Council and Police Fines
Council Parking Fines

NCP Forgot To Pay – What to do next

Scott Nelson MoneyNerd Janine Marsh MoneyNerd
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Scott
Scott Nelson MoneyNerd

Scott Nelson

Debt Expert

Scott founded MoneyNerd after his own experience with debt. He runs the website and oversees its general information about debt and other money matters. Scott does not provide personal debt advice or recommend debt solutions through MoneyNerd. If you make a debt enquiry, MoneyNerd may introduce you to The Debt Advice Service, which provides any personal debt advice.

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Janine
Janine Marsh MoneyNerd

Janine Marsh

Financial Expert

Janine contributed articles and videos to MoneyNerd about everyday money, household costs, debt topics and parking matters. She has a background in broadcasting, including work with BBC Radio 5 Live and Bauer radio stations.

Learn more about Janine
· May 29th, 2024
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NCP Forgot To Pay

Have you received an NCP parking fine and aren’t sure whether you should pay it or appeal it? You’ve come to the right place. Every month, over 130,000 people visit our website for advice on fines and parking tickets.

In this easy-to-read guide, we will cover:

  • How NCP parking fines work.
  • The fastest way to pay your NCP fine after leaving the car park.
  • How to appeal against an NCP Parking Charge Notice.
  • What to do if you forget to pay your NCP parking fee.

Churchill Motor Insurance reports that in 2022, UK councils issued an average of 19,631 daily parking fines. That’s an increase of 12% from the previous year!1 So, rest assured, you’re not alone

Don’t worry, we’re here to help. This guide will give you clear steps to follow, so you can make the best choice for you.

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You can use the official challenge process without buying a paid service. If you choose to use JustAnswer, visit JustAnswer to read its service and payment terms.

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What Happens If I Forget?

Pay and Display sites have a mobile payment option that can make paying fast and efficient.

If you do not see the mobile payment option and forget to pay for a ticket using a machine, you can still pay within 24 hours of leaving the car park. 

If the car park you are in is Pay and Display, and you did not pay for a ticket before you left and failed to pay online within 24 hours, you may be issued a PCN. 

Will they remind you to pay for your parking?

Unfortunately, NCP will not remind you to pay for parking if you choose the NCP Pay Later option or forget to pay.

If you have unpaid NCP parking charges after 24 hours, NCP will issue a Parking Charge Notice. 

If you are wondering how to avoid NCP fines in the future, then in my experience, the best way is to avoid forgetting to pay in the first place.

Setting a reminder on your phone and having a set parking routine can help you to avoid forgetting. 

Check the right challenge process

Check whether you need to make an informal challenge, formal representations or an independent tribunal appeal. Follow the route and deadline printed on your notice. London cases generally go to London Tribunals; relevant cases in England outside London and Wales go to the Traffic Penalty Tribunal. Other UK jurisdictions have different procedures.

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General information. The procedure depends on the notice and jurisdiction. Check the issuer’s instructions.

What is a PCN?

After failure to pay within 24 hours, NCP will issue a PCN or Parking Charge Notice. 

The Parking Charge Notice will start with two letters, or it may be a combination of letters and numbers for those with 3. 

For example, you might see CC, EM or PC, but you might also see BIA or C2C. 

The letters or numbers start your PCN reference number and will help you navigate to payment or appeals on the website. 

When a PCN is issued from NCP, it will be available to view online within 48 hours.

You can pay your NCP PCN online once it is available. 

A PCN and a Fixed Penalty Notice aren’t the same things. Police issue a Fixed Penalty Notice, and you will need to take different action. 

» TAKE ACTION NOW: Get legal support from JustAnswer

How much is it?

Outside London, the maximum PCN fine you can get is £50. Inside the capital, it can be more expensive. 

Paying your PCN within 14 days means private car parking companies should offer you a 40% discount as a minimum.

So if your NCP PCN was £40, paying within 14 days should reduce it to £24. 

Can you pay in instalments?

You won’t typically be allowed to pay for your PCN in instalments.

However, if you are experiencing financial difficulty, you may want to contact them and raise the possibility of a payment plan.

What will they do if you don’t pay?

If you ignore your Parking Charge Notice, several things may happen: 

  • NCP might issue reminders to pay the PCN (note: these are not reminders to pay for the parking, NCP don’t give reminders for forgotten tickets, but they do issue reminders for the parking charge notice)
  • NCP may add extra fees
  • NCP may threaten court action for unpaid PCN
  • Debt collection companies might be involved.
  • You might not receive anything.

Can you challenge it?

The NCP appeals process can be started on their website.

You will be offered the option to pay or appeal using your car registration and your PCN reference number. 

You can appeal your NCP Parking Charge Notice if you believe you have a good reason not to pay.

As part of the appeal, you might need to show evidence supporting your reason not to pay the NCP PCN. 

NCP aims to reply to your appeal within 28 days of receiving your appeal. Your notice will be placed on hold until a response is provided.

Appeal Process Steps

I’ve put together this table to help you better understand the appeal process. If you want to learn more about the steps you should take, please read our detailed guide.

When Action
On receiving a council PCN Read the notice, keep it, gather evidence and note all payment and challenge deadlines.
Windscreen or handed-to-driver PCN An informal challenge may be available before the Notice to Owner. Early challenge can preserve a discount under the authority’s policy; 14 days is not a universal final appeal deadline.
Postal PCN or Notice to Owner Normally make formal representations within 28 days as stated on the notice. Do not assume there is an extra informal stage.
Representations rejected The Notice of Rejection explains how to appeal to the appropriate independent tribunal, normally within 28 days.
Appeal unsuccessful Pay by the deadline given in the decision or obtain advice on any available review. Further statutory charges can follow if you do neither.
Other ticket type Private parking charges and FPNs use different procedures; follow the actual notice.

Further guidance: Traffic Penalty Tribunal; Citizens Advice.

If your appeal is successful and NCP agrees you do not have to pay, you will receive notification via a letter to your home or email address.

NCP does not issue appeal responses over the phone. 

If you do not hear from them within 28 days, then you should contact them via [email protected].

JustAnswer is a paid third-party question-and-answer service providing general information. Its standard service does not create a solicitor-client relationship. Membership can renew automatically with recurring charges until cancelled. Check the initial price, renewal price and cancellation terms before signing up. Buying this service does not guarantee a successful challenge. See JustAnswer’s membership and cancellation information.

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What if they reject it?

NCP appeals can be escalated to an unbiased independent service free of charge.

If your NCP appeal is rejected, you can contact the POPLA, Parking On Private Land Appeals. 

The Parking On Private Land Appeals has guidance on their website about the process. They offer their service free of charge for those appealing against a Parking Charge Notice. 

What is the fastest way to pay after you leave the car park?

Pay Later is available on the NCP website. You can use this payment option if the following applies: 

  • You’re still within 24 hours of leaving the car park
  • You’ve driven out of the car park.
  • You‘ve forgotten or have yet to pay the NCP car park charges.
  • You’ve used an ANPR ticketless car park. 

NCP cameras will capture your vehicle registration as you leave the car park, so while they don’t have your details, they do have the details of your car. 

How can you tell if it is a fraud?

Scam emails get sent to motorists who may be impersonating the NCP.

From my experience, spotting NCP scams is not always easy; a fraudulent NCP PCN might have the logo and some of the same language used on the website, but look out for bad grammar and email addresses that don’t look official.

NCP never issue the initial Parking Charge Notice by email. 

If you suspect you have received a fraudulent NCP email about a PCN, contact the NCP. 

NCP Contact Detail

Website: https://www.ncp.co.uk/

JustAnswer is a paid third-party question-and-answer service providing general information. Its standard service does not create a solicitor-client relationship. Membership can renew automatically with recurring charges until cancelled. Check the initial price, renewal price and cancellation terms before signing up. Buying this service does not guarantee a successful challenge. See JustAnswer’s membership and cancellation information.

A paid service is optional. Gather your notice and evidence, check the deadline and decide whether you need professional advice about your circumstances.

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References

  1. SkyNews – Number of parking tickets issued every day in UK revealed
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The authors
Scott Nelson MoneyNerd
Author
Scott founded MoneyNerd after his own experience with debt. He runs the website and oversees its general information about debt and other money matters. Scott does not provide personal debt advice or recommend debt solutions through MoneyNerd. If you make a debt enquiry, MoneyNerd may introduce you to The Debt Advice Service, which provides any personal debt advice.
Janine Marsh MoneyNerd
Appeals Expert
Janine contributed articles and videos to MoneyNerd about everyday money, household costs, debt topics and parking matters. She has a background in broadcasting, including work with BBC Radio 5 Live and Bauer radio stations.