01698 821468 – Who Called? Stop Darcey Quigley & Co Debt

Did you receive an unexpected call from 01698821468? This number is used by Darcey Quigley & Co, a debt collection agency.

Don’t worry, you’ve come to the right place. Every month, more than 170,000 people visit our site seeking advice on debt matters.

In this article, we’ll address the following questions:

• Why has Darcey Quigley & Co. contacted you?
• What is the typical debt collection process?
• Should you pay or ignore Darcey Quigley & Co.?
• What should you do if you can’t pay?
• How can you contact Darcey Quigley & Co.?

We know how confusing and scary it can be to get a debt collection call, especially, since research shows that nearly half of the people who deal with debt collection agencies have experienced harassment or aggression¹.

Some of us have been there too. With our experience, we’ll help you understand how to deal with Darcey Quigley & Co.

Let’s dive in!

Reasons Why You Were Called by 01698821468

If you receive a call from 01698821468 and don’t recognize the number, you might be tempted to let it ring.

However, it’s important to answer, as Darcey Quigley & Co could be trying to reach you.

Darcey Quigley & Co is an agency tasked with collecting debts on behalf of other companies. During the call, they should tell you who you owe money to.

Debt collection agencies buy billions of debt annually at rock-bottom prices, averaging from 10p to £1.² This means they can be very persistent in pursuing payment to ensure they make a profit.

They usually employ various tactics to pressure you into paying the full debt. However, if immediate payment isn’t possible, they’ll inquire about your income, essential expenses, and living situation to better understand why you’re unable to pay in full

Typical Debt Collection Process

Receiving a debt collection call can be quite intimidating, but there’s no need to worry. It’s simply the initial step in the debt collection process.

We’ve created this table outlining the key actions in the debt collector timeline.

Remember that if you keep missing Darcey Quigley & Co calls, they can take you to court. So we find it best to answer the phone and offer to pay what you can.

Should You Pay or Ignore Darcey Quigley & Co?

We always recommend responding to debt collectors – even just to question the debt’s validity.

Ignoring Darcey Quigley & Co can lead to serious consequences, such as being taken to court and having a County Court Judgment (CCJ) filed against you.

This could harm your credit rating and affect your ability to borrow money in the future, as companies will consider you a “high-risk costumer”.

Also, ignoring their calls won’t magically erase the debt. If anything, they might get even more pushy and intimidating.

From what we’ve seen, it’s generally better to engage with debt collectors and ask for proof of the debt.

Don’t pay until the debt is verified and you are satisfied that you do actually owe it.

» TAKE ACTION NOW: Fill out the short debt form

Check if Your Debt Is Statue Barred

If Darcey Quigley & Co has confirmed that the debt is yours, it’s important to consider the age of your debt. If it’s too old, it can become statute-barred.

This term refers to debts that have aged beyond a certain point, making them legally unenforceable. Here’s how it works:

• The debt must be at least six years old.
• You must not have made any payments towards the debt in the last six years.
• You must not have acknowledged the debt within the last six years.
• There should be no County Court Judgment (CCJ) issued against the debt.

If these conditions apply to your situation, you have grounds to inform Darcey Quigley & Co that your debt is statute-barred. This can be done through a formal letter.

Debt Solutions That May Help You

If you’ve confirmed that the debt is indeed yours and it’s not statute-barred, the next step is to address it by paying Darcey Quigley & Co to prevent further consequences.

But, let’s be real – paying off the entire debt at once can be challenging.

If you find yourself in this situation, there’s no need to worry. You can contact Darcey Quigley & Co debt collectors and discuss the possibility of setting up a payment plan.

They may offer the option to pay in instalments, providing a more manageable approach to settling the debt.

You can also contact a debt charity for some free advice. They’ll look at your situation in detail and offer some of the following debt solutions:

• Debt Relief Order (DRO): available to people with debts and little monthly disposable income. It prevents all creditors from contacting you for a whole year.
• Debt Management Plan (DMP): Its main purpose is to agree on affordable repayment plans with creditors with the hope of reducing or freezing interest as part of the process.
• Individual Voluntary Arrangement (IVA): It commits the debtor to pay one single monthly repayment which is then split proportionally among their creditors. The IVA lasts for a fixed period of time and any remaining debt can be wiped after this period.

There are other available solutions that may also help you effectively manage your debts.

Thousands have already tackled their debt

Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.

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I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.

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Contact Details – Darcey Quigley & Co

If you have any other questions, feel free to reach out to Darcey Quigley & Co using any of the following methods:

References

1. Indebted Debt Collection Survey
2. Jubilee Debt Campaign