Cash Lady Loans

Are you considering a loan with Cash Lady? Or perhaps you already have one, and you’re looking for further information about the company. Either way, we’ve compiled the most important, in-depth information about Cash Lady loan for you in this loan guide.

About – Who are Cash Lady Loans?

Cash Lady is a UK-based broker that offers loans. They are a trading name of Digitonomy Limited, established in 2013, and work with a panel of lenders.

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What are the key features of Cash Lady’s loan?

It’s important to analyse the key features of a loan carefully before you commit. Here are the critical details of the type of loan you could secure through Cash Lady:


Minimum APR: 49.9%

The APR for the loan is advertised at 49.9%. Depending on your individual circumstances, the APR could go up.

Loan Amount and Repayment Period

You can borrow between £100 and £5000.

The loan repayment period can be between 3 to 60 months.


Here’s the representative example that they give on their website:

Amount borrowed: £1200 for 18 months
Number of repayments: 18
Interest rate p/a: 49.9% (variable)
Each repayment amount: £90.46
Total amount repayable: £1628.28

Information correct as of 01/04/21 (CashLady)

How do I apply for a Cash Lady loan?

You can apply for a Cash Lady loan online. If your loan application is accepted, you will receive your funds within 24 hours.

CashLady Loans Loan review

Will I be accepted for a Cash Lady loan? 

Cash Lady will assess you based on certain criteria. See if you qualify:

  • Age: 18+
  • Residency: UK resident
  • Income: You must have a regular income
  • Bank Account: UK bank account with valid debit card

Information correct as of 01/04/21 (CashLady)

Cash Lady reviews

It’s important to see how other customers have rated their experience with Cash Lady. Take a look at their up-to-date reviews here. review

Information correct as of 14/06/21 (

How to complain about Cash Lady?

Should you need to make a complaint about Cash Lady, then you can use the details below to either write to them or call them.

The Steam Mill Business Centre
Steam Mill Street
[email protected]

If Cash Lady does not respond to your complaint then you should contact the Financial Ombudsman Service. They might be able to handle your complaint.

Information correct as of 01/04/21 (FCA)

Are you trying to find the Cash Lady Loans Login Page?

Some people land on this page by mistake when looking for the Cash Lady Loans login page. Have you done the same? If so, we are pleased we have bumped into you! This article is about Cash Lady Loans and how to handle contact from them.

Government cap – loan interest and other charges

Price caps were introduced by the Financial Conduct Authority in order to try and protect borrowers from excessive charges. The caps include:

  • 0.8% per day cost cap on the value of the loan borrowed – including interest and fees.
  • Default fees cap of £15 – interest can still be charged after the default, however, it must not be more than the original rate of 0.8% per day.
  • Complete cost cap of 100% – you should not be asked to pay more than 100% of the money borrowed.

The limits are applicable to credit agreements with an interest rate of 100% or more per year and that are due to either be fully or substantially repaid in a year.

There are other regulations which have applied since May 2017. Lenders have a responsibility to provide details of all their products on a price comparison website, which must be authorised by the FCA and lenders have a responsibility to provide borrowers with a summary of the total cost of borrowing.

Continuous Payment Authority and what you need to know

You may be asked to repay your debt using a CPA or Continuous Payment Authority. With this, the lending company will be able to take money from your account as repayment.

The regulations have been updated, and now if the CPA fails twice, the debt company cannot try any more attempts at debiting from your account.

The new regulations also state that they cannot just take any amount of money to make up the payment. They can only take the full value of the debt, otherwise, they cannot take anything. Many loan companies try to take partial payments to make up the full amount, but this is no longer permitted. Of course, if you give them permission to do this, they have the right to take partial payments, but this must be permitted.

What if you can’t pay the loan back?

These are some rules that lenders must adhere to if you’re struggling with repayments:

  • Provide you with information on where you can find free independent debt advice
  • Ensure debt recovery is held off for a reasonable period while you set up a suitable repayment plan which may involve using a debt advisor
  • Allow you reasonable time to pay back the loan, potentially freezing interest and additional charges.

Company information:

After researching Companies House and their website, we found the following information about Digitonomy Limited, of which Cash Lady Loans is a trading name:

Date of incorporation: 1 February 2013
Company status: Active
Company number: 08385135
Company type: Private limited Company
Address: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, United Kingdom, CH3 5AN
Phone number: +4401244888880

Information correct as of 01/04/21 (Companies House)

FCA registration:

The Financial Conduct Authority (FCA) is the conduct regulator for financial services firms and financial markets in the UK. 

FCA regulated: Yes
FCA status: Authorised
FCA reference number: 690249
Trading names: 
Business Comparison
Cash Lady
Comparison Hub
Energy Heroes
Injury Heroes
Little Loans
Loan Heroes
Loan Match
Loan Supermarket
Loans Hub
Longer Loans
Minute Money
Money Assist –
Motor Loans
Payday Heroes
Revamp Loans
Place of business: 
The Steam Mill Business Centre
Steam Mill Street

Information correct as of 01/04/21 (FCA)

Data protection registration:

Data protection registration means that this company is registered with ICO, the UK’s independent authority set up to uphold information rights in the public interest. The privacy of your data will be protected.

Registration No: ZA007309
Data controller: Digitonomy Limited
Steam Mill Business Centre,
Steam Mill Street

Information correct as of 01/04/21 (ICO register)

Where are Cash Lady located?

You may want to speak with the loan company in person. If you do, it’s important to find a company whose offices are near your own address. Take a look at their office location on a map.

Steam Mill, Business Centre, Steam Mill St, Chester CH3 5AN

Getting debt help

These are some of the most popular organisations who provide free independent advice on debt:

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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