After coming from financial ruin, I started Money Nerd to stop people from making my mistakes. This site is aimed at people who don’t want to stress about debt.
1) do a quick financial snapshot [2 minutes]
2) check your debt options [5 minutes]
Once you know where you stand, you’ll be better placed to look at your debt options to decide what’s best for you.
3) improve your finances [20 minutes]
Once you’ve decided what debt option you’re taking, then you can follow the steps to improve your finances.
4) borrow smarter [5 minutes]
And finally, once you’re in a good place, learn how to borrow smarter next time!
I truly believe if you invest a little time in the process, your life will become stress-free. Good luck!