Hi my name is John, also known as “The Money Nerd”. I beat the payday lenders and debt collectors at their own game and it’s my life’s mission to show you how.
For almost 5 years I was chased by a payday lender and debt collectors. I learned regulations and law. I became an expert. Eventually, using tips, tricks and loopholes I beat them at their own game and didn’t pay back a penny! Since then I’ve been helping people like you improve their finances.
Most of my knowledge has been gained by speaking to various advice centers and lawyers. All of which I have written about on this blog, but for some of the naughty tactics I only share on newsletters.
My Spare Time
In my spare time I like to play footy with my two boys and explore new towns and cities with the mrs.