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County Court Business Centre Claim Form – What To Do Next 2022

HomeDebt InfoCounty Court Business Centre Claim Form – What To Do Next 2022
county court business centre claim form

For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Did you get a County Court Business Centre claim form and are unsure what to do? Like other people, are you worried about getting a CCJ, or it’s not your debt!

I explain what County Court Business Centre (CCBC) does as a debt collection agency and how they take on unpaid parking fines for creditors. Read on to find out more about what to do next when you get a CCBC claim form.

Don’t worry, here’s what to do!

There are several debt solutions in the UK that can be used to improve your finances. Choosing the right way to tackle your debt could save you time and money, but the wrong one could cause even more harm

It’s always best to find out about all your options from a professional before you take action.

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Who is County Court Business Centre?

County Court Business Centre is a debt collection agency. They chase people for money owed to creditors on various kinds of debts, including unpaid parking tickets.

Although they can send you letters, call you by phone and may even visit you at home, they can’t force you to pay. They are not bailiffs.

In addition, CCBC must follow the Code of Practice set out by the Credit Services Association (CSA).

Why have I got a claim form from CCBC?

When you get a claim form from County Court Business Centre, it means you’re being sued by someone. Typically, it’s a Court form N1 that you’re sent. This is because CCBC takes on unpaid debts, including parking fines for car park management companies and other organisations.

What to do when you receive a County Court Business Centre claim form?

Respond to the claim form. Do NOT ignore it because a judgement could be entered against you if you do. Moreover, CCBC could pursue you for the money through the courts, and bailiffs could visit your home.

Plus, you could receive a CCJ, which stays on your credit record for up to six years. In short, a CCJ will impact your credit rating.

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What should I do when I receive a CCBC claim form?

You should take specific steps when you’re sent a County Court Business Centre claim form.

  • First, was the claim form served correctly? It needs to have been served correctly, which means it should have included a ‘Response Pack’. If this is missing, the claim form was not service properly. Therefore, you could ask to cancel the claim form
  • Next, does the claim form explain what the ‘claim’ concerns? You can file an application with the court to stop things progressing when it does not include an explanation
  • Lastly, was the claim form issued in time? There is only a specific amount of time for CCBC to begin a claim against you. The claim is time-barred if the debt is over 6 years old. You can ask the court to ‘strike out’ the claim when the time limit has expired. (In Scotland, the time limit is 5 years).

How do I respond to a CCBC claim form?

The claim form you receive should include a Response Pack which in turn should contain an ‘Acknowledgement of Service’. This is called a form N9 (CC).

You have 14 days to respond, which begins from the day you get the claim form. In short, the court must receive the Acknowledgement of Service form no later than 14 days after you were served the claim form.

I owe the money. What should I do?

You can admit the debt when filling out the Acknowledgement of Service form. Plus, you can offer to pay back the money using the documents included in the Response Pack.

I want to challenge the debt. What should I do?

You can tick the box in the Acknowledgement of Service form indicating you don’t accept you owe any money. In short, this states that you want to defend all or part of the claim.

You effectively stop the clock from ticking as soon as you file a defence. County Court Business Centre cannot take the matter further until a ruling is made.

Note: You then have a further 14 days to present the court and CCBC with a defence.

What happens when I ignore a CCBC claim form?

Things escalate fast when you ignore a claim form you get from County Court Business Centre. You’ll get a CCJ on your credit history, and bailiffs could turn up at your door.

You could also have to deal with:

Plus, things get expensive when you don’t respond to a CCBC claim form. You’ll have to pay bailiffs fees, solicitors fees and other associated costs.

I received a County Court Judgement. What should I do?

You’d get a CCJ If you ignored calls and correspondence from County Court Business Centre. Once a CCJ is levied against you, it goes on your credit history.

If you can pay the total amount claimed by CCBC within 30 days of receiving a CCJ, you have the right to ask the court to remove it.

What advice and help is there?

You should seek advice if you are confused or worried about getting a County Court Business Centre claim form. Some charities provide support and advice to people in debt. This includes:

Don’t try to cope on your own or sign things without first talking to an expert. Of course, you have to respond when things have escalated, and you receive a County Court Business Centre claim form. But seek expert advice first!

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  • Affordable repayments
  • Reduce pressure from people you owe
  • Stop interest and charges from soaring
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Lastly, I got a County Court Business Centre claim form. What should I do?

Never ignore a claim form. Always respond within the time limit to prevent matters from escalating. 

Seek independent advice before you sign or do anything. Plus, you can ask County Court Business Centre to prove the debt. A court could strike out the claim if they can’t prove the debt is yours!

Thanks for reading my article on dealing with a County Court Business Centre claim form. I hope the information helps you deal with the situation, so it doesn’t escalate further.

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