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    What's inside?

    These free loan-complaint templates can help you set out the facts and ask a lender to investigate concerns about lending you believe was unaffordable. Adapt the wording to your circumstances and include relevant evidence.

    Sending a complaint does not guarantee a refund or automatically suspend payments. Follow the lender’s complaints process and applicable deadlines. If payments are unaffordable, seek free debt advice while the complaint is considered.