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Featured in...

Unsecured Debt Consolidation Loans for Bad Credit

Scott Nelson

September 01, 2021

Bad credit can limit consolidation options and increase costs. Compare affordability and free debt advice before applying for new borrowing.
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What are the Pros and Cons of Debt Consolidation

Scott Nelson

August 28, 2021

Debt consolidation is the process of combining multiple debts into one. It is a popular method of debt management method in the UK, but it isn't right for everyone. Let me walk you through the pros and cons...
Read more

How to compare debt consolidation loans in the UK

Scott Nelson

January 19, 2021

There is no single best consolidation loan for everyone. Compare eligibility, personalised rates, fees, total repayment and alternatives before applying.
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How to compare debt consolidation lenders and brokers

Scott Nelson

October 09, 2020

There are a lot of things to consider before taking out a debt consolidation loan. You need to review interest rates, fees, and payback periods, just to name a few. Let me walk you through it...
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A Smarter Approach to Personal Finance: Managing Debt, Loans, Credit and Everyday Financial Costs

Scott Nelson

September 12, 2026

Managing personal finances often means balancing everyday living costs, debt repayments and unexpected expenses. Changes in income, health or household circumstances can put pressure on even a carefully planned budget. Understanding what you owe, identifying the most urgent commitments and knowing where to get support can help you decide what to do next. Financial difficulties […]
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Old Shell Energy debt: who to contact and how to dispute it

Scott Nelson

November 13, 2025

Former Shell Energy Retail accounts moved to Octopus. Verify any old balance or collector, request billing evidence and seek affordable repayment support.
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Oriel Collections: checking a debt, repayment and complaints

Scott Nelson

November 10, 2025

If Oriel Collections contacts you, check the creditor, balance and account details before deciding what to do. This guide explains disputes, affordable repayment and complaint routes. In this friendly guide, we will: An unexpected demand can be worrying. Verify the sender independently and keep copies of the correspondence. We’re here to help you make sense […]
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Merligen Investments: checking a debt and responding to collection

Scott Nelson

November 06, 2025

If Merligen Investments contacts you about a debt, verify the sender, creditor and account before deciding whether to pay or dispute it. This article will help you to: This guide explains the checks to make and the options if a valid debt is unaffordable. Let’s get started! What Do I Do When I Receive a […]
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How to Manage Debt When You’re Paying Off Car Finance

Scott Nelson

September 09, 2025

Juggling different debts can sometimes feel like playing a game where the rules keep changing. One minute it looks like everything’s under control, and the next an unexpected bill or payment reminder unsettles the whole balance. When a car finance agreement is part of that picture, the pressure often feels heavier than with other commitments. […]
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Can You Sell a Debt Someone Owes You? UK Options

Scott Nelson

September 04, 2025

Understand selling a debt owed to you, instructing a collection agency and alternatives such as mediation or a court claim.
Read more
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Address

The Grange
Grange Road
Malvern
WR14 3HA

Phone

The Debt Advice Service

03336 780567

Loans Warehouse

01923 962420

Age Partnership

01133 668130

Opening hours

The Debt Advice Service opening hours:

M-F: 8:30am - 8pm
Sat: 9am - 2pm
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Free debt counselling, debt adjusting and credit information services are available. For impartial information and help from not-for-profit debt advice organisations, visit the MoneyHelper free debt advice locator.

Important information

MoneyNerd connects you with The Debt Advice Service. We do not provide debt advice or recommend debt solutions. If your introduction goes ahead, we’ll share your details and answers with The Debt Advice Service so they can contact you about your enquiry. Their debt advice is free, and you do not have to proceed.

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MoneyNerd Limited (FRN 978681) is an Introducer Appointed Representative of Pacific Financial Solutions Limited (FRN 688034), which is authorised and regulated by the Financial Conduct Authority. The Debt Advice Service is a trading style of Pacific Financial Solutions Limited.

Need extra support? If your health, personal circumstances or communication needs make it harder to access debt advice, contact The Debt Advice Service to ask what support is available.

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MoneyNerd is a trading name of MoneyNerd Limited, registered in England and Wales under company number 12915403. Registered office: The Grange, Grange Road, Malvern, WR14 3HA. ICO registration number: ZB338550. Trademark number: UK00003340161.

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