Trying to limit the cost of a divorce, especially when you are on Universal Credit, can be a challenge. But we’re here to help.
It's a tough time, but remember, you're not alone.
In this simple guide, we’ll discuss:
- How you can save money on divorce fees
- The process of divorce in the UK
- The usual cost of a UK divorce
- How to manage finances during a divorce
A historic UK-wide survey average is not a current quote for your divorce. Separate court fees from professional help, financial-order work and changes to household costs.
Don’t worry, we’re here to help you limit your divorce costs, even when on Universal Credit.
How to save money on divorce fees
How to save money on divorce fees
Divorces are hard to handle, but the financial repercussions can make a bad situation feel even worse.
The solution? Understanding your next steps and exactly how much they’ll cost.
For only £5, JustAnswer offers a trial chat with an experienced divorce solicitor. They can help you navigate the process and save you from costly face-to-face lawyer fees.
Chat below to get started with JustAnswer
In partnership with Just Answer.
Can I get a divorce for free if I am on Universal Credit?
Universal Credit may support an application for Help with Fees, but benefit, earnings, savings and other eligibility rules still apply. Receiving Universal Credit alone does not guarantee that every divorce cost is waived.
How does divorce work in the UK?
The way divorce works in the UK differs based on location.
Scotland has its own legal grounds and simplified or ordinary procedures. A simplified application has conditions, including restrictions involving children under 16 and unresolved finances.
The appropriate Scottish procedure does not depend solely on whether the other person accepts a reason. Check the court guidance or obtain advice.
England and Wales introduced the current no-fault divorce process on 6 April 2022.
One or both spouses can apply, stating that the marriage has broken down irretrievably. Limited legal challenges remain possible, but the other spouse cannot simply veto that statement. See related guidance.
The purpose of a no-fault divorce is to stop any finger-pointing and try to make the process more amicable when it comes to dividing finances and assets.
In England and Wales, no-fault divorce has applied since 6 April 2022. You normally wait at least 20 weeks from issue before applying for a conditional order, then at least six weeks and one day before applying for the final order. Processing, service or other issues can make it take longer.
Ending the marriage does not itself decide how assets, pensions, debts or maintenance should be dealt with.
Worried About Divorce Finances?
Divorce can be complicated, especially when it comes to navigating the cost. One small error could lead to serious consequences.
But, the support of a good solicitor can help you to understand your next steps.
For a £5 trial, JustAnswer’s online divorce solicitors can help you understand your rights and guide you towards the best financial solution for you.
Try it below.
In partnership with Just Answer.
How much does a UK divorce cost?
In England and Wales, the divorce application fee is £628 according to HMCTS fees checked on 4 October 2026. This is one fee for the application, including a joint application. Check the current schedule before applying. See related guidance.
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This doesn’t include other costs associated with divorce, such as solicitor fees, possible mediation costs, and financial orders if one is required.
Other divorce expenses people sometimes forget about are the expense of finding new accommodation and moving costs.
A more detailed breakdown can be found on our How Much Does Divorce Cost? guide.
Divorce Costs
The table below is an overview. Check the current fees and your eligibility for support in the relevant UK jurisdiction.
| Category | Costs |
|---|---|
| Court Fees |
Filing for Divorce: £628 application fee in England and Wales, according to GOV.UK checked 4 October 2026. Fee help may be available; check current fees before applying. Additional Applications: Financial orders or child arrangements. |
| Legal representation | Solicitors may charge fixed fees or hourly rates. Obtain a written quote showing VAT, included work and additional charges; costs depend on the case and provider. |
| Barrister Fees | For cases that go to court or require specialised legal advice. The cost of this will be completely dependent on your case and preferences. |
| Financial Advisor or Accountant Fees | For cases involving complex financial matters. The cost of this will be completely dependent on your case and preferences. |
| Valuation Fees | You may need to pay for property, business, or pension valuations as part of the financial settlement. The cost of this will be completely dependent on your case and preferences. |
| Out-of-Court Options | Mediation, collaborative law and arbitration have different charging structures. Ask for a written estimate and check eligibility for legal aid or any current mediation support scheme. |
| Indirect Costs | Time off work to attend court hearings or meetings with solicitors. Child maintenance costs. |
Divorce Doesn’t Mean Financial Ruin
Legal advice can make all the difference when navigating the financial aspects of divorce, and affordable help is within reach.
Normally, the cheapest solicitors in the UK will put you back at least £130 per hour.
But, for a £5 trial, a divorce solicitor from JustAnswer can review your situation and provide personalised guidance. It’s a no-brainer!
Try it below.
In partnership with Just Answer.
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