Exclusive A4 Letter Templates
As promised, here are our free letter templates. You can use these to help structure your written communications and help make sure that you’re not missing any key information.
Writing letters is sometimes recommended as they give you more time to craft your response and provide physical evidence of your correspondents. This is why we recommend keeping a copy of any letters that you send – you will have a physical copy ready to go if a dispute arises in the future.
If you need some more advice or guidance, we recommend speaking to a debt charity. There are a number of debt charities, such as TDAS, that will be able to walk you through your options for dealing with your debt.
‘Someone else’s debt’ Template
We recommend using this letter template if you are being contacted about a debt that is owed by someone who previously lived at your address.
Preview of the letter:
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
| Monthly income | £2,504 |
| Monthly expenses | £2,345 |
| Total debt | £32,049 |
Monthly debt repayments
| Before | £587 |
| After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
‘I don’t owe the money’ Template
We recommend using this letter template if you want to request evidence that you are liable for the debt.
Remember that you don’t have to pay a debt that can’t be proven as yours.
