DCBL Parking Fine Scotland – Should You Pay? 2022

HomePrivate Parking FinesPrivate Parking Fines ScotlandDCBL Parking Fine Scotland – Should You Pay? 2022
dcbl parking fine scotland

Did you get a DCBL letter about a parking fine in Scotland? Are you wondering whether it’s legit? Rest assured, you’re not the only person to ask the question about this firm of bailiffs.

I look at who DCBL are and why you should take any correspondence from them seriously. Read on to find out more!

Do You Have to Pay?

In many circumstances, parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat with an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.

Who is DCBL?

DCBL stands for Direct Collection Bailiffs Limited. They offer customers a debt recovery service and became a household name thanks to the TV series ‘Can’t pay? We’ll take it away!’.

They have a high debt recovery rate and chase debts from the early stages that involve Letter Before Action to full on enforcement.

The business is registered with Companies House and regulated by the FCA (Financial Conduct Authority).

My advice? When DCBL gets involved in any sort of debt recovery, it’s best to take them seriously!

Are they certified bailiffs?

Yes, DCBL are certified bailiffs. If a court rules you have to pay a parking charge, they can enforce the CCJ that’s levied against you. Plus, DCBL are supposed to know the law and what they can and cannot do!

What’s the difference between a bailiff and an enforcement agent?

Both terms are interchangeable. A bailiff and enforcement agent basically does the same thing.

Note: These days ‘bailiff’ is rarely used as certified workers prefer to be called ‘enforcement agents’.

Should I ignore a letter from DCBL?

No. Do not ignore any sort of correspondence you get from DCBL. However, first you need to familiarise yourself with your rights. Next, read up on what an enforcement agent can or cannot legally do.

Note: Complaints filed with the Financial Ombudsman have gone up over recent times which means you are definitely not alone!

Do I have to Pay DCBL?

DCBL may initially contact you in the early stages of a debt collection process. To clarify, you may be contacted by them just to let you know about the debt on a parking charge. However, if you ignore them, things can quickly escalate.

You’ll have to pay DCBL when you owe the debt and there’s a judgement against you. But you could negotiate a payment schedule.

What should I do when I get a DCBL letter or call?

When DCBL contacts you, it could mean a judge has ruled you have to pay the parking charge. In short, there could be a County Court Judgement (CCJ) against you for an unpaid debt.

In short, you might have a legal obligation to pay the parking fine in Scotland and there’s no getting out of it. Once an enforcement agent (bailiff) is involved, you may have to pay up.

However, first make sure the debt is yours, mistakes do happen! I suggest you ask DCBL for a ‘prove the debt letter’. Even when you owe the money, you should make the request!

It buys you a little more time to sort your finances out if you need to.

Note: Make sure you keep all the correspondence you get and send for future reference!

What happens after DCBL proves the debt?

If DCBL proves the debt, you’ll have to pay the amount you owe on the parking charge. However, if the debt can’t be proved, you won’t have to pay providing there’s no court order to do so.

I can’t afford the parking charge. What should I do?

If you can’t pay DCBL, don’t panic. Talk to their team and sort out a repayment plan you can afford. Moreover, seek advice from a debt charity if you are really worried about things.

Note: There are debt solutions but you have to choose the right one!

Do NOT ignore DCBL because if you do and there’s a CCJ against you, they could take your belongings and assets to repay the debt.

What is the DCBL debt collection process?

Debt collectors and bailiffs must act lawfully when recovering a debt. They cannot use questionable tactics which includes:

·         Applying pressure

·         Calling you incessantly

·         Bullying tactics

·         Pretending to have powers they do not

According to Debt Support Trust, 50% of people get suicidal when in debt. Their situation and state of mind are often made worse when confronted with a debt collector or bailiff.

Paying a DCBL parking fine debt online

Initially DCBL tries to get paid over the phone. However, you can also pay online if you know you owe the debt and don’t want the stress of having to speak with them.

All you have to do is:

·         Go to the DCBL website

·         Click the ‘make a payment’ tab

·         Enter the reference number and your postcode

·         Enter payment option (debit or credit card)

What rules does DCBL have to follow?

There are strict guidelines to how DCBL can operate. The Office for Fair Trading outlines the rules which are:

·         Not to use aggressive, deceptive, or coercive tactics to recover a debt

·         To speak clearly so as not to confuse you

·         Remain flexible and considerate

·         Taking into account your circumstances when agreeing a repayment plan/debt solution

You have the right to report DCBL to the Financial Ombudsman Service (FOS) if you feel they broke any of these rules. They will launch an investigation into your complaint and could revoke licences to recover debts.

Can Dcbl enforce in Scotland?

DCBL enforcement agents are allowed to carry out pre-court debt recovery in Scotland. This includes debtor tracing.

Should I pay a Dcbl parking fine in Scotland?

If you owe the money, you’ll have to pay the parking charge. But if DCBL cannot prove the debt, you don’t have to pay the amount. However, if there’s a court order for you to pay, you’ll have no choice but to pay.

My advice? Pay the debt if you owe the money to avoid any further action being taken against you.

Thanks for reading this article on DCBL parking fines Scotland and whether you should pay or appeal. I hope the info in the post helps you decide what to do. That said, never ignore official looking letters or phone calls from bailiffs.

Do You Have to Pay?

In many circumstances parking tickets are not enforceable.

It’s a bit sneaky, but last time I had a parking fine, I paid £5 for a trial to chat to an online solicitor.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

You can try it out now, just remember to cancel the trial once you’ve got your answer.