X Debt Logo

We have compiled the most important, in depth information on X Debt. Learn about their services, customer reviews and the company details.

About – who are X Debt?

X Debt helps people who are in debt. They are located in Manchester and were established in 2007. 

On their website they say:

We are a small, independent IVA debt advice company offering free, no obligation advice to UK individuals and companies.”

Find your best debt solution

This 4 question debt calculator will tell you if you’re eligible.

What is the total amount of your debt?

What debt solutions does X Debt provide information about?

Find out below whether X Debt provides the kind of help you need.

X debt website review

X Debt provides information about several debt solutions on their website including:

  • Individual Voluntary Arrangement (IVAs) – a legally binding agreement with your creditors
  • Debt Management Plan (DMP) – an informal arrangement with your creditors.
  • Company Voluntary Arrangement (CVA) – a legally binding agreement with your company and your creditors.
  • Debt Relief Order (DRO) – a less severe alternative to bankruptcy.
  • Bankruptcy – a last resort debt solution to clear your debts.
  • Debt Consolidation – one large loan taken out at lower interest to pay off all smaller, higher interest loans.
  • Loans – Borrowing money from a creditor.
X Debt Form

Scottish Debt Solutions

X Debt doesn’t provide information about Debt Solutions which are specific to Scottish residents, such as Sequestration and Trust Deeds.


Sometimes it’s easier to talk face-to-face rather than over the phone. X debt doesn’t offer in-person services, which means you can’t go into their offices to speak to them.

Information correct as of 19/04/21 (X Debt)

Company information:

After researching Companies House and their website, we found the following information about X debt:

Date of incorporation: 5 October 2007
Company status: Active
Company number: 06391280
Company type: Private limited Company
Website: https://www.x-debt.co.uk/
Address: 95 Chorley Road, Swinton, Manchester, M27 4AA.
Phone number: 0800 043 2424

Information correct as of 19/04/2021 (Companies House)

Where are X Debt located?

You may want to speak with a debt management company in person. If you do, it’s important to find a company whose offices are near your own address. Take a look at their office location on the map.

Address: 95 Chorley Road, Swinton, Manchester, M27 4AA

X Debt FAQs

Is X Debt a scam business model?

No, X Debt is not a scam business.

How do I get X Debt help?

To get help from X Debt, you currently have two options. You can call them on their freephone number and provide them with the information they need to recommend a debt solution. Alternatively, you can fill in a contact form on their website and receive an email or callback.

How can I contact X Debt?

We have added different ways to contact X Debt again in the section below. Due to COVID-19 at the time of writing, they ask for queries to be sent to [email protected].

X Debt Contact Details


95 Chorley Road
M27 4AA

Contact number:

0800 043 2424


To get a feel for the company, have a scroll through their Twitter feed!



About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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