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Look After My Bills Review

Will Hodson and Henry de Zoete originally decided to take on the UK’s domestic energy suppliers in 2014. They built a collective company called The Big Deal to get the best energy supply deal for their members, and four years

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Coronavirus Piggy Bank

Coronavirus Piggy Bank Introducing the Coronavirus Piggy Bank. Featuring ultraviolet light, this piggy bank cleans your hard-earned money whilst encouraging you to save! £4.99 inc. VAT Note: due to unprecedented demand, we have now sold out (10,000 units in 24

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Debt During Coronavirus

Coronavirus has impacted many of our jobs and if you weren’t in debt already, it’s more likely that you will be in the coming months. Here’s my replies for those of you that asked a question on Twitter (don’t forget

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Investment During Coronavirus

You may be feeling worried, anxious, stressed or even angry. This is going to cloud your decision making. The elephant in the room is that through no fault of your own, you’re in a less secure position than a couple

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118 118 Money is Down – Hacked?

The 118 118 Money website and app has now been down since 22nd March and their communications suggest that they may have been hacked. An estimated 300,000 customers are unable to service their loan and credit card accounts, however, they

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April Fools! But on a serious note…

Yup, that was a dumb idea – I blame social distancing! The glowing eyes were my son’s idea 🙂 On a serious note, now that we’re several weeks into coronavirus… Which of the 4 situations are you in? Read on

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Debt Management For Unemployed People

Debt Management For The Unemployed: Help When You Need It Most People who suddenly find themselves out of a job, or on state benefits for whatever reason, still have to face paying the bills like everyone else. Yet finding the

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4 Ways to Write Off Your Debt

There are 4 ways to write off your debts that lenders don’t want you to know about. Most lenders insist on being repaid, but in some circumstances, they may agree to write off some or all of your debts. There

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What is a Debt Relief Order (DRO)?

Debt Relief Orders are available to people on low incomes who owe relatively small amounts of money. They offer a low-cost alternative to bankruptcy if you have debts that you cannot afford to repay. What is a Debt Relief Order?

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How a Debt Management Plan (DMP) can help

Most people in debt that can’t afford the repayments use a Debt Management Plan (DMP). They help people who can afford to make some debt repayments each month but cannot afford to make the repayments at their current level. You

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Using Bankruptcy to Get Out of Debt

Bankruptcy is the “nuclear” option when it comes to getting out of debt and it is not an option to consider lightly. If you are declared bankrupt your debts will be written off once you have been discharged – which

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How to Increase Your Income

Micawber famously said, “Annual income twenty pounds, annual expenditure nineteen, nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery.” And that character, created by Charles Dickens, was right. If you’re spending

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How to Decrease Your Expenses

It’s probably stating the obvious, but if you’re struggling financially, one way to make your life easier is to decrease the amount that you are spending. This means that you don’t have to borrow as much money. It also means

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How to Deal with Debt Collectors

If you are in financial difficulty you may get to a point where you have to deal with debt collectors. If you find yourself in this situation it’s likely that you’ll be scared every time you hear the post drop

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Zombie Debts

Are Debt Purchasing Companies Plaguing You With Zombie Debts? Zombie Debt Scenario #1:An elderly widow sits freezing in her flat. She is trying to pay off a £2,000 debt before she dies, because she’s frightened that the debt will be

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How Banks Work

If you’re worried about the ethical implications of writing off your debts or other loans, have a read of this article. Most people have incorrect notions of how banks work. Most of us think that the banks are doing us

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The Statute Barred Debts Scam

The Statute Barred Debt Scam is just one example of how debt purchasing companies make a tidy bit of money because the law is so woolly about what is allowed and what is not. When a legal point is so

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Apply For A Logbook Loan

Apply For A Logbook Loan: Convenient Finance to Tide You Over Release The Cash Tied Up In Your Car Did you know you that when you apply for a logbook loan youcould borrow ready cash secured on your car? In

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Apply For Debt Consolidation Loan

Apply For A Debt Consolidation Loan and Reduce Your Monthly Burden People who find themselves struggling with the burden of debt, for whatever reason, still have to face paying the bills like everyone else. Yet finding the funds to do

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Repair Your Credit Rating

It is generally agreed by experts in the credit repair industry that there are certain measures that anyone can take to improve or repair their credit rating (however, these people – or consultants – usually charge a pretty fee along

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Debt Collectors Complaints Register

Many debt collectors and debt purchasing firms use such questionable means on a daily basis. Many are regularly featured in the various consumer websites which have sprung up in recent years and which have helped spread the word about DCA

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Double Spivving – A Debt Spiv’s Dream

Several people have written in saying that they’d noticed that there were several direct debit items on their bank statement for the same debt account, but that these were being paid on a regular basis to different debt purchasing companies.

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The Future of Debt Purchasing Companies

This site, in spite of appearances to the contrary, does not propose the abolishment of the debt purchasing industry by law. Everyone is entitled to earn a living, and to health, happiness and a quiet life (although not many DPCs

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Capital One is down down down

Capital One had some technical issues which meant customers were unable to log in to their online account and make a payment – a nightmare for those of us who want to keep on top of our bills! Capital One

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Christmas Tips For Those in Debt

Christmas is a time when loans are very popular. Most people want Christmas to be perfect, they want to buy the ideal gifts, they want to complete their children’s Christmas list, and many will go to the ends of the

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Underworld debt collector: the movie

Being respected by Charles Bronson might not be something that many of us aspire to, however, for underworld debt collector, Paul Sykes, this was an accolade that was to be celebrated. Based in Teeside, Paul achieved so many infamy throughout

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A Quick Guide to Get a Cheap Loan

Let us be honest here. There are more than enough types of loans available out there with extremely competitive rates. However, getting the cheapest of all is still quite challenging. Remembering the following 4 tips will keep you on the

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A Quick Guide to Loans

Many people falsely believe that a some loans are a handy way to get some fast and easy cash. Maybe it is the amount of interest which has now been capped that gives them that feeling. The truth is that,

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Should I Repay My Student Loan?

This is definitely one of the most common questions asked by millions of former graduates in the UK. So, you have some extra cash and want to repay your student loan. First of all, congrats on actually having the money

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All About Credit Union Loans

For many people struggling to qualify for borrowing from a bank, credit unions are their best alternative. A credit union is a not-for-profit organisation that provides options to borrow money at very reasonable prices, among others. Credit unions also have

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Quick Guide to Personal Loans

If you need to borrow money, the rising competition between providers is actually beneficial to you because this means that you now have the chance to get a cheap loan for a ridiculously low (compared to a few years ago)

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Your Loan is an Emergency

Saving money to help pay back your loan can be a double-edged sword. While trying to find ways to live on less, wouldn’t it be much better if you didn’t have to struggle with anything but unnecessary loans or, even

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