MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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Did you get a speeding ticket and feel unsure about what to do next? This guide is here to help. Every month, more than 130,000 people visit our website looking for guidance on fines and parking tickets.
In this guide, we’ll talk about:
What a Fixed Penalty Notice means and why you get one.
If you need to pay the fine right away or if there’s a time limit.
How you can challenge the notice if you think it’s not fair.
Times when you might not have to pay the fine at all.
What might happen if you decide not to pay the fine.
You might be frustrated or worried after getting a speeding ticket. Don’t worry; we’re here to help you understand your options.
Let’s get started!
Around 50% of Appeals Succeed
In some circumstances, you might have a legitimate reason not to pay your speeding fine.
It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.
Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.
Chat below to get stared with JustAnswer.
*Carwow reports around 50% of appeals are successful, so it’s well worth a try.
Do NIPs have Time Limits?
NIPs do have limits though. As long as it isn’t a verbal NIP, the police only have 14 days to send you one.
Given that NIPs are based on recent events, should you fail to receive one during this timescale, you cannot be prosecuted.
This means that you cannot be forced to pay a fine or in more serious cases, be taken to court.
If you do receive an NIP within the timescale, you will have to complete a form and send that back within 28 days.
Within this form, you’ll be given a chance to notify the police whether you or someone else was driving and other information that may help to exclude or clarify the events.
Check out the message from one worried motorist who got a speeding fine and wanted to know when it would arrive in the post.
Once again, however, this comes with a time frame.
The police have six months to give you the Fixed Penalty Notice.
Just like with an NIP, if you don’t receive it within the allotted time, you are once again free of any fines, convictions or prosecutions.
If you plead guilty to the offence, the payment will be a minimum of £100 and three points on your licence.
However, in some cases, you may have the option to attend a speed awareness course instead.
This depends on a variety of things like if the police deem it appropriate given the nature of the offence, or if you haven’t been on one in over three years.
But receiving a speeding ticket can change again when it comes to how long you’ve been driving.
If you’ve been driving for less than two years, you only need six points on your licence for it to be taken from you, as opposed to the twelve points for anyone driving three years or over.
Successful Appeal Case Study
Situation
Initial Fine
£100
Additional Fees
£171
Total Fine
£271
The Appeal Process
Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.
Total Fine
£271
Cost of legal advice
£5
JustAnswer helped Scott craft the best appeal possible and he was able to win his case.
Scott’s fine was cancelled and he only paid £5 for the legal help.
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MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.