This simple 3 step guide with letter templates will show you how easy it is to request a refund from your lender. 100s of readers have followed this process and have successfully been refunded anything from £200 to £2000! Who’s this guide for? This guide is for you if the loan that you took out made your finances more difficult. The FCA may classify these loans as “unaffordable” and as such you would be due Read more…
Christmas really is one of the most wonderful times of the year, it is when you treat your loved ones to some special gifts and treats. Whilst it is great to spend the money on treating your family and friends, Christmas is also a time of huge financial burden. In fact, the National Debtline charity has shown that as many as 16% of Britons, which is around the 7.9 million people mark, say that they Read more…
Being respected by Charles Bronson might not be something that many of us aspire to, however, for underworld debt collector, Paul Sykes, this was an accolade that was to be celebrated. Based in Teeside, Paul achieved so many infamy throughout is time, that his life is now to be made into a film. Not only a professional boxer, during his life-time Sykes became a notorious and violent criminal. His story has already been made into Read more…
It is no secret that debt is a huge problem for UK families at the moment, however, the bad news is that this is not set to continue but also rise as time goes by. In fact, the TUC states that it is expected that the level of debt seen by an average UK family is going to be around the £15,000 mark. This increase, compared to previous years is rather shocking. During 2016 the Read more…
It seems that over recent years, payday loans have become a popular method of borrowing money for a short term. Until recently, the majority of people who borrowed on a payday loan were younger people, especially those who had families, often those who were claiming help in some form from the Government. However, over the past 2 years, there has been a rise in another section of society who are turning to payday loans to Read more…
Here in the UK the debt collector often dresses just like a security guard, their clothes are simple, understated and are designed to be comfortable and somewhat inconspicuous. However, the same can’t be said for those who collect debts in Portugal. In order to almost shame the person into paying their dues, throughout time the debt collectors in both Portugal and Spain have worn outlandish and attention grabbing outfits. This ensures that rather than blending Read more…
It is no secret that we value our NHS staff, after all, these people make it their work to take care of us and our families on a daily basis. Supporting us and looking after us when we need it most. Such difficult work should be rewarded with a good pay packet, right? You would think so, but the truth is that many of the nurses who work in our hospitals are struggling to make Read more…
A payday loan is rarely a good idea; however, you already know this or you wouldn’t be here. Companies offering payday loans do tempt us in by showing us how the loan can help us financially, in a wide array of domestic areas. Of course, there is a place for payday loans on the market, as they can help with unexpected expenses until you receive your pay. The trick is to pay them off quickly, Read more…
If you don’t have the money to pay back your loan? There are a number of things that you can do. Follow the steps below. What You Should Do When You Can’t Pay Back Your loan When you have a loan that you can’t pay back, it can be very stressful. However, don’t panic, there’s a few things you can do to sort it out. To help, we’re going through the things you need to Read more…
Let us be honest here. There are more than enough types of loans available out there with extremely competitive rates. However, getting the cheapest of all is still quite challenging. Remembering the following 4 tips will keep you on the right track, though: 1) Make Sure You Are Borrowing The Minimum Necessary And by “minimum”, I mean the absolutely minimum. The lower the amount you need to borrow, the easier it will be to get Read more…