Refresh Debt Logo

We have compiled the most important, in depth information on [Company Name]. Learn about their services, customer reviews and the company details.

About – who are Refresh Debt?

Refresh Debt helps people who are in debt. They are located in Newry and were established in 2005. 

On their website they say:

“We at Refresh are really passionate about helping people like you get out of debt once and for all.”

Find your best debt solution

This 4 question debt calculator will tell you if you’re eligible.

What is the total amount of your debt?

What debt solutions does Refresh Debt provide information about?

Find out below whether Refresh Debt provides the kind of help you need.

Refresh Debt Website Review

Refresh Debt provides information about several debt solutions on their website including:

  • Debt Management Plan (DMP) – an informal debt solution and can be adjusted to suit your needs.
  • Individual Voluntary Arrangement (IVA) – a legal form of insolvency where you agree to repay a set amount to your lenders.
  • Debt Relief Order (DRO) – a formal debt solution setup by making an application through an approved intermediary.
  • Bankruptcy – a form of insolvency which essentially is a declaration that you are unable to pay off your existing unsecured debts. 

Scottish Debt Solutions

Refresh Debt does provide information about Debt Solutions which are specific to Scottish residents, such as Trust Deeds, Debt Arrangement Schemes (DAS) and Minimal Asset Process (MAP).


Sometimes it’s easier to talk face-to-face rather than over the phone. Refresh Debt doesn’t offer in-person services, which means you can’t go into their offices to speak to them.

Information correct as of 19/04/21  (Refresh Debt)

Refresh Debt reviews

It’s important to see how other customers have rated their experience with Refresh Debt. Take a look at their up-to-date reviews on Trustpilot.

*Information correct as of 11/06/21 (TrustPilot)

Company information:

After researching Companies House and their website, we found the following information about Refresh Debt:

Date of incorporation: 14 June 2005
Company status: Active
Company number: NI055582
Company type: Private limited Company
Address: Milltown House, Milltown Industrial Estate, Greenan Road, Warrenpoint, Newry, County Down, BT34 3FN, NORTHERN IRELAND
Opening Hours: Monday – Thursday 9 A.M – 7 P.M, Friday 9 A.M – 5 P.M
Phone number: +4402841752062

Information correct as of 19/04/21 (Companies House)

FCA registration:

The Financial Conduct Authority (FCA) is the conduct regulator for financial services firms and financial markets in the UK. 

FCA regulated: Yes.
FCA status: Authorised.
FCA regulated activities: 1) Consumer Credit – Debt Adjusting, Debt counselling 2) Agreeing to carry on a regulated activity
FCA reference number: 674160
Trading Names: Council Tax Advisors / Refresh Debt Services Ltd
Place of business: Milltown House, Milltown Industrial Estate, Greenan Road, Warrenpoint, Newry, County Down, BT34 3FN, NORTHERN IRELAND

Information correct as of 19/04/21  (FCA)

Data protection registration:

Data protection registration means that this company is registered with ICO, the UK’s independent authority set up to uphold information rights in the public interest. The privacy of your data will be protected.

Registration No: Z9114806
Data controller: Refresh Debt Services Ltd

Information correct as of 19/04/21 (ICO)

Where are Refresh Debt located?

You may want to speak with a debt management company in person. If you do, it’s important to find a company whose offices are near your own address. Take a look at their office location on the map.

Refresh Debt Services FAQs

Can I trust Refresh Debt?

Yes, they are registered and work towards the standards set by the FCA. If something goes wrong, you can use the Financial Ombudsman to lodge a complaint.

How does Refresh Debt work?

Refresh Debt works by providing them with your debt information and details about your finances. They use this to recommend the debt solution service that is the best match for you. You do not have to take their advice.

What is the Refresh Debt contact number?

If you want to contact Refresh Debt Services, we have added their number to the end of this guide. But you don’t always have to call. You can submit your details on their website and receive a callback at a time that suits you.

Contact Refresh Debt Services


Refresh Debt Services Ltd
Milltown House
Milltown Industrial Estate
Greenan Road
BT34 3FN

Contact number:

0800 121 48 63

To get a feel for the company, have a scroll through their Twitter feed!


About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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