fees from being charged. 

Always speak with One Source Enforcement Services if you are experiencing financial difficulty. The sooner you contact them the better as they are more likely to accept a payment plan at an earlier stage. If you have received a letter, use the contact number on the letter to get in touch.

One Source Notice of Enforcement

The first time you hear from OneSource will be through a Notice of Enforcement letter. This is a letter that explains the company is chasing the debt on behalf of the court or local authority. They will be chasing debts like road traffic, business rates, council tax, commercial rent, sundry debts, ANPR debt repayment.

It will ask you to pay via their website. They will provide details of how to pay or to get in touch to discuss a payment plan if you’re experiencing financial insecurity. 

It’s called a Notice of Enforcement because it gives you seven days to pay, and if you don’t, the company’s enforcement agents will come to your property. One Source Enforcement Services add a £75 fee to your total debt when they send this letter. 

» TAKE ACTION NOW: Fill out the short debt form

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

How to stop a Notice of Enforcement?

The only way to stop bailiffs from getting involved and a subsequent Notice of Enforcement is to pay your council tax debt (or whatever it is you owe) before it gets to this stage. Make a payment or agree on a payment plan once a judge has asked you to pay. One Source Enforcement Services will only get involved if you’re ignoring previous (court) requests to pay.  

You can stop One Source agents from coming to your door if you’re disabled, elderly, pregnant, a single parent, or have a mental illness. Speak to Citizens Advice to see if you are classed as a vulnerable person, and let One Source Enforcement Services know if you are.

What happens if you ignore a Notice of Enforcement?

If you ignore a Notice of Enforcement the enforcement agents can come to your home after seven clear days have passed. They may arrive early to make sure you’re home. 

Once at your property, they will ask you to make a full payment and may still consider accepting a payment plan with a lump sum upfront. However, they are no longer obligated to accept a payment plan. They may decide that repossessing your valuables has a better outcome for the court or their client. 

If they decide to seize goods, these may be eventually sold at an auction to clear the debt – which will be increased by at least £235 upon the first visit.

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

Natasha

I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

Get started

Reviews shown are for The Debt Advice Service.

One Source Enforcement Services reviews

There aren’t many online reviews on One Source Enforcement Services online. Those that are present paint the company in a negative light. Here’s what a couple of reviewers had to say:

“They don’t care! I understand now how people choose to take their own lives due to their bullying tactics. I cannot believe that Waltham Forest Council would enlist the services of such shark-like operations!”

  • Samantha M (Trustpilot)

“New world criminals! Power abuse, threatening behaviour!”

  • M L Cucuteanu (Trustpilot)

Do you have to let debt collectors in?

You don’t have to let debt collectors or bailiffs into your home. Only enforcement agents have the right to repossess assets and goods once a judge has ordered you to pay (when required). But you still don’t have to let them inside. 

An enforcement agent is allowed to enter an open or unlocked door, but they cannot force their way inside or climb through an open window. For this reason, you might want to only communicate with One Source Enforcement Services agents via the letterbox or an upstairs window.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

One Source Enforcement Services Contact Details

Phone: 0203 373 3588
Email: [email protected]
Website: https://enforcement.onesource.co.uk/
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.