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Council and Police Fines
Fixed Penalty Notice For Speeding

SP30 Speeding Fine – Everything You Need to Know

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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 27th, 2024
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sp30 speeding fine

Are you feeling worried because you’ve been given an SP30 speeding fine? You’ve come to the right place. Each month, over 130,000 people visit our website for help with fines and parking tickets. 

In this easy-to-read guide, we will explain:

  • What an SP30 speeding fine is.
  • If you must pay it straight away.
  • How you can challenge the fine.
  • When you might not have to pay the fine.
  • What could happen if you choose not to pay.

It’s common to feel confused about Fixed Penalty Notices. In fact, a group of MPs and Peers say FPNs, which can cost up to £10,000, are hard to understand and might be unfair.1

Don’t worry; we’re here to help you understand what your fine means and what steps you can take next.

Around 50% of Appeals Succeed

In some circumstances, you might have a legitimate reason not to pay your speeding fine.

It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.

Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.

Chat below to get started with JustAnswer

*Carwow reports that only around 1% of speeding tickets are appealed each year, and only about 50% of those appeals are successful. In partnership with Just Answer.

What is the Band System for speeding fines?

The UK penalty points system comes in bands A, B, and C. For Band A offences, the recorded speed will look like this: 

  • Speed limit 30, Band A recorded speed 31-40
  • Speed limit 60, Band A recorded speed 61-80

Penalty points for Band A offence are three, and the fine is 25-75% of weekly income. 

Band B offences come with a higher penalty. Here are some examples of what Band B recorded speed might look like: 

  • Speed limit 50, Band B recorded speed 66-75
  • Speed limit 70, Band B recorded speed 91-100

Penalty points for Band B offences are between 4 and 6, and the potential to be disqualified from driving for 7 and 28 days. The fine for Band B offences is between 75-125% of weekly income. 

  • Band A is for drivers between 1 and 9mph over the legal speed limit.
  • Band B is for drivers who are between 11 and 20 mph
  • Band C is for drivers who were going 20mph over the speed limit

Band C fines are the highest bracket and come with the harshest punishment, with between 7 and 56 days of disqualification or 6 points, and 150% of weekly income as a starting point but a range of 125%-175% of weekly income. 

Or you can use my free speeding fine calculator to get an estimate of your fine.

Speeding Fine Calculator


This is a guidance tool only and not an assessment. For accurate speeding fine figures, contact the issuing authority credit. Do not rely solely on this calculator’s results.

What is an SP30 Speeding Fine?

Most people think that an SP30 fine means that the speeding law was broken on a road where the speed was 30mph.

However, SP30 is just the code used for the offence committed. It applies to any speeding violation on a speed-limited public road that is not a motorway. 

In basic terms, speeding on any 10mph and 60-mph road can get you an SP30 fine. 

An SP30 speeding fine is the most common offence code, accounting for about 80% of all penalties. 

How can I get out of paying an SP30 speeding fine?

To contest your SP30, here is what you’ll need to do: 

  • Plead not guilty
  • Await the hearing date
  • Arrive at the hearing and present your case; provide reason and evidence supporting your claim that the SP30 should be declared invalid.

You can represent yourself at the hearing, but seeking legal advice and representation is better.

To help with your speeding fine legal defence, I have a sample letter: Speeding Fine Appeal Letter Sample UK – Complete Overview 2022

Fixed Penalty Notice Appeal Reasons

If you believe the fine was unfairly issued, you have the option to appeal. Here are some valid appeal reasons that can help you increase your chances of success.

If you want to learn more about the appeal process, don’t forget to read our detailed guide.

Violation Category Specific Offense Common Appeal Reason
Traffic Signal Running a Red Light Traffic light was malfunctioning/out
Insurance Driving without Insurance Proof of valid insurance at the time
Speed Limit Exceeding Speed Limit Incorrect speed limit signage/malfunctioning speedometer
Seat Belt Not Wearing a Seat Belt Belt was worn but not visible or medical exemption
Mobile Phone Use Using a Mobile Phone while Driving Emergency situation or not in use
Vehicle Condition Driving a Vehicle in Poor Condition Recent vehicle maintenance or misjudgment of condition
Parking Illegal Parking Unclear, obscured, or misleading parking signs
Documentation Failure to Display Tax Disc Disc was displayed but not visible
Driving License Driving without a Valid License License was valid but not present
Vehicle Registration Driving Unregistered Vehicle Registration was in process/delayed

Successful Appeal Case Study


Initial Fine £100
Additional Fees £171
Total Fine £271

The Appeal Process

Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.

Total Fine £271
Cost of legal advice £5

JustAnswer helped Scott craft the best appeal possible and he was able to win his case.

Scott’s fine was cancelled and he only paid £5 for the legal help.

Get started

In partnership with Just Answer.

I have a speeding fine, and I want to fight it. What should I do?

You can find out how to pay or appeal your speeding fines here: Motorway Speeding Fine – Do I Pay or Appeal? 2022 Laws, Can You Go To Court For A Speeding Ticket? 2022 Guide.

You might be very interested to read that there are some loopholes in speeding tickets, too: Speeding Ticket Loopholes – Everything You Need To Know 2022.

What factors can reduce the severity of an SP30?

Sometimes, you might have some factors that can reduce the fine amount or make it invalid. Here are some of the mitigating circumstances for speeding:

  • Absence of previous convictions (recent or related)
  • An emergency was happening (you’ll need to prove it)
  • Exemplary conduct and good character

Getting the support of a Solicitor can take a huge weight off your mind.

Get started

Reviews shown are for JustAnswer.

What is the punishment for an SP30 speeding fine?

If you have activated a speed camera, have been pulled over by the police or have been caught on a police van camera speeding, you will receive an SP30 in the post (or an SP50 if your offence was on a motorway) as part of the UK traffic law.

Within 14 days of the offence, you will receive a letter that outlines some of the following things: 

  • You may have a conditional offer to pay a Fixed Penalty. 
  • You may receive a driving ban if the points added to your licence for this offence take you to 12 or more points (within three years)
  • You may be offered the chance to take a speed awareness course.
  • Penalty points will be added to your licence, and you will receive a financial penalty laid out by a Magistrate.

If you can take a speed awareness course, you will not receive points on your licence, you are, however, liable for the cost of the course, and you need to pass the examination too. 

How much will an SP30 speeding fine cost me?

The minimum fine for an SP30 is set at £100 and three points on your licence.

However, the penalty cost has increased in line with the average salary. Here is what that could look like: 

If you earn £27,600 a year and get a Band A fine set at 75% of your weekly earnings, along with your three points, you will need to pay £398.08. 

The same earnings of £27,600 except a Band B fine set at 100% would cost £530.77. 

And for those on the same salary but who get a Band C fine, the maximum of 175% of weekly earnings would mean a fine of £928.85. 

You might be lucky enough to be offered a speed awareness course depending on your driving history and the speed at which you were caught. While you still have to pay around £80-£100 for the course, it prevents you from being given penalty points and a fine and potentially avoids an insurance premium increase.

» TAKE ACTION NOW: Get legal support from JustAnswer

Can an SP30 affect my car insurance?

When you have an SP30 conviction, you must declare this to your car insurance provider for the next five years. The number of points on your licence will dictate how much this impacts your insurance. 


It is also important to remember that your employment could be at risk if you have a job requiring you to drive for a living, such as a delivery, courier, or taxi driver.

How long does an endorsement stay on your driving record?

An endorsement is the penalty points you have received as a driver for driving offences. 

You can continue to drive when you have endorsements on your licence. According to the UK government, endorsements stay on your DVLA driving record for 4 or 11 years based on the severity of the offence.

You can find out how many points you have and when they will be removed here: View or share your driving licence information – GOV.UK

Hire a Solicitor for less than a coffee.

If you’re thinking about appealing your speeding fine then getting some professional advice is a good idea.

Getting the support of a Solicitor can make your appeal much more likely to win.

For a £5 trial, Solicitors from JustAnswer can look at your case and help you create an airtight appeal.

Try it below

Get started

In partnership with Just Answer.


  1. UK Parliament — FPN
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The authors
Scott Nelson Profile Picture
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Appeals Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.