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QDR Solicitors Debt Recovery – Should You Pay? 2022 Guide

QDR Solicitors Debt Recovery

For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

QDR Solicitors

Are QDR Solicitors Contacting You??

Have QDR Solicitors written to you about a debt? Or maybe they’ve been phoning you or sending you text messages? They may even be threatening you with court action or other enforcement measures.

Perhaps you don’t think you owe the money? Perhaps you agree that you owe the money but you cannot afford to pay?

If you are in this situation this guide will help you.

It’s not your fault. Complaints to the Financial Ombudsman have risen this year from 830 to 2,006, so it’s safe to say that you’re not alone.

Deal with your debt today and feel amazing tomorrow.

Don’t worry, here’s what to do!

You could get rid of QDR Debt Collectors by writing off some of your debt.

There’s several debt solutions in the UK, choosing the right one can take years off your debt, but the wrong one can be expensive and drawn-out.

Fill out the 5 step form to get started.

qdr solicitors debt recovery

Who are QDR Solicitors?

QDR Solicitors are a debt collection agency based in Leamington Spa, Warwickshire. They collect debts for a number of businesses and other organisations. They are owned by Wright Hassall LLP, a firm of solicitors that have been in business for 174 years.

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Are QDR Solicitors Legit?

Yes, they are legit – QDR Solicitors are authorised by the Financial Conduct Authority and the Solicitors Regulatory Authority. They are also a member of the Credit Services Association and have passed the Collector Accreditation Initiative.

Do QDR Solicitors Buy Debt From Other Companies?

Some of the debts that QDR Solicitors handle are debts that the company has bought. They buy these debts in bundles at less than face value in the hope that they can make a profit when they collect the full amount that is owed. If people default on the debts that QDR Solicitors have bought, QDR Solicitors make a loss.

Who do QDR Solicitors Collect for?

QDR Solicitors collect debts on behalf of a number of organisations such as banks, building societies and other financial institutions, as well as a range of other businesses such as utility companies, mobile phone companies and catalogue companies.

Their clients include some of the largest businesses in the UK, including:

  • EE
  • O2
  • Power
  • Virgin Media
  • …and many more!
what do qdr want?

Why are QDR Solicitors Debt Recovery contacting me?

QDR Solicitors Debt Recovery will be contacting you because they think that you owe money and you have failed to pay that money. The business or organisation that was originally owed the money will have passed the debt to QDR Solicitors Debt Recovery once their own attempts to collect the money from you had failed.

Feeling like Chandler?

how to debt

Is all this information starting to feel overwhelming? Don’t panic! There’s plenty of help available. You can get started below.

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Why debt collection can ruin your life

Debt collection can ruin your life in a number of ways. First, debt collectors can be relentless. They will constantly bombard you with letters, phone calls and visits. Most people who are being chased by debt collectors find it extremely stressful. You can get to the point where you are scared every time the phone rings or someone comes to your door.

Second, debt collection can affect your job. Although they are not supposed to harass you, some debt collectors will try to contact you at your workplace if they are unable to contact you at home.

Finally, unpaid debts can affect your credit rating for many years. This can make it difficult for you to get loans and mortgages, but could also mean that you struggle to rent a home and cannot get a mobile phone on a contract.

what actions are qbr solicitors going to take?

What are they going to do?

The action that QDR Solicitors will take will depend on a number of factors, including how much you owe and whether there is a realistic chance that you will be able to pay the debt. Debt collectors do not write debts off without a fight so even if you only owe a relatively small amount of money you can expect QDR Solicitors to make your life a misery if you do not cooperate with them.

Take the Fight to Them!

If you know you are unable to make payments towards your debt, don’t let the situation get worse by getting phone calls and home visits.

There are several debt solutions in the UK that can be used to improve your finances.

Fill out the 5 step form to get started.

What does the QDR Solicitors debt collection process look like?

QDR Solicitors will initially write to you. If you do not respond, they will try to contact you by phone and might send a debt collector to your home. Ultimately, they may decide to take you to court to obtain a CCJ.

I have received a letter from QDS Solicitors saying I have had a County Court Judgement against me. The price has also risen to over £350!

You can stop them writing, calling, visiting and taking you to court by either paying the debt in full or if you cannot afford to do that, agreeing a payment plan with them.

You may also be able to stop the process if you can prove that you do not owe the money that QDR Solicitors believe that you owe.

I have a QDR Solicitors parking fine – is it the same company?

Yes. As mentioned above, they collect debts for lots of different businesses and types of industry. If you’ve received a QDR Solicitors parking fine, the best thing to do is to get in touch with them. While you can ignore parking fines it’s best not to as they can take further action.

If you can’t afford the parking fine or there have been extra charges added, your best bet is to speak to them to work out an arrangement. The truth is they simply want the money and usually aren’t bothered if you have to pay in instalments!

You may also be able to contest any further charges added to the original parking fine. Either way it’s best not to ignore them and resolve it as soon as possible.

QDR Debt Collectors and Bailiffs

Will QDR Solicitors send bailiffs to my house?

QDR Solicitors can send debt collectors to your home but they cannot send bailiffs. Only a court can send bailiffs and that will not happen until a court has granted a County Court Judgement. Although court-appointed bailiffs have certain powers, debt collectors have next to no powers.

Can QDR Solicitors take my home from me?

QDR Solicitors cannot take your home without going to court first. However, if you do not pay any money that you owe it is possible that you will be taken to court and that could mean that you eventually lose your home.

Will they use an Attachment of Earnings Order?

An Attachment of Earnings Order is obtained from a court. If QDR Solicitors can persuade a court to agree to an Attachment of Earnings Order this would mean that any payments towards your debt are taken straight from your wages.

ignoring QDR debt collectors

Can I just ignore QDR Solicitors?

Technically yes, you can, but this is not advisable. As with any debt collector, you are free to ignore QDR Solicitors and are not obliged to engage with them. If you choose not to pay the money you owe and refuse to speak with them there is very little that they can do.

However, if you ignore QDR Solicitors they have the option of taking you to court and if they take you to court and are successful it is not quite the same story.

If you agree that you owe the money it is worth speaking to QDR Solicitors sooner rather than later to see if the matter can be resolved.

Most debt collectors, including QDR Solicitors, will be keen to help by offering affordable payment plans and the like.

Can tell QDR Solicitors to stop contacting me?

Yes, you can stop QDR Solicitors from contacting you by sending them a Cease and Desist letter. You should send this letter via Recorded Delivery so you can prove that they have received it.

Once you send this letter QDR Solicitors are legally required to stop contacting you.

However, there is nothing to stop QDR Solicitors selling your debt on to another debt collector and if they do that, there is nothing to stop the debt collector that has bought the debt from contacting you.

Do I really owe the money?

There are a number of reasons that you might not owe the money that QDR Solicitors are asking for. First, it is possible that there has been an administrative error and the debt does not belong to you, or the debt does belong to you but the amount being claimed is incorrect. Alternatively, you may have already paid the debt but QDR Solicitors have not been told that the payment has been made.

Second, debts become unenforceable after a period of time. In the UK this is usually six years although in Scotland it is five years.

Note that if you have acknowledged the debt at some point, the clock will have been reset and the five or six year time period will run from the date that you last acknowledged it.

If you don’t think that you are responsible for the money being claimed you should contact the debt collector and ask them to prove that you owe the money.

working out a budget

Working out a budget

If you cannot afford to settle the debt in full and are trying to work out a payment plan, you will need to work out a budget that determines how much you can afford to pay each month.

To do this, you will need to work out how much money you have coming in each month, and how much you have to spend each month.

The money coming in each month will include your wages and any benefits that you are receiving. Your outgoings will include your mortgage or rent, your utility bills, the cost of food and all of the other essential expenses that you incur.

It is important that your budget is accurate because there is no point in agreeing to a payment plan if you subsequently find you are unable to afford the payments because you forgot to include a regular outgoing payment.

There are a number of organisations including Citizen’s Advice who can help you work out a budget if you are unsure what you should be including.

Can’t afford to pay?

If you cannot afford to pay it might still be worth speaking to QDR Solicitors when they contact you. They will quite often agree to the debt being paid in instalments if you can show that you cannot afford to pay the debt in full immediately.

Speaking to QDR Solicitors also stops them from pestering you with frequent letters, phone calls and visits.

write off qdr debt

How can I write off your debt?

QDR Solicitors are unlikely to agree to writing off your debt although there is a possibility that they will write off your debt if it proves impossible to collect any money from you and taking you to court is not a viable option.

I’ve put together a 5 question form so you can get started in finding out whether an IVA might work for you.

Answer the five questions now.

However, depending on your personal circumstances it may be possible to write off all or part of the debt that QDR Solicitors are dealing with – as well as writing off all or part of other debts – via:

How can I set up a payment plan?

Most people get to the point where they are involved with debt collectors because they cannot afford to pay their debt in full. Debt collectors such as QDR Solicitors realise this and in the majority of cases that they deal with they will work with people to set up a payment plan.

This payment plan will be affordable from the point of view of the person owing the money, but will result in the debt being paid eventually. If you want to set up a payment plan you should speak to QDR Solicitors to discuss your situation. It may be worth speaking to an organisation such as Citizen’s Advice first to discuss your options.

Can I make a partial payment?

Yes, most debt collectors will accept partial payments, but in general you should not make a partial payment to a debt collector while they are at home no matter what promises or threats are made. You should also make sure that you get a receipt for any partial payments that you have made. Sometimes a debt collector will accept a partial payment in full and final settlement of your debt.

If you are offered this you should get written confirmation that the partial payment will indeed be full and final settlement of the debt and that the debt collector will not ask you for further money at a later date. Get this written confirmation before making the payment.

paying QDR solicitors with a credit card

Do QDR Solicitors accept credit cards?

Yes, QDR Solicitors accept credit and debit cards for payment. You can also pay by cheque or direct debit. However, before you pay by credit card you should consider the fact that using a credit card is not reducing the amount you owe. It is simply transferring the debt from one place to another, and the credit card company may charge a higher rate of interest. In other words, by paying a debt by credit card you could be making your situation worse.

See my guide to using a credit card as a loan for more details.

your debt options

What are my other debt options?

If QDR Solicitors are contacting you about a debt that you are able to repay, either in full or via an affordable repayment plan, your best bet is probably to deal with the debt that way. However, if you have other debts or you cannot afford to pay the debt even via a payment plan, you might need to consider alternative solutions. There are a range of options available, and those options range in severity and how they will affect you.

It is worth speaking to Citizen’s Advice or one of the other debt management advisory services if you find yourself in this situation.

Embarrassed to call debt collectors

I feel too embarrassed to call

It’s natural and okay to feel embarrassed if you are suffering financial difficulties and many people dread having to speak to a debt collector. However, debt collectors like QDR Solicitors have been dealing with people in your situation for years and will deal with you sensitively. At the end of the day, it is in their interest to work with you to come to an arrangement so that the debt is paid.

If you really don’t want to speak to QDR Solicitors on the phone, though, you can also deal with them via email.

How do I complain about QDR Solicitors?

If you need to complain about QDR Solicitors you should contact them in the first instance, either by phone, email or post. If you are unsatisfied with their final response you can contact the Financial Ombudsman Service and ask them to review your case. You would need to do this within six months of getting the final response from QDR Solicitors.

QDR Solicitors contact details


Phone number: 01926 758736

Email address: [email protected]

Postal address: Olympus House, Leamington Spa, Warwickshire, United Kingdom, CV34 6BF

You can also use the QDR Solicitors email: [email protected]


Which company owns QDR Solicitors?
QDR Solicitors are owned by Wright Hassall LLC, a firm of solicitors that have been in business for 174 years. They’re based in Leamington Spa, in Warwickshire.
Are QDR Solicitors financially regulated?
Yes, QDR Solicitors are a financially regulated business by the Financial Conduct Authority. The FCA register reference number is 721508. They are also regulated by the Solicitors Regulatory Authority under practice number 560560.
Do I Need to Pay QDR Solicitors?
Yes and No. If you are certain the debt belongs to you and you can afford to pay it then you should do so. If the debt cannot be proven to be yours or it has not been claimed more than 6 years later then you do not need to pay.
Do HMRC use QDR Solicitors?
No, HMRC does not currently use QDR Solicitors to collect unpaid tax.
Does QDR Solicitors buy debt from other companies?
Yes, QDR Solicitors buy debts as well as collecting debts on behalf of other businesses and organisations.
What happens if you ignore QDR?
If you ignore a debt collector they may end up visiting you at home. Ultimately they may apply for a County Court Judgement and if they were successful that would have a major impact on your credit rating.
Can QDR Solicitors take you to court?
Yes,QDR Solicitors can take you to court in to claim money that you owe. If they take you to court you will receive a letter telling you that they are taking you to court before the court date, and a letter after telling you what judgement was made.
Can you go to jail for debt collections?
No, you cannot be sent to jail for unpaid debts.
What happens if I ignore a CCJ?
If you ignore a CCJ the court may send bailiffs to your home to collect the money you owe. If you do not pay, they make take some of your personal possessions instead.
Can QDR Solicitors issue a warrant?
No, QDR Solicitors are not legally allowed to issue arrest warrants. The most they can do is take you to court and if they do that, you are not required to attend.
Are QDR Solicitors bailiffs?
No, QDR Solicitors are not bailiffs. However, if they secure a County Court Judgement the courts may send bailiffs. This would not happen until they court had written to you advising that a County Court Judgement had been had been granted.
Can QDR Solicitors come to your home?
Yes, QDR Solicitors can come to your house, but if they do they have no legal powers and you do not need to let them in or even speak to them. If you have received a County Court Judgement the court may instruct bailiffs to come to your house.
Can QDR Solicitors force entry?
No, not at all. QDR Solicitors cannot force entry. They cannot even enter your house through an open door unless you invite them in.
Will QDR Solicitors ever give up?
It is unlikely that QDR Solicitors will simply give up, so if they are contacting you about a debt it is probable that they will continue to contact you until you agree to cooperate with them.
Can debt ever be too old to collect?
Debts cease to be legally enforceable if six years have elapsed from the time you last make a payment or acknowledged the debt (five years in Scotland).
How long can they legally chase me for debt?
Debt collectors can no longer chase a debt if six years have elapsed from the time you last make a payment or acknowledged the debt (five years in Scotland).
Are debts ever written off?
Although debt collectors might decide you are not worth chasing, they are unlikely to write off your debt.
How do I contact QDR Solicitors?
Check the Talk to Us page on their website for ways to write, email, call.
How do I pay QDR Solicitors?
You can pay by credit or debit card either online or by phone. You can also pay by posting a cheque to QDR Solicitors.

Are you struggling with debt?

Affordable repayments

Reduce pressure from people you owe

Stop interest and charges from soaring

Get started


Are you struggling with debt?
Are you struggling with debt?
  • Affordable repayments
  • Reduce pressure from people you owe money to
  • Stop interest and charges from soaring