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County Court Business Centre Parking Fine? Read This 2022

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Are you wondering if you need to pay a County Court Business Centre parking fine you’re being chased for? You may be asking whether you should ignore it and what happens when you do.

Read on to find out what the County Court Business Centre does and why you respond to correspondence they send you.

Do You Have to Pay?

In many circumstances, parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat with an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.

What does the County Court Business Centre do?

The County Court Business Centre or CCBC deals with online claims by sending people letters giving them notice of claims and cases. It’s a debt collection agency, so they can chase you for the money owed on a parking ticket.

However, they cannot force you to pay because their legal powers are limited. For example, they cannot call you incessantly or at unreasonable times of the day. Moreover, CCBC cannot harass you, and they must respect any reasonable requests you make.

I got a parking ticket debt letter from CCBC. What should I do?

Before you send a payment to CCBC, I strongly advise you to do the following:

  • Make sure the parking ticket debt is yours. You can do this by checking with a credit agency, whether Experian or another. The debt is recorded on your file
  • Ask CCBC to prove the debt by sending a ‘prove the debt letter’. When a debt collection agency can’t ‘prove’ the debt, they must mark it as settled

Why would County Court Business Centre call me?

CCBC may call you because your parking ticket fine is sent to them to recover the money you owe. The debt is to a creditor and it could be a car parking management company

Can CCBC enter my home for an unpaid parking ticket debt?

No. A CCBC agent cannot enter your home or remove any of your possessions. Moreover, they must respect a request to leave. They are not bailiffs.

There must be a court order if CCBC wants to:

  • Lodge a County Court Judgement (CCJ) against you
  • Send bailiffs to your home
  • Request a charging order or an attachment of earnings order

Can I stop County Court Business Centre from calling me?

No. You can’t stop CCBC from calling you or sending you letters. But you can ask them to only contact you in specific ways. For example, you can request that any communication be done in writing, not by phone.

Note: The debt collection agency should respect your request

CCBC won’t stop calling me. What should I do?

Debt collectors cannot threaten you with legal action. They cannot:

  • Make out they have any legal powers (they do not)
  • Send you letters that resemble court documents
  • Chase you for a debt dealt with by an Individual Voluntary Arrangement (IVA) or a Trust Deed Scotland

County Court Business Centre must abide by the rules laid out by the Financial Conduct Authority (FCA).

Moreover, CCBC is a Credit Services Association (CSA) member. Therefore they should work to the CSA’s Code of Conduct.

This means the debt collection agency should not:

  • Call you at an unreasonable time
  • Call your workplace without permission or when you’ve asked them not to
  • Contact you at times that go against the agreed preferences
  • Discuss your parking debt with anyone (including employer or family members)
  • Take payments from you without permission
  • Refuse to allow you time to consider any alternative debt solutions after you reached out for debt advice from an independent charity/organisation
  • Apply pressure on you to pay off the debt by borrowing money from elsewhere
  • Use confusing legal jargon 
  • Demand payment from you when the parking debt is statute-barred

Should I pay County Court Business Centre?

You’ll have to pay CCBC if the parking fine debt is yours. However, only if you can afford to. There are debt solutions options available if you’re struggling with your finances.

My advice? Check out your options before paying anything to CCBC, including contacting independent debt advice charities.

Should I ignore letters and calls from County Court Business Centre?

Don’t ignore any correspondence or calls you get from County Court Business Centre. But seek advice from a debt charity before you do anything else.

CCBC should abide by the Code of Conduct and allow you time to explore all your options!

When you ignore things, the debt doesn’t go away, and CCBC could begin further action against you.

I got a County Court Judgement. What can I do?

You’ll have to pay CCBC if things escalate and you receive a County Court Judgement against you. You should pay the full amount if you can afford to, that is.

But you can also ask for time to pay by spreading the payments. CCBC must consider setting up a payment plan for you.

If you can pay off the full amount within a month, you can ask the court to remove the debt from the Register. But if you can’t pay it off in that timescale, the CCJ remains on your credit history for 6 years.

If you ignore the CCJ, County Court Business Centre could use enforcement agents, otherwise known as bailiffs, to recover the debt.

How do I know a CCJ is legit? 

Contact CCBC directly if you got a letter saying you have a CCJ for an unpaid parking ticket and are worried it’s not legitimate. Or you could contact the county court.

Another option is to check your credit report. Again, there should be a unique reference number from the court you can cross-reference.

Can I ignore a CCJ? 

No. Don’t ignore a CCJ because CCBC can enforce payment by:

When you ignore a CCJ or avoid paying a debt, you’ll pay more thanks to bailiff fees and solicitor fees.

Do You Have to Pay?

In many circumstances parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat to an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.

GET STARTED

Lastly, County Court Business parking fine, what should I do?

Stay on top of the situation, and don’t ignore any CCBC correspondence you get. My advice is to seek debt advice from an independent charity. Moreover, ask County Court Business Centre to prove the debt first.

Thanks for reading this post on County Court Business Centre chasing you for an unpaid parking fine. I hope the information clears up any questions about the debt collection agency.

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