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Fixed Penalty Notice For Speeding

Speeding Ticket Loopholes – Everything You Need To Know

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By
Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

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&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 7th, 2024
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Speeding Ticket Loopholes

Did you get a letter saying you were driving too fast? This guide is here to help. Every month, more than 130,000 people visit our website to understand their fines and parking tickets. 

In this guide, we’ll talk about:

  • What a ‘Notice of Intended Prosecution’ is
  • When you have to pay a speeding fine
  • How to say you shouldn’t have to pay
  • Times when you might not need to pay
  • What might happen if you don’t pay

We know getting a speeding fine can make you feel worried. But don’t worry; we’re here to help you understand your options.

Do You Have to Pay Speeding Fines?

In some circumstances, you might have a legitimate reason not to pay your speeding fine.

It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.

Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.

Chat below to get started with JustAnswer

In partnership with Just Answer.

So, what’s the loophole?

When you are ordered to pay a speeding fine (or other road traffic offence) more than 14 days after the alleged infringement, you don’t have to pay!

In short, if the Notice of Intended Prosecution (NIP) doesn’t arrive within the specified deadline, you should send it back as ‘out of time’.

Check out this message posted on a popular forum by a motorist who got a NIP three months after an alleged speeding offence.

Source: Moneysavingexpert

But, if you’re not the vehicle’s registered keeper, first check if they didn’t receive the NIP within 14 days.

If they did, your ‘out of time’ argument wouldn’t work.

If you don’t get a NIP but receive the court summons, you have a valid defence against the speeding fine.

In short, you could have a good reason to dispute the fine.

That said, you must reply to the summons by sending in a ‘not guilty plea’.

Plus, you’ll have to argue your case in court and win to get out of paying.

The reason is that the police only have to show that the fine should have reached you within 14 days – under normal circumstances!

What other ways can I avoid paying a speeding fine?

You could get out of paying a speeding fine if it’s your first offence.

You could be offered a speed awareness course instead.

It means that you won’t have to pay the fine when you are a first-time speeding offender.

Providing you attend the speed awareness course, that is!

How will I know if I get offered a speed awareness course?

The police will let you know if you qualify for a speed awareness course instead of getting fined and receiving penalty points.

It’s at their discretion whether you’re offered this option provided you haven’t attended one in the last three years.

Successful Appeal Case Study

Situation

Initial Fine £100
Additional Fees £171
Total Fine £271

The Appeal Process

Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.

Total Fine £271
Cost of legal advice £5

JustAnswer helped Scott craft the best appeal possible and he was able to win his case.

Scott’s fine was cancelled and he only paid £5 for the legal help.

Get legal help

In partnership with Just Answer.

I was only just over the speed limit. Is the fine valid?

Yes, it could be.

There is a 10%+2mph tolerance, but not always.

So you could still get a speeding fine when you are 1 or 2 mph over a given speed limit.

My advice? Keep to the speed limit, and don’t chance your luck!

How can I challenge a speeding fine?

Challenging a speeding fine is not easy.

In fact, it’s challenging because there’s no real defence to going over a set speed limit.

The only way you could challenge your speeding fine is because:

  • The fixed penalty notice was incorrect. For example, the location of the speeding fine, date or time shown on the notice is incorrect
  • The camera equipment was faulty, which is hard or nigh on impossible to prove

Should I get a solicitor or a barrister to defend a speeding fine?

It depends. You could hire a barrister or solicitor to challenge a speeding fine if you know the high penalties you face.

In short, if you were caught speeding on a motorway and risk a driving ban, it may be worth having legal representation.

Otherwise, most speeding offences are settled before going to court.

You could get penalty points, a fine, or you could be offered a speed awareness course instead.

That’s if you’re not a repeat offender!

» TAKE ACTION NOW: Get legal support from JustAnswer

How can I get out of a speeding fine UK?

As mentioned, you could be offered a speed awareness course.

It means you get out of paying the fine and getting points on your licence.

However, it’s not a given. It’s up to the police to offer you the option.

Plus, you won’t be offered this option when you’re a repeat offender and got a conviction within the last 3 years

Getting the support of a Solicitor can take a huge weight off your mind.

Get started

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How many people get caught speeding in UK?

Figures released by the Home Office show that over 6,000 motorists are caught speeding daily in the UK.

Moreover, fixed penalty notices for speeding hit a record high in recent times.

Lastly, speeding ticket loopholes what you should know

There are a couple of speeding ticket loopholes.

One more obvious one is to go on a speed awareness course.

It gets you out of paying a fine and having penalties on your driving licence.

But you can’t ask to go on a course. It’s at the discretion of the police!

Then there’s the lesser-known speeding fine loophole.

Namely receiving a Notice of Prosecution more than 14 days after you committed the offence.

Statistics show that thousands of motorists commit a speeding offence every day.

That said, it’s not a defensible offence. It’s against the law to go over a speed limit, and the 10%+2mph tolerance rule doesn’t always apply!

You could hire an expensive lawyer or barrister to argue your case in court, and many celebrities have done just this. Successfully.

But it’s not something that everyone can afford to do!

Thanks for reading my post about speeding ticket loopholes. I hope the info I gleaned helps you understand the law and whether it’s worth trying to get out of paying the fine!

Hire a Solicitor for less than a coffee.

If you’re thinking about appealing your speeding fine then getting some professional advice is a good idea.

Getting the support of a Solicitor can make your appeal much more likely to win.

For a £5 trial, Solicitors from JustAnswer can look at your case and help you create an airtight appeal.

Try it below

Get started

In partnership with Just Answer.

The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Appeals Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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Want to appeal your speeding fine?
How I successfully appealed my fine...

It’s a bit sneaky, but the last time I had a fine, I paid £5 for a trial of an online solicitor called JustAnswer.

They told me exactly how to appeal and win.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay the £271 fine!

Give them a try now.

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