Scott Nelson - Founder of MoneyNerd
Posts by Scott Nelson:
How much can you borrow with a secured loan?
I’m thinking about using a secured loan – how much can I borrow? A secured loan may allow more borrowing than some unsecured products, but the amount, full cost and risk depend on the lender and your circumstances. Security is not a reason by itself to borrow more. Secured loans explained A secured loan is […]
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Equity Release or Downsize? Complete Comparison & FAQs
Are you curious about equity release or downsizing? This page is here to help. We'll guide you through everything you need to know about these two options. If you’re feeling confused about equity release, don’t worry. We understand it can seem a bit tricky, which is why we’ve prepared this clear guide on: Another option […]
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Second Charge Mortgage for People with Bad Credit
Wondering about a second charge mortgage, but worried about your bad credit? Don't worry, you're not alone. In this article, we’ll cover: Some lenders consider adverse credit, but advice does not guarantee a suitable loan or acceptance. Assess the costs and home-security risk carefully. Let’s dive in! Can you get a second mortgage with bad […]
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Equity Release for School Fees – Is It Possible?
Are you keen to discover if you can use equity release to help pay for school fees? We’re here to help. This article aims to answer your queries, explain the process, and guide you through the options. This guide explains the main options, conditions and risks to discuss with a qualified adviser. See related guidance. […]
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How to Compare Equity Release Brokers: Advice, Fees and Checks
Everything you need to know about equity release brokers can be found in this MoneyNerd guide. Below we revisit the fundamentals of a lifetime mortgage and home reversion plan before taking a look at some of the general public’s most asked questions, including queries about equity release brokers. What is equity release and who can […]
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Home Renovation Mortgage – Complete Overview
Get a complete overview of a home renovation mortgage here. If you want to buy a ‚Äúfixer-upper‚Äù property or want to renovate your current home with an existing mortgage, you’ve come to the right place. Find out everything you need to know about the somewhat elusive renovation mortgages here! How do you fund a house […]
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Loans with poor credit: costs, checks and alternatives
How to compare loans with a poor credit history, check a lender and consider alternatives before taking expensive credit.
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Solar panel finance: costs, ownership and funding options
Solar panels can reduce the electricity you buy from the grid, but the financial result depends on the installation, energy use, tariffs and financing costs. See related guidance. However, the initial cost of installing solar panels can be a significant barrier. Fortunately, various financing options are available to make solar energy more accessible. This guide […]
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Key Clauses to Include in a Share Purchase Agreement for M&A Success
Legal agreements can be vital when making business transactions. They protect the parties involved, and agreements can give clarity. One of the most critical agreements in mergers and acquisitions is played by the Share Purchase Agreement (SPA). A share purchase agreement sets the terms for selling shares in a company. It should distinguish that transaction […]
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Car Ownership & Debt: Hidden Costs You Might Be Overlooking
Having a car in the UK is commonly regarded as an important requirement. Cars provide ease, mobility, and personal freedom. Many individuals assume that fuel and purchase price are the primary costs associated with a car. In reality, there are a number of expenses that a car owner does not factor in, and if left […]
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PO Box 107 Caerphilly CF83 3GG: Link Financial Letters
PO Box 107, Caerphilly, CF83 3GG is published by Link Financial Outsourcing. Still check the letter and account independently before sharing information or paying. This guide explains how to check the account and respond to a genuine debt enquiry. In this guide, we’ll address: You can request written information and ask for support if the […]
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How Bailiffs Operate: Procedures, Powers, and Limitations
This guide explains bailiff powers and limits in England and Wales, including how enforcement agents differ from ordinary debt collectors. Dealing with a bailiff visit is stressful, especially when you aren’t sure what’s going to happen. Our quick guide will take you through: What is a bailiff? A bailiff, or enforcement agent, has specific legal […]
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Parking Charge Notice vs Penalty Charge Notice: The Difference
A council Penalty Charge Notice follows a statutory civil process. A private Parking Charge Notice is usually a contractual demand. Both may need payment or a timely challenge, but their appeal and enforcement routes differ.
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How to Appeal a Parking Ticket
Identify whether the notice is a council PCN, private parking charge, ECN or police FPN. Each has different deadlines, appeal rights and enforcement consequences. Follow the instructions on the actual notice.
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Universal Credit EXTRA Discounts
Living on Benefits? It can be really hard to solely depend on Universal Credit, so I’ve done some research to find extra perks and discounts that you might not know you’re entitled to. Here are 12 extras that might help ease your finances: Keep your home cosy without burning a hole in your pocket. Qualify […]
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Parking Ticket Scams: How to Identify and Avoid Them
Verify a suspicious parking demand through the issuer’s independently checked website or contact details. Do not use its links or QR codes. If you paid or shared bank details, contact your bank promptly.
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Your Rights with Debt Collectors: Contact, Visits and Complaints
Understand debt collector contact rules, the limits of doorstep visits and how to dispute a debt or make a complaint.
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Morses Club administration: loan balances, complaints and updates
Some Morses Club loans transferred to Lantern; the remaining loan book was written off. Check the administrator’s updates and your account notice.
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Driving conviction codes and car insurance
Understand endorsement codes, disclosure and insurance comparisons after a driving conviction.
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01782401191: Verify Advantis Credit Calls
The number 01782401191 belongs to Advantis Credit. They may be calling to collect a payment, to gather more information, or to intimidate you. Let me guide you through your options...
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