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CST Law Letter Before Claim – What You Should Know 2022

cst law letter before claim

For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

What is CST Law and what do they do? You might have received a letter from CST Law containing legal threats if you don’t pay an old parking fine. You won’t be the first or the last. We explain what you should do if you have received a CST Law Letter Before Claim, right below. 

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Who is CST Law?

CST Law is the legal division of a debt collection agency called Credit Style Limited. It is also a trading name of Credit Style Limited. The legal department gets involved with the debt collection process when the debtor isn’t responding to payment requests from Credit Style Limited.

CST Law could be used to tell the debt that they will be taken to court if they don’t pay, also known as a Letter Before Action (LBA), or further down the legal process. 

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Are CST Law legit?

Credit Style Limited is a legitimate debt collection business and CST Law is a real legal team and trading name of Credit Style Limited. CST Law is authorised and regulated by the Solicitors Regulation Authority

Who does CST Law work for?

CST Law works for many different clients to recover money. They often work for Capital One and car park management companies to help recover money related to Parking Charge Notices.

For example, take a look at this forum user’s experience:

“I received a Letter Before Claim from CST LAW on behalf of UK PARKING CONTROL LTD for a windscreen ticket I got nearly 4 years ago (start of 2017).”

  • Georgeoscarmarc (Money Saving Expert Forum)

UKPC is one of the biggest private car park management firms in the UK, so if they are using CST Law to recover unpaid parking fines, then a lot of people will know about CST Law today. 

What is a Parking Charge Notice?

A Parking Charge Notice is a private parking ticket from a car park operator. They might be left on your windshield or sent in the post. They aren’t the same as parking fines which can be issued by local councils. 

Do you have to pay a Parking Charge Notice?

Parking Charge Notices are not considered to be real fines, but they can still become enforceable. The company – typically with a legal team working on their behalf – can take you to court and ask a judge to issue a court order. This order makes it your responsibility to pay or face further action, such as bailiffs. 

What’s a Letter Before Claim?

A Letter Before Claim (LBC), also known as a Letter Before Action (LBA), is a letter informing the recipient that the sender plans to take court action if a request is not carried out, usually a payment. These letters are part of the mandatory protocol before taking someone to court. If they’re not sent then court action could be delayed or stopped. 

CST Law Letter Before Claim

A CST Law Letter Before Claim (LBC) is therefore a letter sent by CST Law on behalf of their client, which may be a private car park operator chasing an unpaid private parking fine. But it could also be for another of CST Law’s clients chasing other unpaid debts. 

The letter may be a genuine letter with real intent of taking you to court. Or it could be used as part of a scare technique to ‘encourage’ you to make the payment. Firms are not supposed to send legal threats when they aren’t a real possibility, so it’s unlikely that a team of solicitors would take this action. 

I’ve received a CST Law Letter Before Claim

If you have received a CST Law Letter Before Claim for an unpaid parking fine, you may want to consider paying the fine. Although Parking Charge Notices are not considered real fines, they do become enforceable if a judge sides with the parking operator, and at this stage, there may be other fees to pay. 

Can I ignore a CST Law Letter Before Claim?

It’s probably not a good idea to ignore an LBC from a legal team. There is no way of knowing for sure whether this is a real threat or just a scare tactic, but it could be an expensive and stressful mistake to assume they won’t take you to court. 

How long can a company chase you for a parking ticket?

A private company has six years to recover the unpaid parking fine, either on their own or with the help of service providers like CST Law. After this time, they cannot take you to court and ask a judge to force you to pay. Without a court order telling you to pay, the debt cannot be enforced. It doesn’t disappear, but you’ll never have to pay it unless you volunteer to do so.

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