The True Cost of a Free Divorce on Universal Credit (UK)
Trying to limit the cost of a divorce, especially when you are on Universal Credit, can be a challenge. But we’re here to help.
Each month, over 8,700 people visit our website for advice on navigating a divorce. It’s a tough time, but remember, you’re not alone.
In this simple guide, we’ll discuss:
- How you can save money on divorce fees
- The process of divorce in the UK
- The usual cost of a UK divorce
- How to manage finances during a divorce
According to MoneyHelper, the average cost of a divorce in the UK was £14,561 in 2018, and due to inflation, this cost is only increasing.1 So we understand your concerns.
Don’t worry, we’re here to help you limit your divorce costs, even when on Universal Credit.
How to save money on divorce fees
How to save money on divorce fees
Divorces are hard to handle, but the financial repercussions can make a bad situation feel even worse.
The solution? Understanding your next steps and exactly how much they’ll cost.
For only £5, JustAnswer offers a trial chat with an experienced divorce solicitor. They can help you navigate the process and save you from costly face-to-face lawyer fees.
Chat below to get started with JustAnswer
In partnership with Just Answer.
Can I get a divorce for free if I am on Universal Credit?
Yes, it’s possible to get divorced for free if you receive Universal Credit or have a low income. However, further factors will need to be considered.
How does divorce work in the UK?
The way divorce works in the UK differs based on location.
For example, in Scotland, one person petitions for a divorce with a reason why the marriage has irretrievably broken down, such as adultery.
The other person then accepts or rejects this reason, and one of two processes is used.
Whereas in England and Wales, divorce laws moved on from a similar model to the one in Scotland in April 2020.
The new process, known as no-fault divorces, is when no reason is required for the breakdown of the marriage, and couples can even apply for divorce together in a joint application.
The purpose of a no-fault divorce is to stop any finger-pointing and try to make the process more amicable when it comes to dividing finances and assets.
It also makes the process quicker, but it isn’t without any criticism.
Some people believe that stopping one person from pointing blame actually makes them angrier, and they then become less amicable during negotiations.
Worried About Divorce Finances?
Divorce can be complicated, especially when it comes to navigating the cost. One small error could lead to serious consequences.
But, the support of a good solicitor can help you to understand your next steps.
For a £5 trial, JustAnswer’s online divorce solicitors can help you understand your rights and guide you towards the best financial solution for you.
Try it below.
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How much does a UK divorce cost?
A divorce court application fee in England and Wales currently costs £593, whereas, in Scotland, the application fee is slightly less.
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This doesn’t include other costs associated with divorce, such as solicitor fees, possible mediation costs, and financial orders if one is required.
Other divorce expenses people sometimes forget about are the expense of finding new accommodation and moving costs.
A more detailed breakdown can be found on our How Much Does Divorce Cost? guide.
Divorce Costs
I’ve put together this quick table to help you better understand all the associated costs of divorce.
| Category | Costs |
|---|---|
| Court Fees |
Filing for Divorce: £593 standard fee. Additional Applications: Financial orders or child custody arrangements. |
| Legal Representation Fees |
Fixed-Fee Options: For straightforward, uncontested divorces, with fees ranging from £500 to £1500 excluding VAT. Hourly Rate: Solicitor fees range from £150 to £400 depending on their experience and location. |
| Barrister Fees | For cases that go to court or require specialised legal advice. The cost of this will be completely dependent on your case and preferences. |
| Financial Advisor or Accountant Fees | For cases involving complex financial matters. The cost of this will be completely dependent on your case and preferences. |
| Valuation Fees | You may need to pay for property, business, or pension valuations as part of the financial settlement. The cost of this will be completely dependent on your case and preferences. |
| Out-of-Court Options |
Mediation: Some mediators charge per session (ranging from £50 to £200 per hour), while others may offer a package deal. Collaborative Law: Both parties hire solicitors, but agree to resolve issues without going to court. The cost of solicitors will vary depending on your preferences and case. Arbitration: Rates vary depending on case complexity, room hire, and arbitrator fees. |
| Indirect Costs | Time off work to attend court hearings or meetings with solicitors. Child maintenance costs. |
Divorce Doesn’t Mean Financial Ruin
Legal advice can make all the difference when navigating the financial aspects of divorce, and affordable help is within reach.
Normally, the cheapest solicitors in the UK will put you back at least £130 per hour.
But, for a £5 trial, a divorce solicitor from JustAnswer can review your situation and provide personalised guidance. It’s a no-brainer!
Try it below.
In partnership with Just Answer.
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