Hi my name is John, also known as “The Money Nerd”. I beat the payday lenders and debt collectors at their own game and it’s my life’s mission to show you how.

My Story

For almost 5 years I was chased by a payday lender and debt collectors. I learned regulations and law. I became an expert. Eventually, using tips, tricks and loopholes I beat them at their own game and didn’t pay back a penny! Since then I’ve been helping people like you improve their finances.

My Knowledge

Most of my knowledge has been gained by speaking to various advice centers and lawyers. All of which I have written about on this blog, but for some of the naughty tactics I only share on newsletters.

My Spare Time

In my spare time I like to play footy with my two boys and explore new towns and cities with the mrs.