Improve Your Finances

You can improve your financial situation in any number of ways. Some people just need to earn a little or cut back a little, others need to launch a multipronged attack. Read my best articles on making more, spending less, getting refunds and being smarter about your repayments.

More money

There’s more than one way to skin a cat. Start with my guide to increasing your income. And if you’re feeling doubly motivated, read my guide on selling things to improve your finances.

Less spending

Spending less is easier said than done. My quick guide to decreasing your expenses gives you some quick and easy actions to reduce your outgoings.

Getting a refund

One of my most-read posts is about claiming for a refund on your loan. If you think that your loan is unaffordable, you should definitely check it out.

On a similar note, if you’ve had a delayed flight recently, it’s worth checking to see if you can claim.

Smarter repayments

Snowball Method – if you can afford to make the minimum payments on your debt, then this method to become debt-free is almost definitely your best option. The great thing about the snowball method is that it actually improves your credit score, whereas the other options will damage it.

If you’re a little bit behind on your payments every month, consider a temporary repayment plan.

If you’ve got the cash, consider making extra loan repayments to get debt-free faster.

Finally, if you have a student loan, find out if you have the type that you should pay off or keep.