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Council and Police Fines
Fixed Penalty Notice For Speeding

What Happens if You Ignore a Speeding Ticket?

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

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Janine
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Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 7th, 2024
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Ignore a Speeding Ticket

Did you get a speeding ticket and don’t know what to do next? This guide is here to help. Every month, over 130,000 people visit our website for advice on fines and parking tickets.

We’re going to explain:

  • What a speeding ticket really is.
  • How important it is to pay right away.
  • Steps to contest the ticket.
  • Times when you might not need to pay.
  • What could happen if you choose not to pay.

We understand that receiving a speeding ticket can be frustrating, as it’s a hassle to deal with and can cost a lot of money. But ignoring it can lead to bigger problems.

We’re here to help you understand the rules and what you can do to sort it out.

Do You Have to Pay Speeding Fines?

In some circumstances, you might have a legitimate reason not to pay your speeding fine.

It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.

Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.

Chat below to get started with JustAnswer

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How long must you respond to a speeding ticket (UK)?

After receiving a Fixed Penalty Notice for speeding, you have 28 days to accept the fine and possible penalty points on your license

What happens if I ignore my speeding fine?

If you don’t respond to the Fixed Penalty Notice (FPN) within 28 days, the matter will be referred to the Magistrates’ Court. The court will send you a letter allowing you to plead guilty to ignoring the FPN. If you accept guilt, you’ll be handed an even more significant fine and must pay court costs.

You’ll be subject to further court action if you don’t accept guilt. A warrant for your arrest could even be issued. So, it’s a good idea never to ignore a speeding ticket in the UK.

What happens if you ignore a NIP?

The registered vehicle owner’s legal obligation is to respond to the Notice of Intended Prosecution (NIP) within 28 days. If you ignore a NIP, you will be summoned to the Magistrates’ Court for failing to comply and for the original speeding offence. 

The Magistrates’ Court could then fine you up to £1,000, add six penalty points to your license, and a judge may even disqualify you from driving altogether. 

» TAKE ACTION NOW: Get legal support from JustAnswer

Ignoring court summons for driving offence – don’t do it!

Receiving a court summons can be scary, but ignoring it is never a good idea. It will not go away just because you don’t respond.

The best thing to do is acknowledge and read the summons carefully. You might be able to avoid court by replying online or by post. Either way, make sure the details are correct before responding. If the details are correct and you do need to go to court, failing to attend could lead to a warrant for your arrest.

If you don’t think the allegations made against you are true, you can plead not guilty. You will get to dispute the allegations and present evidence and potential witnesses at a court hearing.

Successful Appeal Case Study

Situation

Initial Fine £100
Additional Fees £171
Total Fine £271

The Appeal Process

Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.

Total Fine £271
Cost of legal advice £5

JustAnswer helped Scott craft the best appeal possible and he was able to win his case.

Scott’s fine was cancelled and he only paid £5 for the legal help.

Get legal help

In partnership with Just Answer.

Contesting a speeding ticket in court

The other way to get out of a speeding ticket is to contest the matter in court. It can be difficult to contest a speeding ticket successfully. You will lose the case if you’re proven to have been speeding at all, even briefly. 

The only way to contest it and get out of a speeding ticket is to prove the following:

  1. You weren’t speeding at all
  2. Your car had been stolen
  3. You weren’t the one driving
  4. There was no legal notice of the speeding limit on the road

Can you get out of a speeding ticket UK?

There are limited ways to get out of a UK speeding ticket. Defensive driving is the best way to avoid getting a ticket. However, one of the few legal loopholes that may help you get out of a speeding ticket is if the Notice of Intended Prosecution (NIP) is sent to you more than 14 days after the alleged offence. 

If a NIP is sent after 14 days, the case cannot progress to court, meaning they can never be prosecuted for speeding on this occasion. 

But remember, a NIP isn’t required if a police officer already gave you verbal notice.

As you can see, this MoneySavingExpert forum user was caught speeding in a rental car but received no formal correspondence. Despite this, they have no grounds to challenge the ticket because the leasing company received the ticket six days after the offence was committed and informed the driver. Therefore, this driver will have to face the consequences of their actions.

Getting the support of a Solicitor can take a huge weight off your mind.

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Impact on Professional Drivers

Getting caught speeding, even by a little, can lead to endorsements on your driving record, and if you are a repeat offender, you can tot up 12 points on your licence – which is enough to get you a driving ban!

This is a serious consequence for most drivers, especially if you rely on your licence for your livelihood. Professional drivers like taxi or lorry drivers may experience immediate job loss and difficulty securing future driving-related employment.

Speeding tickets in Scotland and Northern Ireland

According to UK jurisdictions, speeding tickets work identically in Scotland and Northern Ireland as in England and Wales. There are some differences in regional traffic laws, however:

  1. Speeding offences in Scotland get reported for prosecution to the Procurator Fiscal. Failing to pay will get you referred to the District Court. 
  2. Drivers from Northern Ireland who commit a speeding offence in England, Scotland or Wales can accept endorsement penalty points, which avoids needing them to attend court.   

What happens if you ignore a speeding ticket in the UK? (Recap!)

If you don’t respond to a Fixed Penalty Notice for speeding within 28 days, the case can be passed to the Magistrates’ Court. The court will send you a letter as an opportunity to own up to ignoring the speeding ticket, and you’ll have to accept an even more significant fine and pay a court fee. 

If you don’t admit guilt when this letter arrives, further legal proceedings will be made against you, and a warrant for your arrest could be issued.

Hire a Solicitor for less than a coffee.

If you’re thinking about appealing your speeding fine then getting some professional advice is a good idea.

Getting the support of a Solicitor can make your appeal much more likely to win.

For a £5 trial, Solicitors from JustAnswer can look at your case and help you create an airtight appeal.

Try it below

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The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Appeals Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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It’s a bit sneaky, but the last time I had a fine, I paid £5 for a trial of an online solicitor called JustAnswer.

They told me exactly how to appeal and win.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay the £271 fine!

Give them a try now.

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