Bizzy Loans

Are you considering a loan with Bizzy Loans? Or perhaps you already have one, and you’re looking for further information about the company. Either way, we’ve compiled the most important, in-depth information about Bizzy Loans for you in this loan guide.

Who are Bizzy Loans?

Bizzy Loans is a licensed credit broker in the UK, trading under Nouveau Finance. The company offers a free quoting service whereby consumers can submit their application online to get assistance in finding the best loans available to them.

Find your best debt solution

This 4 question debt calculator will tell you if you’re eligible.

What is the total amount of your debt?

What are the key features of Bizzy’s loan?

It’s important to analyse the key features of a loan carefully before you commit. Here are the critical details of the type of loan you can secure through Bizzy Loans:


Minimum APR: 45.3%
Maximum APR: 1575%

Loan Amount and Repayment Period

You can borrow between £100 and £500.

The loan repayment period can be between 3-24 months.


Here’s the representative example that they give on their website:

Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative.

Information correct as of 01/04/21 (Bizzy)

How do I apply for a Bizzy loan?

You can apply for a Bizzy loan online. The process takes 10 minutes.

Bizzy Loans Loan Review

Will I be accepted for a Bizzy loan? 

Bizzy will assess you based on certain criteria. See if you qualify:

  • Age: 18+
  • Residency: UK resident
  • Income: You must have a regular monthly income of at least £500.
  • Bank Account: UK bank account with linked visa card

Information correct as of 01/04/21 (Bizzy)

Bizzy Reviews

It’s important to see how other customers have rated their experience with Bizzy. Take a look at their up-to-date reviews here.

Trustpilot review

Information correct as of 14/06/21 (Trustpilot)

How to complain about Bizzy Loans?

Should you need to make a complaint about Bizzy Loans, then you can use the details below to either write to them or call them.

Neil Griffiths
Unit 1a Brook Lane House
Rossett Business Village
Llyndir Lane
[email protected]

If Bizzy does not respond to your complaint then you should contact the Financial Ombudsman Service. They might be able to handle your complaint.

Information correct as of 01/04/21 (FCA)

Were you looking for Bizzy Loans Login Page?

There have been countless times when people have ended up on this page when they are looking to locate the Bizzy Loans Login page. If you have done the same, you are not alone! Although you might not be on the right page, you will find a wealth of useful information here.

Government cap on loan interest and other charges

As a result of the government having to take action on debt collection agencies, the Financial Conduct Authority has had to introduce price caps, which are designed to protect borrowers from facing high charges. The price caps include:

  • 0.8% daily cost cap on the value of the loan borrowed – including interest and fees.
  • £15 default fees cap – a default interest may be charged after this, but it must not be higher than the rate of 0.8% per day.
  • 100% complete cost cap – you should not be asked to pay more than 100% of the money you have borrowed.

The limits will apply to all credit agreements with an interest rate of 100% or more per year and that are going to to be either fully or at least substantially paid within a year.

There are other regulations which were established in May 2017. With these new regulations, there is a responsibility for companies to give their details on a price comparison website, which is authorised by the FCA and in addition, a total summary of the borrowing cost must be provided.

Continuous Payment Authority Explained

It is usual for loan companies to ask you to pay back your debt via a CPA or Continous Payment Authority. With a CPA, the company is given permission to take money from your bank account to pay off the loan.

There has been new regulations brought in regarding CPA. This means that if the CPA fails on two occasions, the loan company cannot attempt to take any further payments.

Under these new rules, there is also additional restrictions on the amount they can take using the CPA. Loan companies cannot take partial payments, they can only take the full amount, or nothing at all. If there is not enough money in the account to cover the full value, the loan company would be breaking the legislation if they try to do this. You can make an agreement with them though to take partial payments, but they must have this agreement to be able to do this.

What to do if you simply can’t afford to repay the loan?

The law states that lenders have a responsibility to:

  • Provide debtors with information on where they can obtain free independent debt advice.
  • Refrain from debt recovery while a repayment plan is set up, and give debtors the time to make the payments.
  • Freeze interest and charges if applicable, to allow debtors to make their payments.

Continuous Payment Authority – know your rights

You may not have heard of this before, but chances are your loan is part of the Continuous Payment Authority (CPA). This means that companies can try and take the money you owe from your account.

You should be aware of the regulations which are in place relating to CPA. According to these, if a payment fails twice, the company is not permitted to try and take the money again.

They also do not have the right to take partial payments.

Company information:

After researching Companies House and their website, we found the following information about Nouveau Finance Ltd, of which Bizzy Loans is a trading name:

Date of incorporation: 3 April 2013
Company status: Active
Company number: 08470456
Company type: Private limited Company
Address: 1st Floor 2 Woodberry Grove, North Finchley, London, England, N12 0DR
Phone number: +4401244579910

Information correct as of 01/04/21 (Companies House)

FCA registration:

The Financial Conduct Authority (FCA) is the conduct regulator for financial services firms and financial markets in the UK. 

FCA regulated: Yes
FCA status: Authorised
FCA reference number: 727348
Trading names: 
lenders combined
nouveau finance
Place of business: 

Unit 1a Brook Lane House
Rossett Business Village
Llyndir Lane
LL12 0AY

Information correct as of 01/04/21 (FCA)

Data protection registration:

Data protection registration means that this company is registered with ICO, the UK’s independent authority set up to uphold information rights in the public interest. The privacy of your data will be protected.

Registration No: Z3624187
Data controller: Nouveau Finance Limited
1st Floor
2 Woodberry Grove
North Finchley
N12 0DR

Information correct as of 01/04/21 (ICO register)

Getting help with your debt

If you are looking for free independent advice on your debt, there are some organisations who can help:

  • Contact Citizens Advice – free advice on a range of personal issues, including debt support.
  • Contact StepChange Debt Charity – free debt advice to help you get control of your finances.
  • Contact National Debtline – advice on your debt and taking back control of your finances.

Good luck!


CONC 2.1 Application

CONC 5.2A Creditworthiness assessment

CONC 13.1 Application

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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