Scott Nelson - Founder of MoneyNerd
Posts by Scott Nelson:
Documents Needed for Equity Release? Your Checklist
Knowing which documents to provide when taking out an equity release loan can be confusing. Here’s a list of the most important documents to gather before applying…
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Child maintenance: changing payments and dealing with arrears
How to report a change, challenge a child maintenance calculation and get help with missed payments without relying on supposed loopholes.
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Debt evidence request letter: UK template and its limits
If you do not recognise a collection demand, a written evidence request can help clarify the creditor, amount and basis of liability. It does not automatically cancel a debt or stop court proceedings. In this article, we will help you to: Check the type of debt and whether a court order already exists before choosing […]
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Clean-break consent orders: templates, costs and legal checks
A clean-break consent order needs suitable wording, financial disclosure and court approval in England and Wales. A generic template alone is not a complete solution.
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Child maintenance calculator: income and shared care
Use an official child-maintenance calculator for an estimate. Income bands, qualifying children and shared-care rules affect the CMS decision.
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Financial order costs in England and Wales
England and Wales financial-order court fees are £62 by consent and £321 otherwise, as checked on 4 October 2026. Advice and other costs are separate.
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Can you get a mortgage for a park home?
Why conventional mortgages generally do not cover park homes on rented pitches, and what to check about alternative finance.
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Residential park home finance: options and risks
Compare ways to fund a residential park home, including specialist loans, ownership rights, pitch fees and the risks of borrowing.
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CDER Group Enforcement: Rights, Fees and Payment Options
Not everyone will need to pay CDER Group debt. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
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Pros and Cons Of Bankruptcies
Bankruptcy is a method of insolvency used to reduce debt and stop legal action from being taken against you. But, there are significant downsides associated with going bankrupt. Let me walk you through the pros and cons...
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Arrangement to pay on your credit file: impact and corrections
An arrangement to pay can affect borrowing. Understand how it is recorded, how long account history can remain and how to challenge errors.
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Enforcing UK judgments abroad: routes, limits and advice
Enforcement of UK judgments abroad is achievable, depending on specific treaties and reciprocal agreements between the UK and the relevant foreign country. Dive in for a deeper exploration…
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Alternatives to an IVA: Debt Repayment and Insolvency Options
Alternatives to Individual Voluntary Agreements (IVAs) exist and could be a more suitable option for managing your debt. Discover four other solutions in the article below.
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Can You Swap Council House With Rent Arrears – Laws Advice
Curious about whether you can swap your council house if you have rent arrears? Find out the answer to this question and get all the information you need to make an informed decision
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Can You Move from an IVA to a DRO?
Yes, you can switch from an Individual Voluntary Arrangement (IVA) to a Debt Relief Order (DRO), although it isn't always the optimal solution. Read on to understand why…
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I Have a CCJ but Don’t Know Who From – How To Resolve
Discovering an unknown County Court Judgement (CCJ) against your name can be resolved by checking your credit report and contacting the issuing court. Keep reading to understand the steps in detail…
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ULEZ PCN: Charges, Challenges and Appeals
A ULEZ PCN is normally £180, reduced to £90 if paid within 14 days of service. You can make representations to TfL within 28 days of service. Check the vehicle, journey, payment and any exemption evidence.
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PO Box 123 Burton on Trent: Hoist, Robinson Way and Lowell
Check a letter bearing PO Box 123, Burton on Trent, understand the historical Hoist and Robinson Way names, and verify the current creditor.
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Is a County Court Claim a CCJ? The Difference and What to Do
A County Court claim is not a County Court judgment (CCJ). A claim starts a civil case and gives you an opportunity to respond; a judgment is the court’s decision or order. This guide concerns England and Wales. This guide explains the difference, the response deadlines and what to do if a judgment has already […]
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TT99 car insurance: cover after a totting-up ban
What the TT99 code means and how to compare insurance after disqualification.
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