Scott Nelson - Founder of MoneyNerd
Posts by Scott Nelson:
ULEZ PCN: Charges, Challenges and Appeals
A ULEZ PCN is normally £180, reduced to £90 if paid within 14 days of service. You can make representations to TfL within 28 days of service. Check the vehicle, journey, payment and any exemption evidence.
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PO Box 123 Burton on Trent: Hoist, Robinson Way and Lowell
Check a letter bearing PO Box 123, Burton on Trent, understand the historical Hoist and Robinson Way names, and verify the current creditor.
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Is a County Court Claim a CCJ? The Difference and What to Do
A County Court claim is not a County Court judgment (CCJ). A claim starts a civil case and gives you an opportunity to respond; a judgment is the court’s decision or order. This guide concerns England and Wales. This guide explains the difference, the response deadlines and what to do if a judgment has already […]
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TT99 car insurance: cover after a totting-up ban
What the TT99 code means and how to compare insurance after disqualification.
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How Bankruptcy Can Affect Your Spouse or Partner
Curious about the impact of bankruptcy on your spouse? Don't miss out on understanding this important aspect.
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Forgot to tell your insurer about points? What to do
How to correct insurance information, check cover and understand the possible consequences.
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How can 6 penalty points affect car insurance?
Understand insurance quotes and disclosure with six points, including the new-driver revocation rule.
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Average Credit Score by Age UK
The average credit score varies by age in the UK, reflecting the financial maturity and credit behaviour of different age groups. Let's get into the details...
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Average Retirement Savings UK
The average retirement savings in the UK currently stands at £61,897. Read on to understand more about this figure and what it means for your financial planning.
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Average Medical Student Debt UK
In the UK, the average medical student accumulates a debt ranging from £50,000 to £90,000 due to the high costs and lengthy duration of their studies. Join us as we delve deeper into these figures, their implications, and what it means for the future of these students.
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UK credit card debt by age: what the data shows
Compare credit-card borrowing by age using the FCA’s 2024 survey, and understand why usage percentages are different from average debt balances.
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Debt collectors in Scotland: home visits and your rights
Debt collectors can come to your house in Scotland. But, you should first receive a letter notifying you of their intention to visit. Let me walk you through the process...
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Personal loan interest rates and UK credit scores
Your credit history can affect a personal-loan offer, but no universal UK table converts a credit score into an interest rate.
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Average Car Debt in the UK
The average car debt in the UK has seen a marked increase over the years, with current consumers paying between £300 and £400 per month on car finance. Let's dive deeper...
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High Court Enforcement Officer Powers: Your Rights
With a High Court Writ, a High Court Enforcement Officer has the power to enter the residential or commercial property of the debtor. They can also request payment, agree to a repayment plan, or seize goods. Let me walk you through the process...
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Average Student Debt UK
The average student debt in the UK is currently pegged at £23,000, a daunting amount for anyone embarking on their academic journey. Dive in to explore this issue and understand its implications.
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What Happens if You Don’t Pay a CCJ after 6 Years?
Have you ever wondered what happens if a CCJ is not paid after 6 years? Discover the actions creditors can take, the impact on your credit report, and how to navigate this situation effectively.
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N244 Applications to Set Aside a CCJ: Form, Evidence and Fees
Do you need an N244 form for CCJ and don’t know where to start? Don't worry, we've got you covered.
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Charging order interest: when it applies and how to check it
Interest on a debt secured by a charging order depends on the judgment, agreement and legal rules. A charging order does not create an automatic universal interest rate.
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Lying About Who Was Driving: Penalties and Risks
Knowingly giving false driver details can lead to prosecution for perverting the course of justice, a much more serious offence than speeding. Respond accurately to a section 172 request and seek legal advice if you have already supplied incorrect information.
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