I created this site to help people dealing with their personal finances, especially when it comes to debt. It’s a subject that’s long been close to my heart, yet my background may surprise you.
For years, I worked in the financial services industry, mostly in short-term, high-cost lending such as credit cards and loans. Despite my love for all things finance, this particular niche always bothered me. I saw nothing but heartless lenders offering expensive loans to people who couldn’t afford them. There was little in the way of social good unless it was to tick a few boxes.
After realising I needed to leave the lending part of the industry, I always assumed that I would move to a charity. Although that never happened, I still knew I could help people with their financial situations. With my insider knowledge, I wanted to give genuine advice to those who were in debt.
Throughout my career, I’ve seen all kinds of people struggle with money. Countless customers would fall further into debt through high-interest loans and credit cards. I started this site to help those people manage their way out of it and get their finances back on track.
How the site works
The aim of moneynerd.co.uk is simple – to help people learn how to manage their finances and tackle debt. We provide a variety of straightforward articles that cover a wide range of topics. These can help you understand exactly how financial products work, as well as what your rights are when dealing with debt.
We’re not here to push an agenda or direct you down a certain path. Instead, we aim to give our readers everything they need to know to make informed decisions about their own situation.
Debt is often a highly personal thing, and many people find it embarrassing to talk about. We want to remove that stigma by creating frank and honest articles that outline everything you need to know.
Finance shouldn’t be complicated, especially when it comes to things like debt. Our mission is to create content that focuses on simplifying complex topics. We want to offer authentic and truthful information that can help you deal with your situation, whatever that may be.
We won’t bombard you with jargon (unless we’re explaining it) and will use easy-to-understand language. No one should have to suffer because a company is using intricate legalese to try and get you to pay money.
Through our combined expertise, we know the financial industry inside out. Our commitment is to use this knowledge to give the best advice possible. Although we can’t give personal financial advice, we can provide broader advice that applies to most situations.
How we can help you
Dealing with debt isn’t an instant process. Frustrating as that may be, it’s important to recognise. However, by following our step-by-step advice, you can start moving in the right direction.
As you read through our site, you’ll come across all kinds of different topics and articles. We want to make sure that we can help people no matter what situation they’re in. This includes a variety of areas:
How to deal with debt collectors and bailiffs
Many of our readers come to the site because they’re being chased by debt collectors or bailiffs. We outline everything you need to know about specific collectors as well as the industry in general. Despite the tightening of regulations, there are still many practices we disagree with. As such, it’s important to arm our readers with the information they need to deal with the situation.
How to deal with credit card and loan debt
It seems like almost every lender is trying to get you to take out a credit card or loan with them. Although both can be useful ways of borrowing money, they often leave customers in a worse situation than before. Knowing how to deal with credit card debt and loan debt is an essential skill for the modern age.
Different debt solutions
For those in a lot of debt, it can sometimes seem like there’s no way out. In reality, there are plenty of ways you can deal with debt. With things like debt management plans, IVAs, and consolidation loans, you can reduce the amount you pay back. We explore a range of different debt options for all kinds of customers. Our aim is to help you choose the best solution for your situation.
We’re excited to finally join the world of social media. Although it’s early days at the moment, we now have a presence on Facebook, Twitter, LinkedIn, Instagram, Reddit, Pinterest, Youtube and Quora. Why not stop by and say hello?
Eventually, we want to build thriving communities on each of these platforms. Currently, things are a little bit sporadic, but we’re getting in the habit of regularly posting about debt solutions and general financial information.
If you want to get in touch, we’ve got several ways you can do so. You can head over to the contact form to drop us a message.
If you want to write to us, our contact details are:
For free debt advice, you can call: 01684 217897