01782401192 – Who Called? Stop Advantis Debt Collectors
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
Have you received a call from 01782401192 and are feeling concerned? You’re not alone! Each month, over 170,000 people visit our website seeking advice on debt matters.
In this article, we’ll give you simple and clear details about:
- The identity of the caller from 01782401192.
- How to handle Advantis Debt Collectors.
- Understanding what Advantis Debt Collection is.
- Who Advantis Debt Collection works for.
- How to handle contact from 01782401192.
Research shows that 64% of people in the UK who are chased by debt collectors feel stressed1. Some of our team members have also experienced this.
Don’t worry, we’re here to help. We’ve got plenty of tips to help you figure things out.
Who called you from 01782401192?
The call you received from 01782401192 was actually from a staff member working for Advantis Debt Collection.
This is a UK debt collection agency and one of the most active. They can still call you from other numbers as well.
We have a detailed guide for Advantis Debt Collection, which you can find here.
Why has Advantis contacted you?
A call from Advantis Credit Limited on 01782401192 probably means that one of their clients has instructed them to chase you for a debt.
There is, of course, the chance that they have the wrong number.
In general, these sorts of businesses will only bombard you with calls and texts if you haven’t responded to a debt letter they send to your home address. They might have sent these letters to a previous or wrong address.
Typical Debt Collection Process
We know it can be scary to be contacted by Advantis Credit Limited, but don’t worry; this is part of the initial phase of the debt collection process.
To help you better understand the debt collector timeline, we’ve put together this table. If you want to learn more about this process, please read our specialized guide.
Stage | Actions | What you should do: |
---|---|---|
Missing one or two small payments | Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments. | Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options. |
Missing large or multiple payments | Their contact will become more frequent, urgent, and threatening. | Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment. |
Debt collector visit | After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment. | If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this. |
Court | If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to: – File a CCJ against you. – File an attachment of earnings order. – File a lawsuit against you. |
You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you. |
Remember that if you’re receiving calls from Advantis Credit Limited, you should contact them and pay what you can. This is one of the easiest ways to stop them from calling.
How a debt solution could help
Some debt solutions can:
- Stop nasty calls from creditors
- Freeze interest and charges
- Reduce your monthly payments
A few debt solutions can even result in writing off some of your debt.
Here’s an example:
Situation
Monthly income | £2,504 |
Monthly expenses | £2,345 |
Total debt | £32,049 |
Monthly debt repayments
Before | £587 |
After | £158 |
£429 reduction in monthly payments
If you want to learn what debt solutions are available to you, click the button below to get started.
Can you ignore debt collectors?
You can ignore Advantis debt collection calls and texts, but you shouldn’t ignore their letters.
This is because you can be taken to the county court to be made to pay a debt – if you really owe it – when you ignore their request.
This is why we recommend replying to Advantis in writing.
The best way to respond will depend on the debt and your circumstances. You might even be able to write off the debt, especially if it’s an older debt.
» TAKE ACTION NOW: Fill out the short debt form
How do you stop them from contacting you?
It’s not possible to stop all contact from Advantis Debt Collection, but you might be able to stop them from calling too frequently, at certain times, or completely.
To do this, refer to the FCA rule where you can provide the debt collector with your communication preferences.
For example, you could tell them to only communicate on the matter in writing, which Advantis would then need to respect.
The good news is there are quite a few FCA rules that work in your favour.
These are in place to ensure debt collection agencies treat debtors with respect and don’t intimidate them. You can read about the rules from the source on this FCA page.
Thousands have already tackled their debt
Every day our partners, The Debt Advice Service, help people find out whether they can lower their repayments and finally tackle or write off some of their debt.
Natasha
I’d recommend this firm to anyone struggling with debt – my mind has been put to rest, all is getting sorted.
Reviews shown are for The Debt Advice Service.
Can you complain about them?
Janine, our financial expert, explained that while debt collectors can contact you and visit your home for payments, they cannot come to your workplace, act threateningly, force payment, or discuss your finances with others.
If they violate these rules, you can complain.
We have written a complete guide on how to complain about debt collectors already. But if you want the shorter version, here it is:
Step One – complain to the debt collector directly in writing. Provide proof and evidence you made the complaint. Put a deadline to respond in the letter.
Step Two – if you’re unsatisfied with the response or outcome, you can escalate the complaint to the Financial Ombudsman Service. They independently review the matter and could pass down serious punishment to Advantis. It could also have a positive outcome on your debt situation.
Advantis Debt Collection Contact Details
Telephone number | 01782 401 100 |
Email address | [email protected] |
Postal address | Advantis Credit Ltd Minton Hollins Building Shelton Old Road Stoke-on-Trent Staffordshire United Kingdom ST4 7RY |