Bumblebee Loans

Are you considering a loan with Bumblebee Loans? Or perhaps you already have one, and you’re looking for further information about the company. Either way, we’ve compiled the most important, in-depth information about Bumblebee Loans for you in this loan guide.

About – Who are Bumblebee Loans?

Bumblebee Loans is a loan provider based in the UK and offers unsecured loans. The company is authorised by the Financial Conduct Authority and has been in businesses since 1985, previously known as East Anglian Finance Limited. Bumblebee Loans offer a product called the Honeycomb loan with a repayment period of up to five years.

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What are the key features of Bumblebee’s loan?

It’s important to analyse the key features of a loan carefully before you commit. Here are the critical details of Bumblebee’s Personal Loan:


The APR for the loan is not advertised on the website.

Loan Amount and Repayment Period

You can borrow between £1000 and £5000.

The loan repayment period can be between 1-5 years


There is no representative example given on their website:

Information correct as of 01/04/21 (Bumblebee)

Bumblebee Loans Loan Review

How to complain about Bumblebee Loans?

Should you need to make a complaint about Bumblebee Loans, then you can use the details below to either write to them or call them.

Chris Graham
BumbleBee Loans Ltd
PO Box 909
NP20 9NY
+44 03458480231+44034-584-80231
[email protected]

If Bumblebee does not respond to your complaint then you should contact the Financial Ombudsman Service. They might be able to handle your complaint.

Information correct as of 01/04/21 (FCA)

Interest and charge – the government caps

As a result of irresponsible lending on the behalf of a number of lender, the Financial Conduct Authority had to put some price caps in place, in an attempt to offer borrowers greater protections. These caps are:

  • There is a 0.8% cost cap (daily) on what you have borrowed, this includes charges and interest
  • Lenders must not charge more than £15 on a default – interest may still be charged after the £15 default, but it cannot be more than the daily cost cap
  • There is a 100% complete cost cap– you should not be asked to repay more than 100% of the amount you have borrowed

These are limits which apply to any credit agreement with an annual interest rate of 100% or more. It should also be due to be repaid, either fully or in part, within a year.

Other regulations you should be aware of have been in place since 2017. According to these, it is the responsibility of lenders to ensure they have given information on the products they offer on a price comparison website. The price comparison website must be FCA authorised. In addition, borrowers must be provided with a summary of what they have borrowed.

If Bumblebee Loans UK are not following the required regulations, and are attempting to charge more than they are legally permitted to, they cannot enforce the credit agreement. This means, they cannot make you pay back the loan. If you don’t pay, they can’t do anything.

Continuous Payment Authority and the changes to the legislation

You will usually be paying back the debt through a CPA (Continuous Payment Authority.) Prior to the changes to the CPA, the lender was allowed to take money from the debtors account.

Tighter regulations had to be put in place to offer greater protection to borrowers in relation to the CPA. One of these rules is that the lender must not make more than two attempts to take the funds from the borrowers account, in order to pay the loan.

According to the new rules regarding the CPA, the loan companies are not allowed to take partial payments from the borrowers account. If the borrower does not have enough money in their account to pay the full loan, they will not be able to take anything. The only way around this is if the borrowers reaches a prior agreement with the borrower. This must be done in advance.

Company information:

After researching Companies House and their website, we found the following information about Bumblebee Loans:

Date of incorporation: 25 April 1985
Company status: Active
Company number: 01908651
Company type: Private limited Company
Website: http://bumblebeeloans.co.uk/
Address: 11-12 Hanover Square, London, England, W1S 1JJ
Phone number: +44 02037286750

Information correct as of 01/04/21 (Companies House)

FCA registration:

The Financial Conduct Authority (FCA) is the conduct regulator for financial services firms and financial markets in the UK. 

FCA regulated: Yes
FCA status: Authorised
FCA reference number: 724736
Trading names: 
Bumblebee Loans
BumbleBee Consumer Finance
Place of business: 
11-12 Hanover Square

Information correct as of 01/04/21 (FCA)

Data protection registration:

Data protection registration means that this company is registered with ICO, the UK’s independent authority set up to uphold information rights in the public interest. The privacy of your data will be protected.

Registration No: ZA103152
Data controller: BumbleBee Loans Ltd
11-12 Hannover Square

Information correct as of 01/04/21 (ICO register)

Where are Bumblebee Loans located?

You may want to speak with the loan company in person. If you do, it’s important to find a company whose offices are near your own address. Take a look at their office location on a map.

11-12 Hanover Square, Mayfair, London W1S 1JJ

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About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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