Posts by Scott Nelson:
Never paid council tax? Steps to resolve arrears
Check your council tax liability, available reductions and repayment options, and understand the relevant enforcement process.
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Does Zilch affect your credit score?
How Zilch reports borrowing and repayments, and what to check before using its payment plans.
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ClearScore affordability score: what it means
How ClearScore uses linked-bank information, and why an affordability score does not guarantee a credit decision.
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1st Locate and LCS Debt Letters: How to Respond
Verify a First Locate or LCS account, check the balance and understand affordable repayment, doorstep visits and complaints.
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Temporary loan repayment plans: costs and risks
How to ask for temporary payment support, build an affordable offer and check interest and credit-file consequences.
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