Dealing with Bailiffs – Letter Templates
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
Are you in need of help to write a letter to bailiffs? You’re not alone! Every month, over 170,000 people visit our website for advice on debt solutions.
In this article, we’ll help you understand:
- How to deal with bailiffs in a stress-free way.
- How to complain if a bailiff overcharges you.
- The right way to complain to a bailiff company.
- How to inform a bailiff that you are vulnerable.
- The possibility of writing off some debt.
Debt can be worrying — we know it’s not easy. That’s why we have created sample letter templates that can help you manage your interactions with bailiffs more efficiently.
Let’s get started!
Overcharging
The fees you can be charged by most bailiffs are fixed and stated within The Taking Control of Goods (Fees) Regulations 2014. If your bailiff has charged you more than they are legally allowed to as stated in these regulations, you should make a complaint. We help you complain about a bailiff overcharging you with our letter template.
Complain About a Bailiff Overcharging you
Making Complaints
If you want to make a complaint about a bailiff company for any other reason than overcharging you, we have a letter template for you. Whether it be aggressive behaviour, intimidating threats or repossessing items they are not legally allowed to take, use this letter template to complain about a bailiff company.
» TAKE ACTION NOW: Fill out the short debt form
Complain to a Bailiff Company
Complain to a Council
If the council has sent bailiffs to recover debts relating to unpaid council tax or fines, and the bailiff did not act appropriately, you can use our bailiff complaint letter template and send it to the council. You might want to complain directly to the bailiff company as well (using the letter template above), but use this letter to make your concerns clear to your local authority as well.
Complain to a Council About the Actions of their Bailiffs
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
| Monthly income | £2,504 |
| Monthly expenses | £2,345 |
| Total debt | £32,049 |
Monthly debt repayments
| Before | £587 |
| After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
Tell Them that You Are Vulnerable
Bailiffs must follow strict rules when dealing with vulnerable people. In some cases, they are not allowed to charge fees and cannot even visit the debtor at home. In the latter situation, they must hand back the responsibility of chasing the debt to the lender/company.
You can now tell a bailiff that you are vulnerable with our free letter template. Use it yourself, or download it for someone you know is vulnerable and needs help dealing with enforcement officers.
Tell a Bailiff that You Are Vulnerable
