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CCJ for Parking Ticket – What Are the Laws? 2022

HomeParking TicketsCCJ for Parking Ticket – What Are the Laws? 2022
ccj for parking ticket

Is it possible to be issued a County Court Judgment because of a parking ticket? UK internet search trends tell us that lots of motorists have been asking this question. 

So, is a CCJ for a parking ticket possible? Find out right here. 

Do You Have to Pay?

In many circumstances, parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat with an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.

UK parking tickets explained

Parking tickets in the UK can be issued for contraventions on public or private land. These tickets are significantly different and involve different processes. We recap on them both below before discussing the possibility of getting a CCJ because of them.

Penalty Charge Notices

Penalty Charge Notices are served by local councils for parking contraventions in public spaces. These fines differ in amounts based on the seriousness of the contravention and its location. They can be left on your vehicle or sent to the registered vehicle owner in the post. 

Parking Charge Notices

Parking Charge Notices are issued by private companies and are considered invoices for not keeping to the terms you agree to by using their car park. The cap on Parking Charge Notices is being reduced to £50 in most cases, which should be in force in 2023. These tickets can also be left on your vehicle or sent in the post. 

What happens if you don’t pay a Penalty Charge Notice?

If you don’t pay a Penalty Charge Notice the council or transport group will serve you with a Charge Certificate. 

But what is a Charge Certificate?

It’s a notice to inform you that you’ve missed the 28-day deadline to appeal or pay the Penalty Charge Notice. Consequently, the council will tell you that they have increased your fine. The fine will increase by 50% of its original value, making a £100 fine now cost you £150. 

You have 14 days to pay the newly increased amount or the council will take further action. 

What happens if you don’t pay a Parking Charge Notice?

If you don’t pay a Parking Charge Notice after 28 days, the private company will chase you for payment. But the exact methods and processes used aren’t as stringent compared with chasing Penalty Charge Notices. 

Firstly, the private company might try and chase you for the payment themselves. Or they could outsource this task to a debt collection agency. It’s important to know what a debt collection agency really is and what it cannot do. Read about them here

The company or the debt collection agency is likely to:

  1. Repeatedly contact you to ask for payment
  2. Add late fees when you ignore them
  3. Threaten court action if you don’t pay

Whether the company will go through with legal threats is unknown. Some private companies will take motorists to court when they’ve ignored a Parking Charge Notice, whereas some others might not. 

Can you get a CCJ for an unpaid parking fine?

Yes, it’s possible to be issued a County Court Judgment (CCJ) if you don’t pay a Parking Charge Notice

We first need to explain what a CCJ really is. It’s a type of court order that is regularly used to make individuals responsible to pay a debt. 

The judge will issue a CCJ when the individual has chosen not to defend themselves in court, such as ignoring court summons from the claimant. 

Once you have been issued a CCJ, you’ll be legally responsible to pay the parking fine. If you don’t clear the debt, the private car park company could ask the court to allow debt enforcement action. This type of action is designed to ensure the claimant gets their money, and one of the most popular options is to use bailiffs. 

Bailiffs will give you an opportunity to pay before coming to your home. They do this by sending a letter called a Notice of Enforcement, which also applies a £75 charge to your debt. 

If you don’t pay, they can come to your home and seize goods to be sold and clear the debt. This adds various and much bigger fees to your debt. 

Can you get a CCJ for an unpaid council parking fine?

The escalation process is different for council parking tickets, meaning you won’t be issued with a CCJ but you can be issued with an Order for Recovery. This is also a court order asking you to pay within 21 days – or face bailiffs

You can appeal an Order of Recovery if you think you shouldn’t have received it, such as having a PCN appeal already in process. 

Do parking tickets affect your credit score (UK)?

Getting a parking ticket won’t affect your credit score. However, not paying a parking ticket could escalate into action that does affect your credit score. 

Read on for more!

Can unpaid parking fines affect your credit score?

Unpaid parking fines on their own won’t affect your credit score, but a subsequent CCJ will damage your score. If you don’t pay a private parking fine and get taken to court, you could be issued a County Court Judgment which decreases your credit score. 

A record of a County Court Judgment on your credit file remains visible for six years, which could stop you from accessing credit or getting a mortgage in the future. 

Do You Have to Pay?

In many circumstances parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat to an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.

GET STARTED

Can I get a CCJ for a parking ticket? (Quick recap!)

You can be issued a County Court Judgment for a parking ticket when the company summons you to court and you don’t defend yourself. A judge will issue a CCJ as a default judgment, making you responsible to pay the money.

You don’t get a CCJ for an unpaid council parking fine. The council will ask for an Order of Recovery and if no payment is made within 21 days they will order bailiffs to recover the debt.

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